Indiana · FIPS 18149 · HUD FY 2027
Starke County, Indiana Fair Market Rent
HUD’s FY 2027 Fair Market Rent for a 2-bedroom in Starke County is $1,014 a month (rent plus utilities), 22% below the Indiana average of $1,302 and 42% below the U.S. average of $1,761. That is up $58 (6.1%) from FY 2026. At 30% of income, a household needs about $40,560 a year to afford it.
- $1,0142-bedroom FMR+$58 (+6.1%) vs FY 2026
- $7751-bedroom FMRIndiana: $1,082 · U.S.: $1,478
- $40,560Income for a 2-bedroom$20/hour full-time
- 63 of 922BR rank in Indiana1 = highest rent
| Unit | Starke County FY 2027 | FY 2026 | Change | Indiana avg | U.S. avg | Income needed |
|---|---|---|---|---|---|---|
| Studio | $759 | $685 | +$74 (+10.8%) | $1,005 | $1,379 | $30,360 |
| 1 bedroom | $775 | $729 | +$46 (+6.3%) | $1,082 | $1,478 | $31,000 |
| 2 bedrooms | $1,014 | $956 | +$58 (+6.1%) | $1,302 | $1,761 | $40,560 |
| 3 bedrooms | $1,244 | $1,151 | +$93 (+8.1%) | $1,642 | $2,266 | $49,760 |
| 4 bedrooms | $1,579 | $1,517 | +$62 (+4.1%) | $1,904 | $2,607 | $63,160 |
How Starke County compares
- Starke County is a non-metro county, so HUD sets one Fair Market Rent for the whole county.
- Across Indiana, 2-bedroom FMRs run from $1,014 (Wayne County) to $1,536 (Boone County).
- Studio to 4-bedroom: $759, $775, $1,014, $1,244, $1,579. HUD derives the other sizes from the 2-bedroom figure with fixed ratios, adjusted where local data warrant.
- HUD also publishes ZIP-level Small Area FMRs. For the 5 ZIP codes mostly in Starke County (by land area), the 2-bedroom figure ranges from $1,010 to $1,250.
Small Area FMRs by ZIP code in Starke County
| ZIP | Studio | 1BR | 2BR | 3BR | 4BR | 2BR vs FY 2026 | 2BR vs area FMR |
|---|---|---|---|---|---|---|---|
| 46366 | $810 | $830 | $1,080 | $1,330 | $1,680 | +$90 (+9.1%) | 7% above |
| 46374 | $810 | $810 | $1,060 | $1,390 | $1,560 | +$10 (+1.0%) | 5% above |
| 46531 | $900 | $950 | $1,250 | $1,500 | $1,980 | −$130 (−9.4%) | 23% above |
| 46532 | $900 | $940 | $1,190 | $1,460 | $1,800 | +$60 (+5.3%) | 17% above |
| 46534 | $760 | $780 | $1,010 | $1,240 | $1,590 | +$50 (+5.2%) | about the same as |
Sources
- U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
- HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).
- ZIP-to-county assignment: Census Bureau 2020 ZCTA-to-county relationship file (file dated December 9, 2021), largest land-area overlap.
Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.