California · FIPS 06085 · HUD FY 2027
Santa Clara County, California Fair Market Rent
HUD’s FY 2027 Fair Market Rent for a 2-bedroom in Santa Clara County is $3,272 a month (rent plus utilities), 24% above the California average of $2,632 and 86% above the U.S. average of $1,761. That is down $211 (6.1%) from FY 2026. At 30% of income, a household needs about $130,880 a year to afford it.
- $3,2722-bedroom FMR−$211 (−6.1%) vs FY 2026
- $2,7781-bedroom FMRCalifornia: $2,151 · U.S.: $1,478
- $130,880Income for a 2-bedroom$63/hour full-time
- 6 of 582BR rank in California1 = highest rent
| Unit | Santa Clara County FY 2027 | FY 2026 | Change | California avg | U.S. avg | Income needed |
|---|---|---|---|---|---|---|
| Studio | $2,458 | $2,621 | −$163 (−6.2%) | $1,986 | $1,379 | $98,320 |
| 1 bedroom | $2,778 | $2,982 | −$204 (−6.8%) | $2,151 | $1,478 | $111,120 |
| 2 bedrooms | $3,272 | $3,483 | −$211 (−6.1%) | $2,632 | $1,761 | $130,880 |
| 3 bedrooms | $4,396 | $4,602 | −$206 (−4.5%) | $3,457 | $2,266 | $175,840 |
| 4 bedrooms | $4,688 | $5,010 | −$322 (−6.4%) | $3,986 | $2,607 | $187,520 |
How Santa Clara County compares
- HUD sets this rent for the San Jose-Sunnyvale-Santa Clara, CA metro FMR area, which covers 1,902,047 residents in 1 county.
- Across California, 2-bedroom FMRs run from $1,084 (Modoc County) to $4,254 (Santa Cruz County).
- Studio to 4-bedroom: $2,458, $2,778, $3,272, $4,396, $4,688. HUD derives the other sizes from the 2-bedroom figure with fixed ratios, adjusted where local data warrant.
- HUD also publishes ZIP-level Small Area FMRs. For the 58 ZIP codes mostly in Santa Clara County (by land area), the 2-bedroom figure ranges from $2,290 to $4,460.
Small Area FMRs by ZIP code in Santa Clara County
| ZIP | Studio | 1BR | 2BR | 3BR | 4BR | 2BR vs FY 2026 | 2BR vs area FMR |
|---|---|---|---|---|---|---|---|
| 94022 | $3,010 | $3,350 | $3,990 | $5,330 | $5,660 | −$200 (−4.8%) | 22% above |
| 94024 | $3,030 | $3,420 | $4,030 | $5,420 | $5,770 | −$310 (−7.1%) | 23% above |
| 94040 | $3,040 | $3,440 | $4,050 | $5,440 | $5,800 | −$200 (−4.7%) | 24% above |
| 94041 | $2,790 | $3,150 | $3,710 | $4,980 | $5,320 | −$170 (−4.4%) | 13% above |
| 94043 | $2,760 | $3,120 | $3,670 | $4,930 | $5,260 | −$190 (−4.9%) | 12% above |
| 94085 | $3,020 | $3,410 | $4,020 | $5,400 | $5,760 | −$200 (−4.7%) | 23% above |
| 94086 | $2,710 | $3,070 | $3,610 | $4,850 | $5,170 | −$260 (−6.7%) | 10% above |
| 94087 | $2,900 | $3,280 | $3,860 | $5,190 | $5,530 | −$250 (−6.1%) | 18% above |
| 94089 | $2,840 | $3,230 | $3,770 | $5,050 | $5,410 | −$410 (−9.8%) | 15% above |
| 94301 | $2,680 | $3,050 | $3,650 | $4,830 | $5,300 | −$300 (−7.6%) | 12% above |
| 94303 | $2,430 | $2,800 | $3,390 | $4,480 | $4,950 | +$90 (+2.7%) | 4% above |
| 94304 | $2,920 | $3,290 | $3,880 | $5,210 | $5,560 | −$380 (−8.9%) | 19% above |
| 94305 | $1,750 | $1,980 | $2,290 | $2,970 | $3,240 | −$250 (−9.8%) | 30% below |
| 94306 | $2,650 | $3,000 | $3,530 | $4,740 | $5,060 | −$260 (−6.9%) | 8% above |
| 95002 | $2,030 | $2,310 | $2,700 | $3,590 | $3,870 | −$290 (−9.7%) | 17% below |
| 95008 | $2,490 | $2,810 | $3,310 | $4,450 | $4,740 | −$220 (−6.2%) | 1% above |
| 95013 | $2,340 | $2,660 | $3,110 | $4,110 | $4,470 | −$340 (−9.9%) | 5% below |
| 95014 | $3,040 | $3,440 | $4,050 | $5,440 | $5,800 | −$390 (−8.8%) | 24% above |
| 95020 | $1,980 | $2,230 | $2,630 | $3,530 | $3,770 | −$120 (−4.4%) | 20% below |
| 95030 | $2,500 | $2,830 | $3,330 | $4,470 | $4,770 | −$140 (−4.0%) | 2% above |
