Kentucky · FIPS 21115 · HUD FY 2027
Johnson County, Kentucky Fair Market Rent
HUD’s FY 2027 Fair Market Rent for a 2-bedroom in Johnson County is $909 a month (rent plus utilities), 21% below the Kentucky average of $1,155 and 48% below the U.S. average of $1,761. That is up $43 (5.0%) from FY 2026. At 30% of income, a household needs about $36,360 a year to afford it.
- $9092-bedroom FMR+$43 (+5.0%) vs FY 2026
- $7881-bedroom FMRKentucky: $946 · U.S.: $1,478
- $36,360Income for a 2-bedroom$17/hour full-time
- 66 of 1202BR rank in Kentucky1 = highest rent
| Unit | Johnson County FY 2027 | FY 2026 | Change | Kentucky avg | U.S. avg | Income needed |
|---|---|---|---|---|---|---|
| Studio | $650 | $619 | +$31 (+5.0%) | $854 | $1,379 | $26,000 |
| 1 bedroom | $788 | $696 | +$92 (+13.2%) | $946 | $1,478 | $31,520 |
| 2 bedrooms | $909 | $866 | +$43 (+5.0%) | $1,155 | $1,761 | $36,360 |
| 3 bedrooms | $1,186 | $1,154 | +$32 (+2.8%) | $1,500 | $2,266 | $47,440 |
| 4 bedrooms | $1,308 | $1,280 | +$28 (+2.2%) | $1,708 | $2,607 | $52,320 |
How Johnson County compares
- Johnson County is a non-metro county, so HUD sets one Fair Market Rent for the whole county.
- Across Kentucky, 2-bedroom FMRs run from $909 (Wolfe County) to $1,442 (Boone County).
- Studio to 4-bedroom: $650, $788, $909, $1,186, $1,308. HUD derives the other sizes from the 2-bedroom figure with fixed ratios, adjusted where local data warrant.
- HUD also publishes ZIP-level Small Area FMRs. For the 17 ZIP codes mostly in Johnson County (by land area), the 2-bedroom figure ranges from $910 to $1,060.
Small Area FMRs by ZIP code in Johnson County
| ZIP | Studio | 1BR | 2BR | 3BR | 4BR | 2BR vs FY 2026 | 2BR vs area FMR |
|---|---|---|---|---|---|---|---|
| 41204 | $650 | $790 | $910 | $1,190 | $1,310 | +$40 (+4.6%) | about the same as |
| 41219 | $760 | $920 | $1,060 | $1,380 | $1,520 | +$190 (+21.8%) | 17% above |
| 41222 | $660 | $790 | $920 | $1,200 | $1,320 | −$20 (−2.1%) | 1% above |
| 41226 | $750 | $900 | $1,040 | $1,360 | $1,520 | +$170 (+19.5%) | 14% above |
| 41234 | $650 | $790 | $910 | $1,190 | $1,310 | +$40 (+4.6%) | about the same as |
| 41238 | $680 | $830 | $950 | $1,220 | $1,380 | +$10 (+1.1%) | 5% above |
| 41240 | $660 | $800 | $920 | $1,200 | $1,320 | +$50 (+5.7%) | 1% above |
| 41254 | $650 | $790 | $910 | $1,190 | $1,310 | +$40 (+4.6%) | about the same as |
| 41255 | $720 | $870 | $1,000 | $1,300 | $1,430 | +$90 (+9.9%) | 10% above |
| 41256 | $660 | $810 | $930 | $1,210 | $1,340 | −$20 (−2.1%) | 2% above |
| 41257 | $700 | $850 | $980 | $1,280 | $1,410 | +$60 (+6.5%) | 8% above |
| 41260 | $650 | $790 | $910 | $1,190 | $1,310 | +$40 (+4.6%) | about the same as |
| 41263 | $660 | $800 | $920 | $1,200 | $1,320 | +$50 (+5.7%) | 1% above |
| 41265 | $660 | $800 | $920 | $1,200 | $1,320 | +$50 (+5.7%) | 1% above |
| 41268 | $660 | $800 | $920 | $1,200 | $1,320 | +$50 (+5.7%) | 1% above |
| 41271 | $650 | $790 | $910 | $1,190 | $1,310 | +$40 (+4.6%) | about the same as |
| 41274 | $650 | $790 | $910 | $1,190 | $1,310 | +$40 (+4.6%) | about the same as |
Sources
- U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
- HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).
- ZIP-to-county assignment: Census Bureau 2020 ZCTA-to-county relationship file (file dated December 9, 2021), largest land-area overlap.
Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.