Indiana · FIPS 18181 · HUD FY 2027
White County, Indiana Fair Market Rent
HUD’s FY 2027 Fair Market Rent for a 2-bedroom in White County is $1,134 a month (rent plus utilities), 13% below the Indiana average of $1,302 and 36% below the U.S. average of $1,761. That is up $104 (10.1%) from FY 2026. At 30% of income, a household needs about $45,360 a year to afford it.
- $1,1342-bedroom FMR+$104 (+10.1%) vs FY 2026
- $8671-bedroom FMRIndiana: $1,082 · U.S.: $1,478
- $45,360Income for a 2-bedroom$22/hour full-time
- 38 of 922BR rank in Indiana1 = highest rent
| Unit | White County FY 2027 | FY 2026 | Change | Indiana avg | U.S. avg | Income needed |
|---|---|---|---|---|---|---|
| Studio | $848 | $738 | +$110 (+14.9%) | $1,005 | $1,379 | $33,920 |
| 1 bedroom | $867 | $785 | +$82 (+10.4%) | $1,082 | $1,478 | $34,680 |
| 2 bedrooms | $1,134 | $1,030 | +$104 (+10.1%) | $1,302 | $1,761 | $45,360 |
| 3 bedrooms | $1,351 | $1,235 | +$116 (+9.4%) | $1,642 | $2,266 | $54,040 |
| 4 bedrooms | $1,490 | $1,364 | +$126 (+9.2%) | $1,904 | $2,607 | $59,600 |
How White County compares
- White County is a non-metro county, so HUD sets one Fair Market Rent for the whole county.
- Across Indiana, 2-bedroom FMRs run from $1,014 (Wayne County) to $1,536 (Boone County).
- Studio to 4-bedroom: $848, $867, $1,134, $1,351, $1,490. HUD derives the other sizes from the 2-bedroom figure with fixed ratios, adjusted where local data warrant.
- HUD also publishes ZIP-level Small Area FMRs. For the 9 ZIP codes mostly in White County (by land area), the 2-bedroom figure ranges from $1,070 to $1,210.
Small Area FMRs by ZIP code in White County
| ZIP | Studio | 1BR | 2BR | 3BR | 4BR | 2BR vs FY 2026 | 2BR vs area FMR |
|---|---|---|---|---|---|---|---|
| 47923 | $810 | $830 | $1,090 | $1,300 | $1,430 | +$70 (+6.9%) | 4% below |
| 47925 | $830 | $850 | $1,110 | $1,330 | $1,470 | +$100 (+9.9%) | 2% below |
| 47926 | $830 | $850 | $1,110 | $1,320 | $1,460 | +$90 (+8.8%) | 2% below |
| 47929 | $800 | $820 | $1,070 | $1,270 | $1,410 | +$70 (+7.0%) | 6% below |
| 47950 | $830 | $850 | $1,110 | $1,320 | $1,470 | −$20 (−1.8%) | 2% below |
| 47959 | $880 | $900 | $1,180 | $1,410 | $1,550 | +$80 (+7.3%) | 4% above |
| 47960 | $830 | $850 | $1,110 | $1,330 | $1,470 | +$100 (+9.9%) | 2% below |
| 47980 | $840 | $860 | $1,130 | $1,340 | $1,490 | +$170 (+17.7%) | about the same as |
| 47995 | $910 | $930 | $1,210 | $1,440 | $1,800 | +$120 (+11.0%) | 7% above |
Sources
- U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
- HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).
- ZIP-to-county assignment: Census Bureau 2020 ZCTA-to-county relationship file (file dated December 9, 2021), largest land-area overlap.
Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.