| 95032 | $2,730 | $3,080 | $3,630 | $4,880 | $5,200 | −$140 (−3.7%) | 11% above |
| 95035 | $2,780 | $3,140 | $3,700 | $4,970 | $5,300 | −$90 (−2.4%) | 13% above |
| 95037 | $2,070 | $2,340 | $2,750 | $3,690 | $3,940 | −$70 (−2.5%) | 16% below |
| 95046 | $2,100 | $2,380 | $2,800 | $3,760 | $4,010 | −$30 (−1.1%) | 14% below |
| 95050 | $2,400 | $2,710 | $3,190 | $4,290 | $4,570 | −$150 (−4.5%) | 3% below |
| 95051 | $2,770 | $3,130 | $3,690 | $4,960 | $5,290 | −$270 (−6.8%) | 13% above |
| 95053 | $2,400 | $2,710 | $3,190 | $4,290 | $4,570 | −$150 (−4.5%) | 3% below |
| 95054 | $3,180 | $3,590 | $4,230 | $5,680 | $6,060 | −$200 (−4.5%) | 29% above |
| 95070 | $2,850 | $3,170 | $3,780 | $5,040 | $5,350 | −$160 (−4.1%) | 16% above |
| 95110 | $2,280 | $2,570 | $3,030 | $4,070 | $4,340 | −$210 (−6.5%) | 7% below |
| 95111 | $1,800 | $2,040 | $2,400 | $3,220 | $3,440 | −$140 (−5.5%) | 27% below |
| 95112 | $2,180 | $2,460 | $2,900 | $3,900 | $4,160 | −$160 (−5.2%) | 11% below |
| 95113 | $2,700 | $3,060 | $3,600 | $4,840 | $5,160 | −$190 (−5.0%) | 10% above |
| 95116 | $1,960 | $2,220 | $2,610 | $3,510 | $3,740 | −$210 (−7.4%) | 20% below |
| 95117 | $2,190 | $2,480 | $2,920 | $3,920 | $4,180 | −$200 (−6.4%) | 11% below |
| 95118 | $2,220 | $2,500 | $2,950 | $3,960 | $4,230 | −$180 (−5.8%) | 10% below |
| 95119 | $2,690 | $3,040 | $3,580 | $4,810 | $5,130 | +$20 (+0.6%) | 9% above |
| 95120 | $2,630 | $2,940 | $3,500 | $4,670 | $4,960 | −$80 (−2.2%) | 7% above |
| 95121 | $2,580 | $2,920 | $3,440 | $4,620 | $4,930 | −$140 (−3.9%) | 5% above |
| 95122 | $2,060 | $2,330 | $2,740 | $3,680 | $3,930 | −$80 (−2.8%) | 16% below |
| 95123 | $2,530 | $2,860 | $3,370 | $4,530 | $4,830 | −$170 (−4.8%) | 3% above |
| 95124 | $2,520 | $2,840 | $3,350 | $4,500 | $4,800 | −$320 (−8.7%) | 2% above |
| 95125 | $2,270 | $2,560 | $3,020 | $4,060 | $4,330 | −$140 (−4.4%) | 8% below |
| 95126 | $2,440 | $2,760 | $3,250 | $4,370 | $4,660 | −$150 (−4.4%) | 1% below |
| 95127 | $2,210 | $2,500 | $2,940 | $3,950 | $4,210 | −$60 (−2.0%) | 10% below |
| 95128 | $2,490 | $2,810 | $3,310 | $4,450 | $4,740 | −$120 (−3.5%) | 1% above |
| 95129 | $2,430 | $2,770 | $3,230 | $4,330 | $4,640 | −$350 (−9.8%) | 1% below |
| 95130 | $1,980 | $2,240 | $2,640 | $3,550 | $3,780 | −$130 (−4.7%) | 19% below |
| 95131 | $2,720 | $3,070 | $3,620 | $4,860 | $5,190 | −$200 (−5.2%) | 11% above |
| 95132 | $2,730 | $3,080 | $3,630 | $4,880 | $5,200 | −$240 (−6.2%) | 11% above |
| 95133 | $2,250 | $2,550 | $3,000 | $4,030 | $4,300 | −$120 (−3.8%) | 8% below |
| 95134 | $3,350 | $3,790 | $4,460 | $5,990 | $6,390 | −$280 (−5.9%) | 36% above |
| 95135 | $2,760 | $3,150 | $3,640 | $4,720 | $5,140 | −$400 (−9.9%) | 11% above |
| 95136 | $2,370 | $2,670 | $3,150 | $4,230 | $4,510 | −$220 (−6.5%) | 4% below |
| 95138 | $2,400 | $2,710 | $3,190 | $4,290 | $4,570 | −$270 (−7.8%) | 3% below |
| 95139 | $2,910 | $3,310 | $3,870 | $5,110 | $5,560 | −$420 (−9.8%) | 18% above |
| 95140 | $2,380 | $2,650 | $3,180 | $4,170 | $4,710 | −$120 (−3.6%) | 3% below |
| 95148 | $2,760 | $3,130 | $3,670 | $4,930 | $5,260 | −$380 (−9.4%) | 12% above |
Sources
- U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
- HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).
- ZIP-to-county assignment: Census Bureau 2020 ZCTA-to-county relationship file (file dated December 9, 2021), largest land-area overlap.
Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.