Illinois · FIPS 17113 · HUD FY 2027
McLean County, Illinois Fair Market Rent
HUD’s FY 2027 Fair Market Rent for a 2-bedroom in McLean County is $1,287 a month (rent plus utilities), 25% below the Illinois average of $1,724 and 27% below the U.S. average of $1,761. That is down $15 (1.2%) from FY 2026. At 30% of income, a household needs about $51,480 a year to afford it.
- $1,2872-bedroom FMR−$15 (−1.2%) vs FY 2026
- $9961-bedroom FMRIllinois: $1,489 · U.S.: $1,478
- $51,480Income for a 2-bedroom$25/hour full-time
- 17 of 1022BR rank in Illinois1 = highest rent
| Unit | McLean County FY 2027 | FY 2026 | Change | Illinois avg | U.S. avg | Income needed |
|---|---|---|---|---|---|---|
| Studio | $941 | $927 | +$14 (+1.5%) | $1,401 | $1,379 | $37,640 |
| 1 bedroom | $996 | $999 | −$3 (−0.3%) | $1,489 | $1,478 | $39,840 |
| 2 bedrooms | $1,287 | $1,302 | −$15 (−1.2%) | $1,724 | $1,761 | $51,480 |
| 3 bedrooms | $1,685 | $1,717 | −$32 (−1.9%) | $2,220 | $2,266 | $67,400 |
| 4 bedrooms | $1,691 | $1,724 | −$33 (−1.9%) | $2,524 | $2,607 | $67,640 |
How McLean County compares
- HUD sets this rent for the Bloomington, IL metro FMR area, which covers 171,556 residents in 1 county.
- Across Illinois, 2-bedroom FMRs run from $930 (White County) to $2,341 (Kendall County).
- Studio to 4-bedroom: $941, $996, $1,287, $1,685, $1,691. HUD derives the other sizes from the 2-bedroom figure with fixed ratios, adjusted where local data warrant.
- HUD also publishes ZIP-level Small Area FMRs. For the 24 ZIP codes mostly in McLean County (by land area), the 2-bedroom figure ranges from $1,180 to $1,590.
Small Area FMRs by ZIP code in McLean County
| ZIP | Studio | 1BR | 2BR | 3BR | 4BR | 2BR vs FY 2026 | 2BR vs area FMR |
|---|---|---|---|---|---|---|---|
| 61701 | $920 | $980 | $1,260 | $1,650 | $1,660 | no change | 2% below |
| 61704 | $1,050 | $1,110 | $1,440 | $1,890 | $1,890 | +$10 (+0.7%) | 12% above |
| 61705 | $1,160 | $1,230 | $1,590 | $2,080 | $2,090 | −$30 (−1.9%) | 24% above |
| 61720 | $950 | $1,010 | $1,330 | $1,750 | $1,760 | −$140 (−9.5%) | 3% above |
| 61722 | $1,040 | $1,100 | $1,420 | $1,860 | $1,870 | −$40 (−2.7%) | 10% above |
| 61724 | $840 | $900 | $1,180 | $1,550 | $1,560 | +$180 (+18.0%) | 8% below |
| 61726 | $840 | $900 | $1,180 | $1,550 | $1,560 | +$100 (+9.3%) | 8% below |
| 61728 | $840 | $900 | $1,180 | $1,550 | $1,560 | +$120 (+11.3%) | 8% below |
| 61730 | $880 | $930 | $1,200 | $1,570 | $1,580 | −$30 (−2.4%) | 7% below |
| 61731 | $840 | $900 | $1,180 | $1,550 | $1,560 | +$20 (+1.7%) | 8% below |
| 61732 | $1,110 | $1,170 | $1,510 | $1,980 | $1,990 | +$60 (+4.1%) | 17% above |
| 61736 | $910 | $970 | $1,250 | $1,640 | $1,640 | −$120 (−8.8%) | 3% below |
| 61737 | $940 | $990 | $1,280 | $1,680 | $1,680 | no change | 1% below |
| 61744 | $840 | $900 | $1,180 | $1,550 | $1,560 | +$200 (+20.4%) | 8% below |
| 61745 | $910 | $960 | $1,250 | $1,630 | $1,660 | −$50 (−3.8%) | 3% below |
| 61748 | $840 | $900 | $1,180 | $1,550 | $1,560 | +$200 (+20.4%) | 8% below |
| 61752 | $840 | $900 | $1,180 | $1,550 | $1,570 | +$150 (+14.6%) | 8% below |
| 61753 | $840 | $900 | $1,180 | $1,550 | $1,560 | +$110 (+10.3%) | 8% below |
| 61754 | $1,040 | $1,100 | $1,420 | $1,850 | $1,890 | −$80 (−5.3%) | 10% above |
| 61761 | $910 | $960 | $1,240 | $1,620 | $1,630 | +$10 (+0.8%) | 4% below |
| 61770 | $850 | $900 | $1,180 | $1,550 | $1,560 | +$20 (+1.7%) | 8% below |
| 61772 | $1,060 | $1,120 | $1,450 | $1,900 | $1,920 | −$60 (−4.0%) | 13% above |
| 61774 | $1,150 | $1,210 | $1,570 | $2,060 | $2,060 | +$150 (+10.6%) | 22% above |
| 61776 | $910 | $960 | $1,240 | $1,620 | $1,630 | −$20 (−1.6%) | 4% below |
Sources
- U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
- HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).
- ZIP-to-county assignment: Census Bureau 2020 ZCTA-to-county relationship file (file dated December 9, 2021), largest land-area overlap.
Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.