Arkansas · FIPS 05145 · HUD FY 2027
White County, Arkansas Fair Market Rent
HUD’s FY 2027 Fair Market Rent for a 2-bedroom in White County is $948 a month (rent plus utilities), 11% below the Arkansas average of $1,061 and 46% below the U.S. average of $1,761. That is up $68 (7.7%) from FY 2026. At 30% of income, a household needs about $37,920 a year to afford it.
- $9482-bedroom FMR+$68 (+7.7%) vs FY 2026
- $7791-bedroom FMRArkansas: $873 · U.S.: $1,478
- $37,920Income for a 2-bedroom$18/hour full-time
- 22 of 752BR rank in Arkansas1 = highest rent
| Unit | White County FY 2027 | FY 2026 | Change | Arkansas avg | U.S. avg | Income needed |
|---|---|---|---|---|---|---|
| Studio | $674 | $630 | +$44 (+7.0%) | $818 | $1,379 | $26,960 |
| 1 bedroom | $779 | $734 | +$45 (+6.1%) | $873 | $1,478 | $31,160 |
| 2 bedrooms | $948 | $880 | +$68 (+7.7%) | $1,061 | $1,761 | $37,920 |
| 3 bedrooms | $1,238 | $1,149 | +$89 (+7.7%) | $1,414 | $2,266 | $49,520 |
| 4 bedrooms | $1,246 | $1,165 | +$81 (+7.0%) | $1,639 | $2,607 | $49,840 |
How White County compares
- White County is a non-metro county, so HUD sets one Fair Market Rent for the whole county.
- Across Arkansas, 2-bedroom FMRs run from $909 (Yell County) to $1,301 (Crittenden County).
- Studio to 4-bedroom: $674, $779, $948, $1,238, $1,246. HUD derives the other sizes from the 2-bedroom figure with fixed ratios, adjusted where local data warrant.
- HUD also publishes ZIP-level Small Area FMRs. For the 16 ZIP codes mostly in White County (by land area), the 2-bedroom figure ranges from $910 to $1,190.
Small Area FMRs by ZIP code in White County
| ZIP | Studio | 1BR | 2BR | 3BR | 4BR | 2BR vs FY 2026 | 2BR vs area FMR |
|---|---|---|---|---|---|---|---|
| 72010 | $680 | $780 | $950 | $1,240 | $1,250 | +$60 (+6.7%) | about the same as |
| 72012 | $650 | $750 | $910 | $1,190 | $1,190 | +$30 (+3.4%) | 4% below |
| 72045 | $890 | $980 | $1,190 | $1,550 | $1,640 | +$110 (+10.2%) | 26% above |
| 72052 | $690 | $800 | $980 | $1,270 | $1,280 | +$70 (+7.7%) | 3% above |
| 72060 | $650 | $740 | $910 | $1,190 | $1,210 | +$30 (+3.4%) | 4% below |
| 72068 | $650 | $750 | $910 | $1,190 | $1,190 | +$30 (+3.4%) | 4% below |
| 72081 | $650 | $750 | $910 | $1,190 | $1,190 | +$30 (+3.4%) | 4% below |
| 72082 | $650 | $760 | $920 | $1,200 | $1,210 | +$40 (+4.5%) | 3% below |
| 72085 | $690 | $800 | $970 | $1,270 | $1,270 | +$60 (+6.6%) | 2% above |
| 72102 | $650 | $750 | $910 | $1,190 | $1,190 | +$30 (+3.4%) | 4% below |
| 72121 | $660 | $750 | $930 | $1,210 | $1,230 | +$50 (+5.7%) | 2% below |
| 72136 | $740 | $830 | $1,010 | $1,320 | $1,390 | +$90 (+9.8%) | 7% above |
| 72137 | $690 | $780 | $980 | $1,270 | $1,300 | +$70 (+7.7%) | 3% above |
| 72139 | $650 | $750 | $910 | $1,190 | $1,190 | +$20 (+2.2%) | 4% below |
| 72143 | $700 | $810 | $990 | $1,290 | $1,300 | +$80 (+8.8%) | 4% above |
| 72178 | $700 | $810 | $990 | $1,290 | $1,300 | +$80 (+8.8%) | 4% above |
Sources
- U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
- HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).
- ZIP-to-county assignment: Census Bureau 2020 ZCTA-to-county relationship file (file dated December 9, 2021), largest land-area overlap.
Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.