Illinois · FIPS 17089 · HUD FY 2027
Kane County, Illinois Fair Market Rent
HUD’s FY 2027 Fair Market Rent for a 2-bedroom in Kane County is $2,011 a month (rent plus utilities), 17% above the Illinois average of $1,724 and 14% above the U.S. average of $1,761. That is up $230 (12.9%) from FY 2026. At 30% of income, a household needs about $80,440 a year to afford it.
- $2,0112-bedroom FMR+$230 (+12.9%) vs FY 2026
- $1,7801-bedroom FMRIllinois: $1,489 · U.S.: $1,478
- $80,440Income for a 2-bedroom$39/hour full-time
- 2 of 1022BR rank in Illinois1 = highest rent
| Unit | Kane County FY 2027 | FY 2026 | Change | Illinois avg | U.S. avg | Income needed |
|---|---|---|---|---|---|---|
| Studio | $1,678 | $1,480 | +$198 (+13.4%) | $1,401 | $1,379 | $67,120 |
| 1 bedroom | $1,780 | $1,581 | +$199 (+12.6%) | $1,489 | $1,478 | $71,200 |
| 2 bedrooms | $2,011 | $1,781 | +$230 (+12.9%) | $1,724 | $1,761 | $80,440 |
| 3 bedrooms | $2,586 | $2,294 | +$292 (+12.7%) | $2,220 | $2,266 | $103,440 |
| 4 bedrooms | $2,954 | $2,653 | +$301 (+11.3%) | $2,524 | $2,607 | $118,160 |
How Kane County compares
- HUD sets this rent for the Chicago-Joliet-Naperville, IL metro FMR area, which covers 8,357,645 residents in 6 counties.
- Across Illinois, 2-bedroom FMRs run from $930 (White County) to $2,341 (Kendall County).
- Studio to 4-bedroom: $1,678, $1,780, $2,011, $2,586, $2,954. HUD derives the other sizes from the 2-bedroom figure with fixed ratios, adjusted where local data warrant.
- HUD also publishes ZIP-level Small Area FMRs. For the 22 ZIP codes mostly in Kane County (by land area), the 2-bedroom figure ranges from $1,560 to $3,020.
Small Area FMRs by ZIP code in Kane County
| ZIP | Studio | 1BR | 2BR | 3BR | 4BR | 2BR vs FY 2026 | 2BR vs area FMR |
|---|---|---|---|---|---|---|---|
| 60109 | $1,530 | $1,620 | $1,830 | $2,350 | $2,690 | +$360 (+24.5%) | 9% below |
| 60110 | $1,690 | $1,790 | $2,020 | $2,600 | $2,970 | +$190 (+10.4%) | about the same as |
| 60118 | $1,740 | $1,850 | $2,090 | $2,690 | $3,070 | +$310 (+17.4%) | 4% above |
| 60119 | $1,950 | $2,070 | $2,340 | $3,010 | $3,440 | +$230 (+10.9%) | 16% above |
| 60123 | $1,490 | $1,580 | $1,790 | $2,300 | $2,630 | +$200 (+12.6%) | 11% below |
| 60124 | $2,240 | $2,380 | $2,690 | $3,460 | $3,950 | +$160 (+6.3%) | 34% above |
| 60134 | $2,050 | $2,180 | $2,460 | $3,160 | $3,610 | +$190 (+8.4%) | 22% above |
| 60136 | $2,210 | $2,350 | $2,650 | $3,410 | $3,890 | +$280 (+11.8%) | 32% above |
| 60140 | $1,630 | $1,750 | $2,020 | $2,630 | $3,000 | −$150 (−6.9%) | about the same as |
| 60144 | $1,300 | $1,380 | $1,560 | $2,010 | $2,290 | +$110 (+7.6%) | 22% below |
| 60151 | $1,790 | $1,910 | $2,240 | $2,930 | $3,350 | +$190 (+9.3%) | 11% above |
| 60174 | $2,040 | $2,160 | $2,440 | $3,140 | $3,580 | +$270 (+12.4%) | 21% above |
| 60175 | $2,520 | $2,670 | $3,020 | $3,880 | $4,440 | +$350 (+13.1%) | 50% above |
| 60177 | $1,900 | $2,020 | $2,280 | $2,930 | $3,350 | +$190 (+9.1%) | 13% above |
| 60183 | $2,520 | $2,670 | $3,020 | $3,880 | $4,440 | +$350 (+13.1%) | 50% above |
| 60505 | $1,510 | $1,600 | $1,810 | $2,330 | $2,660 | +$200 (+12.4%) | 10% below |
| 60506 | $1,530 | $1,620 | $1,830 | $2,350 | $2,690 | +$140 (+8.3%) | 9% below |
| 60510 | $1,500 | $1,590 | $1,800 | $2,310 | $2,640 | +$180 (+11.1%) | 10% below |
| 60511 | $1,540 | $1,630 | $1,990 | $2,610 | $2,940 | +$220 (+12.4%) | 1% below |
| 60539 | $1,660 | $1,760 | $1,990 | $2,560 | $2,920 | +$220 (+12.4%) | 1% below |
| 60542 | $1,920 | $2,040 | $2,300 | $2,960 | $3,380 | +$280 (+13.9%) | 14% above |
| 60554 | $1,460 | $1,550 | $1,750 | $2,250 | $2,570 | +$310 (+21.5%) | 13% below |
Sources
- U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
- HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).
- ZIP-to-county assignment: Census Bureau 2020 ZCTA-to-county relationship file (file dated December 9, 2021), largest land-area overlap.
Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.