California · FIPS 06009 · HUD FY 2027
Calaveras County, California Fair Market Rent
HUD’s FY 2027 Fair Market Rent for a 2-bedroom in Calaveras County is $1,533 a month (rent plus utilities), 42% below the California average of $2,632 and 13% below the U.S. average of $1,761. That is down $9 (0.6%) from FY 2026. At 30% of income, a household needs about $61,320 a year to afford it.
- $1,5332-bedroom FMR−$9 (−0.6%) vs FY 2026
- $1,1721-bedroom FMRCalifornia: $2,151 · U.S.: $1,478
- $61,320Income for a 2-bedroom$29/hour full-time
- 39 of 582BR rank in California1 = highest rent
| Unit | Calaveras County FY 2027 | FY 2026 | Change | California avg | U.S. avg | Income needed |
|---|---|---|---|---|---|---|
| Studio | $1,109 | $1,078 | +$31 (+2.9%) | $1,986 | $1,379 | $44,360 |
| 1 bedroom | $1,172 | $1,175 | −$3 (−0.3%) | $2,151 | $1,478 | $46,880 |
| 2 bedrooms | $1,533 | $1,542 | −$9 (−0.6%) | $2,632 | $1,761 | $61,320 |
| 3 bedrooms | $2,123 | $2,145 | −$22 (−1.0%) | $3,457 | $2,266 | $84,920 |
| 4 bedrooms | $2,224 | $2,316 | −$92 (−4.0%) | $3,986 | $2,607 | $88,960 |
How Calaveras County compares
- Calaveras County is a non-metro county, so HUD sets one Fair Market Rent for the whole county.
- Across California, 2-bedroom FMRs run from $1,084 (Modoc County) to $4,254 (Santa Cruz County).
- Studio to 4-bedroom: $1,109, $1,172, $1,533, $2,123, $2,224. HUD derives the other sizes from the 2-bedroom figure with fixed ratios, adjusted where local data warrant.
- HUD also publishes ZIP-level Small Area FMRs. For the 18 ZIP codes mostly in Calaveras County (by land area), the 2-bedroom figure ranges from $1,390 to $1,870.
Small Area FMRs by ZIP code in Calaveras County
| ZIP | Studio | 1BR | 2BR | 3BR | 4BR | 2BR vs FY 2026 | 2BR vs area FMR |
|---|---|---|---|---|---|---|---|
| 95221 | $1,180 | $1,250 | $1,630 | $2,260 | $2,360 | +$130 (+8.7%) | 6% above |
| 95222 | $1,180 | $1,250 | $1,630 | $2,260 | $2,360 | +$130 (+8.7%) | 6% above |
| 95224 | $1,110 | $1,170 | $1,530 | $2,120 | $2,220 | −$10 (−0.6%) | about the same as |
| 95225 | $980 | $1,060 | $1,390 | $1,940 | $2,090 | −$80 (−5.4%) | 9% below |
| 95226 | $1,110 | $1,170 | $1,530 | $2,120 | $2,220 | −$10 (−0.6%) | about the same as |
| 95228 | $1,350 | $1,430 | $1,870 | $2,590 | $2,710 | +$10 (+0.5%) | 22% above |
| 95232 | $980 | $1,060 | $1,390 | $1,940 | $2,090 | +$100 (+7.8%) | 9% below |
| 95233 | $1,270 | $1,340 | $1,750 | $2,420 | $2,540 | −$30 (−1.7%) | 14% above |
| 95245 | $1,090 | $1,150 | $1,460 | $1,980 | $2,250 | −$160 (−9.9%) | 5% below |
| 95246 | $980 | $1,060 | $1,390 | $1,940 | $2,090 | −$150 (−9.7%) | 9% below |
| 95247 | $1,270 | $1,340 | $1,750 | $2,420 | $2,540 | −$30 (−1.7%) | 14% above |
| 95248 | $1,110 | $1,170 | $1,530 | $2,120 | $2,220 | −$10 (−0.6%) | about the same as |
| 95249 | $980 | $1,060 | $1,390 | $1,940 | $2,090 | −$10 (−0.7%) | 9% below |
| 95251 | $1,240 | $1,310 | $1,700 | $2,360 | $2,470 | +$30 (+1.8%) | 11% above |
| 95252 | $1,190 | $1,250 | $1,640 | $2,270 | $2,380 | −$50 (−3.0%) | 7% above |
| 95254 | $1,240 | $1,290 | $1,690 | $2,280 | $2,450 | −$10 (−0.6%) | 10% above |
| 95255 | $980 | $1,060 | $1,390 | $1,940 | $2,090 | +$100 (+7.8%) | 9% below |
| 95257 | $1,050 | $1,150 | $1,500 | $2,080 | $2,250 | −$160 (−9.6%) | 2% below |
Sources
- U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
- HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).
- ZIP-to-county assignment: Census Bureau 2020 ZCTA-to-county relationship file (file dated December 9, 2021), largest land-area overlap.
Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.