Illinois · FIPS 17109 · HUD FY 2027
McDonough County, Illinois Fair Market Rent
HUD’s FY 2027 Fair Market Rent for a 2-bedroom in McDonough County is $930 a month (rent plus utilities), 46% below the Illinois average of $1,724 and 47% below the U.S. average of $1,761. That is down $21 (2.2%) from FY 2026. At 30% of income, a household needs about $37,200 a year to afford it.
- $9302-bedroom FMR−$21 (−2.2%) vs FY 2026
- $7141-bedroom FMRIllinois: $1,489 · U.S.: $1,478
- $37,200Income for a 2-bedroom$18/hour full-time
- 62 of 1022BR rank in Illinois1 = highest rent
| Unit | McDonough County FY 2027 | FY 2026 | Change | Illinois avg | U.S. avg | Income needed |
|---|---|---|---|---|---|---|
| Studio | $648 | $656 | −$8 (−1.2%) | $1,401 | $1,379 | $25,920 |
| 1 bedroom | $714 | $728 | −$14 (−1.9%) | $1,489 | $1,478 | $28,560 |
| 2 bedrooms | $930 | $951 | −$21 (−2.2%) | $1,724 | $1,761 | $37,200 |
| 3 bedrooms | $1,186 | $1,231 | −$45 (−3.7%) | $2,220 | $2,266 | $47,440 |
| 4 bedrooms | $1,554 | $1,512 | +$42 (+2.8%) | $2,524 | $2,607 | $62,160 |
How McDonough County compares
- McDonough County is a non-metro county, so HUD sets one Fair Market Rent for the whole county.
- Across Illinois, 2-bedroom FMRs run from $930 (White County) to $2,341 (Kendall County).
- Studio to 4-bedroom: $648, $714, $930, $1,186, $1,554. HUD derives the other sizes from the 2-bedroom figure with fixed ratios, adjusted where local data warrant.
- HUD also publishes ZIP-level Small Area FMRs. For the 10 ZIP codes mostly in McDonough County (by land area), the 2-bedroom figure ranges from $930 to $1,030.
Small Area FMRs by ZIP code in McDonough County
| ZIP | Studio | 1BR | 2BR | 3BR | 4BR | 2BR vs FY 2026 | 2BR vs area FMR |
|---|---|---|---|---|---|---|---|
| 61411 | $650 | $720 | $930 | $1,240 | $1,450 | −$20 (−2.1%) | same |
| 61416 | $650 | $720 | $940 | $1,200 | $1,570 | −$50 (−5.1%) | 1% above |
| 61420 | $720 | $790 | $1,030 | $1,310 | $1,710 | +$60 (+6.2%) | 11% above |
| 61422 | $650 | $710 | $930 | $1,190 | $1,550 | +$10 (+1.1%) | same |
| 61438 | $650 | $720 | $940 | $1,200 | $1,570 | +$20 (+2.2%) | 1% above |
| 61440 | $650 | $760 | $930 | $1,190 | $1,550 | +$10 (+1.1%) | same |
| 61455 | $650 | $720 | $940 | $1,200 | $1,570 | −$50 (−5.1%) | 1% above |
| 61470 | $690 | $760 | $990 | $1,280 | $1,620 | −$110 (−10.0%) | 6% above |
| 61475 | $680 | $750 | $980 | $1,240 | $1,630 | +$20 (+2.1%) | 5% above |
| 62326 | $670 | $740 | $960 | $1,220 | $1,600 | no change | 3% above |
Sources
- U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
- HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).
- ZIP-to-county assignment: Census Bureau 2020 ZCTA-to-county relationship file (file dated December 9, 2021), largest land-area overlap.
Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.