Georgia · FIPS 13137 · HUD FY 2027
Habersham County, Georgia Fair Market Rent
HUD’s FY 2027 Fair Market Rent for a 2-bedroom in Habersham County is $1,007 a month (rent plus utilities), 34% below the Georgia average of $1,528 and 43% below the U.S. average of $1,761. That is down $11 (1.1%) from FY 2026. At 30% of income, a household needs about $40,280 a year to afford it.
- $1,0072-bedroom FMR−$11 (−1.1%) vs FY 2026
- $8651-bedroom FMRGeorgia: $1,374 · U.S.: $1,478
- $40,280Income for a 2-bedroom$19/hour full-time
- 91 of 1592BR rank in Georgia1 = highest rent
| Unit | Habersham County FY 2027 | FY 2026 | Change | Georgia avg | U.S. avg | Income needed |
|---|---|---|---|---|---|---|
| Studio | $829 | $850 | −$21 (−2.5%) | $1,305 | $1,379 | $33,160 |
| 1 bedroom | $865 | $855 | +$10 (+1.2%) | $1,374 | $1,478 | $34,600 |
| 2 bedrooms | $1,007 | $1,018 | −$11 (−1.1%) | $1,528 | $1,761 | $40,280 |
| 3 bedrooms | $1,318 | $1,357 | −$39 (−2.9%) | $1,865 | $2,266 | $52,720 |
| 4 bedrooms | $1,323 | $1,363 | −$40 (−2.9%) | $2,203 | $2,607 | $52,920 |
How Habersham County compares
- Habersham County is a non-metro county, so HUD sets one Fair Market Rent for the whole county.
- Across Georgia, 2-bedroom FMRs run from $1,002 (Wilkinson County) to $1,762 (Barrow County).
- Studio to 4-bedroom: $829, $865, $1,007, $1,318, $1,323. HUD derives the other sizes from the 2-bedroom figure with fixed ratios, adjusted where local data warrant.
- HUD also publishes ZIP-level Small Area FMRs. For the 4 ZIP codes mostly in Habersham County (by land area), the 2-bedroom figure ranges from $1,000 to $1,370.
Small Area FMRs by ZIP code in Habersham County
| ZIP | Studio | 1BR | 2BR | 3BR | 4BR | 2BR vs FY 2026 | 2BR vs area FMR |
|---|---|---|---|---|---|---|---|
| 30523 | $850 | $880 | $1,060 | $1,400 | $1,690 | +$80 (+8.2%) | 5% above |
| 30531 | $1,060 | $1,250 | $1,370 | $1,660 | $1,920 | +$10 (+0.7%) | 36% above |
| 30535 | $900 | $940 | $1,090 | $1,430 | $1,430 | no change | 8% above |
| 30563 | $830 | $860 | $1,000 | $1,310 | $1,520 | +$30 (+3.1%) | 1% below |
Sources
- U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
- HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).
- ZIP-to-county assignment: Census Bureau 2020 ZCTA-to-county relationship file (file dated December 9, 2021), largest land-area overlap.
Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.