Kentucky · FIPS 21039 · HUD FY 2027
Carlisle County, Kentucky Fair Market Rent
HUD’s FY 2027 Fair Market Rent for a 2-bedroom in Carlisle County is $932 a month (rent plus utilities), 19% below the Kentucky average of $1,155 and 47% below the U.S. average of $1,761. That is up $17 (1.9%) from FY 2026. At 30% of income, a household needs about $37,280 a year to afford it.
- $9322-bedroom FMR+$17 (+1.9%) vs FY 2026
- $7981-bedroom FMRKentucky: $946 · U.S.: $1,478
- $37,280Income for a 2-bedroom$18/hour full-time
- 59 of 1202BR rank in Kentucky1 = highest rent
| Unit | Carlisle County FY 2027 | FY 2026 | Change | Kentucky avg | U.S. avg | Income needed |
|---|---|---|---|---|---|---|
| Studio | $649 | $683 | −$34 (−5.0%) | $854 | $1,379 | $25,960 |
| 1 bedroom | $798 | $717 | +$81 (+11.3%) | $946 | $1,478 | $31,920 |
| 2 bedrooms | $932 | $915 | +$17 (+1.9%) | $1,155 | $1,761 | $37,280 |
| 3 bedrooms | $1,272 | $1,173 | +$99 (+8.4%) | $1,500 | $2,266 | $50,880 |
| 4 bedrooms | $1,316 | $1,399 | −$83 (−5.9%) | $1,708 | $2,607 | $52,640 |
How Carlisle County compares
- HUD sets this rent for the Carlisle County, KY metro FMR area, which covers 4,762 residents in 1 county.
- Across Kentucky, 2-bedroom FMRs run from $909 (Wolfe County) to $1,442 (Boone County).
- Studio to 4-bedroom: $649, $798, $932, $1,272, $1,316. HUD derives the other sizes from the 2-bedroom figure with fixed ratios, adjusted where local data warrant.
- HUD also publishes ZIP-level Small Area FMRs. For the 3 ZIP codes mostly in Carlisle County (by land area), the 2-bedroom figure ranges from $910 to $1,100.
Small Area FMRs by ZIP code in Carlisle County
| ZIP | Studio | 1BR | 2BR | 3BR | 4BR | 2BR vs FY 2026 | 2BR vs area FMR |
|---|---|---|---|---|---|---|---|
| 42021 | $770 | $930 | $1,100 | $1,490 | $1,540 | +$110 (+11.1%) | 18% above |
| 42023 | $630 | $780 | $910 | $1,240 | $1,280 | +$40 (+4.6%) | 2% below |
| 42035 | $670 | $790 | $960 | $1,260 | $1,330 | +$50 (+5.5%) | 3% above |
Sources
- U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
- HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).
- ZIP-to-county assignment: Census Bureau 2020 ZCTA-to-county relationship file (file dated December 9, 2021), largest land-area overlap.
Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.