Colorado · FIPS 08109 · HUD FY 2027
Saguache County, Colorado Fair Market Rent
HUD’s FY 2027 Fair Market Rent for a 2-bedroom in Saguache County is $1,059 a month (rent plus utilities), 45% below the Colorado average of $1,916 and 40% below the U.S. average of $1,761. That is up $84 (8.6%) from FY 2026. At 30% of income, a household needs about $42,360 a year to afford it.
- $1,0592-bedroom FMR+$84 (+8.6%) vs FY 2026
- $9571-bedroom FMRColorado: $1,606 · U.S.: $1,478
- $42,360Income for a 2-bedroom$20/hour full-time
- 58 of 642BR rank in Colorado1 = highest rent
| Unit | Saguache County FY 2027 | FY 2026 | Change | Colorado avg | U.S. avg | Income needed |
|---|---|---|---|---|---|---|
| Studio | $787 | $748 | +$39 (+5.2%) | $1,497 | $1,379 | $31,480 |
| 1 bedroom | $957 | $797 | +$160 (+20.1%) | $1,606 | $1,478 | $38,280 |
| 2 bedrooms | $1,059 | $975 | +$84 (+8.6%) | $1,916 | $1,761 | $42,360 |
| 3 bedrooms | $1,466 | $1,295 | +$171 (+13.2%) | $2,538 | $2,266 | $58,640 |
| 4 bedrooms | $1,645 | $1,529 | +$116 (+7.6%) | $2,884 | $2,607 | $65,800 |
How Saguache County compares
- Saguache County is a non-metro county, so HUD sets one Fair Market Rent for the whole county.
- Across Colorado, 2-bedroom FMRs run from $1,014 (Sedgwick County) to $2,766 (Summit County).
- Studio to 4-bedroom: $787, $957, $1,059, $1,466, $1,645. HUD derives the other sizes from the 2-bedroom figure with fixed ratios, adjusted where local data warrant.
- HUD also publishes ZIP-level Small Area FMRs. For the 6 ZIP codes mostly in Saguache County (by land area), the 2-bedroom figure ranges from $1,010 to $1,430.
Small Area FMRs by ZIP code in Saguache County
| ZIP | Studio | 1BR | 2BR | 3BR | 4BR | 2BR vs FY 2026 | 2BR vs area FMR |
|---|---|---|---|---|---|---|---|
| 81125 | $760 | $890 | $1,010 | $1,380 | $1,580 | +$40 (+4.1%) | 5% below |
| 81131 | $1,060 | $1,290 | $1,430 | $1,980 | $2,220 | +$150 (+11.7%) | 35% above |
| 81143 | $1,020 | $1,150 | $1,380 | $1,830 | $2,140 | +$140 (+11.3%) | 30% above |
| 81149 | $750 | $920 | $1,010 | $1,410 | $1,580 | +$40 (+4.1%) | 5% below |
| 81155 | $910 | $1,040 | $1,220 | $1,670 | $1,900 | +$100 (+8.9%) | 15% above |
| 81248 | $920 | $1,040 | $1,210 | $1,670 | $2,020 | +$10 (+0.8%) | 14% above |
Sources
- U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
- HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).
- ZIP-to-county assignment: Census Bureau 2020 ZCTA-to-county relationship file (file dated December 9, 2021), largest land-area overlap.
Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.