Illinois · FIPS 17111 · HUD FY 2027
McHenry County, Illinois Fair Market Rent
HUD’s FY 2027 Fair Market Rent for a 2-bedroom in McHenry County is $2,011 a month (rent plus utilities), 17% above the Illinois average of $1,724 and 14% above the U.S. average of $1,761. That is up $230 (12.9%) from FY 2026. At 30% of income, a household needs about $80,440 a year to afford it.
- $2,0112-bedroom FMR+$230 (+12.9%) vs FY 2026
- $1,7801-bedroom FMRIllinois: $1,489 · U.S.: $1,478
- $80,440Income for a 2-bedroom$39/hour full-time
- 2 of 1022BR rank in Illinois1 = highest rent
| Unit | McHenry County FY 2027 | FY 2026 | Change | Illinois avg | U.S. avg | Income needed |
|---|---|---|---|---|---|---|
| Studio | $1,678 | $1,480 | +$198 (+13.4%) | $1,401 | $1,379 | $67,120 |
| 1 bedroom | $1,780 | $1,581 | +$199 (+12.6%) | $1,489 | $1,478 | $71,200 |
| 2 bedrooms | $2,011 | $1,781 | +$230 (+12.9%) | $1,724 | $1,761 | $80,440 |
| 3 bedrooms | $2,586 | $2,294 | +$292 (+12.7%) | $2,220 | $2,266 | $103,440 |
| 4 bedrooms | $2,954 | $2,653 | +$301 (+11.3%) | $2,524 | $2,607 | $118,160 |
How McHenry County compares
- HUD sets this rent for the Chicago-Joliet-Naperville, IL metro FMR area, which covers 8,357,645 residents in 6 counties.
- Across Illinois, 2-bedroom FMRs run from $930 (White County) to $2,341 (Kendall County).
- Studio to 4-bedroom: $1,678, $1,780, $2,011, $2,586, $2,954. HUD derives the other sizes from the 2-bedroom figure with fixed ratios, adjusted where local data warrant.
- HUD also publishes ZIP-level Small Area FMRs. For the 18 ZIP codes mostly in McHenry County (by land area), the 2-bedroom figure ranges from $1,450 to $3,020.
Small Area FMRs by ZIP code in McHenry County
| ZIP | Studio | 1BR | 2BR | 3BR | 4BR | 2BR vs FY 2026 | 2BR vs area FMR |
|---|---|---|---|---|---|---|---|
| 60012 | $1,830 | $1,940 | $2,190 | $2,820 | $3,220 | +$190 (+9.5%) | 9% above |
| 60013 | $1,770 | $1,880 | $2,120 | $2,730 | $3,110 | +$180 (+9.3%) | 5% above |
| 60014 | $1,660 | $1,760 | $1,990 | $2,560 | $2,920 | +$180 (+9.9%) | 1% below |
| 60021 | $2,520 | $2,670 | $3,020 | $3,880 | $4,440 | +$350 (+13.1%) | 50% above |
| 60033 | $1,370 | $1,450 | $1,640 | $2,110 | $2,410 | +$190 (+13.1%) | 18% below |
| 60034 | $1,270 | $1,350 | $1,520 | $1,950 | $2,230 | +$120 (+8.6%) | 24% below |
| 60050 | $1,750 | $1,860 | $2,100 | $2,700 | $3,080 | +$200 (+10.5%) | 4% above |
| 60051 | $1,890 | $2,010 | $2,270 | $2,920 | $3,330 | +$230 (+11.3%) | 13% above |
| 60071 | $1,380 | $1,460 | $1,650 | $2,120 | $2,420 | +$170 (+11.5%) | 18% below |
| 60072 | $1,210 | $1,280 | $1,450 | $1,860 | $2,130 | −$70 (−4.6%) | 28% below |
| 60081 | $1,390 | $1,470 | $1,660 | $2,130 | $2,440 | +$150 (+9.9%) | 17% below |
| 60097 | $1,560 | $1,660 | $1,870 | $2,400 | $2,750 | +$230 (+14.0%) | 7% below |
| 60098 | $1,390 | $1,480 | $1,670 | $2,150 | $2,450 | +$140 (+9.2%) | 17% below |
| 60102 | $2,240 | $2,380 | $2,690 | $3,460 | $3,950 | +$270 (+11.2%) | 34% above |
| 60142 | $1,770 | $1,880 | $2,120 | $2,730 | $3,110 | +$210 (+11.0%) | 5% above |
| 60152 | $1,240 | $1,320 | $1,490 | $1,920 | $2,190 | +$170 (+12.9%) | 26% below |
| 60156 | $1,930 | $2,040 | $2,310 | $2,970 | $3,390 | +$210 (+10.0%) | 15% above |
| 60180 | $1,480 | $1,580 | $1,780 | $2,290 | $2,610 | +$180 (+11.2%) | 11% below |
Sources
- U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
- HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).
- ZIP-to-county assignment: Census Bureau 2020 ZCTA-to-county relationship file (file dated December 9, 2021), largest land-area overlap.
Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.