Indiana · FIPS 18115 · HUD FY 2027

Ohio County, Indiana Fair Market Rent

HUD’s FY 2027 Fair Market Rent for a 2-bedroom in Ohio County is $1,442 a month (rent plus utilities), 11% above the Indiana average of $1,302 and 18% below the U.S. average of $1,761. That is up $89 (6.6%) from FY 2026. At 30% of income, a household needs about $57,680 a year to afford it.

$1,4422-bedroom FMR+$89 (+6.6%) vs FY 2026
$1,1281-bedroom FMRIndiana: $1,082 · U.S.: $1,478
$57,680Income for a 2-bedroom$28/hour full-time
11 of 922BR rank in Indiana1 = highest rent

Can you afford the Fair Market Rent here?

Uses the common 30%-of-gross-income guideline. Results update as you type and stay in your browser.

Household income ($ per year, before tax)

Default: the income a 2-bedroom here needs at 30%.

Unit size

Rent you can afford at 30% of income$1,442/month

2-bedroom Fair Market Rent and the income it needs
Area	Fair Market Rent	Income needed	Share of your income
Ohio County FMR	$1,442	$57,680	–
Indiana average	$1,302	$52,071	–
U.S. average	$1,761	$70,432	–

Ohio County Fair Market Rents, FY 2027 vs FY 2026, with state and U.S. averages
Unit	Ohio County FY 2027	FY 2026	Change	Indiana avg	U.S. avg	Income needed
Studio	$1,052	$958	+$94 (+9.8%)	$1,005	$1,379	$42,080
1 bedroom	$1,128	$1,051	+$77 (+7.3%)	$1,082	$1,478	$45,120
2 bedrooms	$1,442	$1,353	+$89 (+6.6%)	$1,302	$1,761	$57,680
3 bedrooms	$1,897	$1,785	+$112 (+6.3%)	$1,642	$2,266	$75,880
4 bedrooms	$2,141	$1,976	+$165 (+8.4%)	$1,904	$2,607	$85,640

How Ohio County compares

HUD sets this rent for the Cincinnati, OH-KY-IN metro FMR area, which covers 2,178,423 residents in 12 counties.
Across Indiana, 2-bedroom FMRs run from $1,014 (Wayne County) to $1,536 (Boone County).
Studio to 4-bedroom: $1,052, $1,128, $1,442, $1,897, $2,141. HUD derives the other sizes from the 2-bedroom figure with fixed ratios, adjusted where local data warrant.
HUD also publishes ZIP-level Small Area FMRs. For the 1 ZIP code mostly in Ohio County (by land area), the 2-bedroom figure ranges from $1,090 to $1,090.

Small Area FMRs by ZIP code in Ohio County

Filter ZIP codes

FY 2027 Small Area Fair Market Rents, ZIP codes in Ohio County
ZIP	Studio	1BR	2BR	3BR	4BR	2BR vs FY 2026	2BR vs area FMR
47040	$800	$850	$1,090	$1,420	$1,600	+$80 (+7.9%)	24% below

Sources

U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).
ZIP-to-county assignment: Census Bureau 2020 ZCTA-to-county relationship file (file dated December 9, 2021), largest land-area overlap.

Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.

All Indiana counties · How HUD sets these rents