Indiana · FIPS 18139 · HUD FY 2027
Rush County, Indiana Fair Market Rent
HUD’s FY 2027 Fair Market Rent for a 2-bedroom in Rush County is $1,014 a month (rent plus utilities), 22% below the Indiana average of $1,302 and 42% below the U.S. average of $1,761. That is up $58 (6.1%) from FY 2026. At 30% of income, a household needs about $40,560 a year to afford it.
- $1,0142-bedroom FMR+$58 (+6.1%) vs FY 2026
- $7861-bedroom FMRIndiana: $1,082 · U.S.: $1,478
- $40,560Income for a 2-bedroom$20/hour full-time
- 63 of 922BR rank in Indiana1 = highest rent
| Unit | Rush County FY 2027 | FY 2026 | Change | Indiana avg | U.S. avg | Income needed |
|---|---|---|---|---|---|---|
| Studio | $759 | $685 | +$74 (+10.8%) | $1,005 | $1,379 | $30,360 |
| 1 bedroom | $786 | $762 | +$24 (+3.1%) | $1,082 | $1,478 | $31,440 |
| 2 bedrooms | $1,014 | $956 | +$58 (+6.1%) | $1,302 | $1,761 | $40,560 |
| 3 bedrooms | $1,208 | $1,146 | +$62 (+5.4%) | $1,642 | $2,266 | $48,320 |
| 4 bedrooms | $1,333 | $1,266 | +$67 (+5.3%) | $1,904 | $2,607 | $53,320 |
How Rush County compares
- Rush County is a non-metro county, so HUD sets one Fair Market Rent for the whole county.
- Across Indiana, 2-bedroom FMRs run from $1,014 (Wayne County) to $1,536 (Boone County).
- Studio to 4-bedroom: $759, $786, $1,014, $1,208, $1,333. HUD derives the other sizes from the 2-bedroom figure with fixed ratios, adjusted where local data warrant.
- HUD also publishes ZIP-level Small Area FMRs. For the 9 ZIP codes mostly in Rush County (by land area), the 2-bedroom figure ranges from $1,010 to $1,280.
Small Area FMRs by ZIP code in Rush County
| ZIP | Studio | 1BR | 2BR | 3BR | 4BR | 2BR vs FY 2026 | 2BR vs area FMR |
|---|---|---|---|---|---|---|---|
| 46104 | $860 | $920 | $1,130 | $1,400 | $1,600 | +$50 (+4.6%) | 11% above |
| 46115 | $760 | $850 | $1,010 | $1,300 | $1,560 | −$90 (−8.2%) | about the same as |
| 46127 | $760 | $820 | $1,020 | $1,250 | $1,360 | +$40 (+4.1%) | 1% above |
| 46133 | $900 | $990 | $1,240 | $1,500 | $1,640 | +$220 (+21.6%) | 22% above |
| 46146 | $780 | $810 | $1,040 | $1,250 | $1,370 | +$70 (+7.2%) | 3% above |
| 46150 | $980 | $1,070 | $1,280 | $1,620 | $1,900 | +$60 (+4.9%) | 26% above |
| 46155 | $780 | $810 | $1,040 | $1,250 | $1,370 | +$70 (+7.2%) | 3% above |
| 46156 | $760 | $790 | $1,010 | $1,210 | $1,340 | −$40 (−3.8%) | about the same as |
| 46173 | $780 | $810 | $1,040 | $1,330 | $1,370 | +$70 (+7.2%) | 3% above |
Sources
- U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
- HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).
- ZIP-to-county assignment: Census Bureau 2020 ZCTA-to-county relationship file (file dated December 9, 2021), largest land-area overlap.
Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.