Illinois · FIPS 17001 · HUD FY 2027
Adams County, Illinois Fair Market Rent
HUD’s FY 2027 Fair Market Rent for a 2-bedroom in Adams County is $1,013 a month (rent plus utilities), 41% below the Illinois average of $1,724 and 42% below the U.S. average of $1,761. That is down $51 (4.8%) from FY 2026. At 30% of income, a household needs about $40,520 a year to afford it.
- $1,0132-bedroom FMR−$51 (−4.8%) vs FY 2026
- $7741-bedroom FMRIllinois: $1,489 · U.S.: $1,478
- $40,520Income for a 2-bedroom$19/hour full-time
- 38 of 1022BR rank in Illinois1 = highest rent
| Unit | Adams County FY 2027 | FY 2026 | Change | Illinois avg | U.S. avg | Income needed |
|---|---|---|---|---|---|---|
| Studio | $705 | $734 | −$29 (−4.0%) | $1,401 | $1,379 | $28,200 |
| 1 bedroom | $774 | $811 | −$37 (−4.6%) | $1,489 | $1,478 | $30,960 |
| 2 bedrooms | $1,013 | $1,064 | −$51 (−4.8%) | $1,724 | $1,761 | $40,520 |
| 3 bedrooms | $1,246 | $1,327 | −$81 (−6.1%) | $2,220 | $2,266 | $49,840 |
| 4 bedrooms | $1,476 | $1,500 | −$24 (−1.6%) | $2,524 | $2,607 | $59,040 |
How Adams County compares
- Adams County is a non-metro county, so HUD sets one Fair Market Rent for the whole county.
- Across Illinois, 2-bedroom FMRs run from $930 (White County) to $2,341 (Kendall County).
- Studio to 4-bedroom: $705, $774, $1,013, $1,246, $1,476. HUD derives the other sizes from the 2-bedroom figure with fixed ratios, adjusted where local data warrant.
- HUD also publishes ZIP-level Small Area FMRs. For the 16 ZIP codes mostly in Adams County (by land area), the 2-bedroom figure ranges from $960 to $1,380.
Small Area FMRs by ZIP code in Adams County
| ZIP | Studio | 1BR | 2BR | 3BR | 4BR | 2BR vs FY 2026 | 2BR vs area FMR |
|---|---|---|---|---|---|---|---|
| 62301 | $740 | $810 | $1,060 | $1,300 | $1,540 | +$10 (+1.0%) | 5% above |
| 62305 | $770 | $840 | $1,100 | $1,350 | $1,600 | −$80 (−6.8%) | 9% above |
| 62320 | $670 | $730 | $960 | $1,200 | $1,350 | +$30 (+3.2%) | 5% below |
| 62324 | $670 | $740 | $970 | $1,200 | $1,400 | −$100 (−9.3%) | 4% below |
| 62325 | $960 | $1,050 | $1,380 | $1,700 | $2,010 | +$350 (+34.0%) | 36% above |
| 62338 | $790 | $860 | $1,130 | $1,390 | $1,640 | −$30 (−2.6%) | 12% above |
| 62339 | $670 | $730 | $960 | $1,200 | $1,350 | +$40 (+4.3%) | 5% below |
| 62346 | $670 | $760 | $960 | $1,200 | $1,360 | −$10 (−1.0%) | 5% below |
| 62347 | $720 | $790 | $1,030 | $1,270 | $1,500 | +$20 (+2.0%) | 2% above |
| 62348 | $700 | $770 | $1,010 | $1,260 | $1,470 | −$110 (−9.8%) | about the same as |
| 62349 | $670 | $730 | $960 | $1,200 | $1,350 | −$40 (−4.0%) | 5% below |
| 62351 | $740 | $810 | $1,060 | $1,310 | $1,550 | −$70 (−6.2%) | 5% above |
| 62359 | $960 | $1,050 | $1,380 | $1,700 | $2,010 | +$320 (+30.2%) | 36% above |
| 62360 | $770 | $850 | $1,110 | $1,370 | $1,620 | −$10 (−0.9%) | 10% above |
| 62365 | $700 | $770 | $1,000 | $1,230 | $1,480 | +$80 (+8.7%) | 1% below |
| 62376 | $720 | $800 | $1,040 | $1,280 | $1,520 | −$80 (−7.1%) | 3% above |
Sources
- U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
- HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).
- ZIP-to-county assignment: Census Bureau 2020 ZCTA-to-county relationship file (file dated December 9, 2021), largest land-area overlap.
Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.