Kentucky · FIPS 21127 · HUD FY 2027
Lawrence County, Kentucky Fair Market Rent
HUD’s FY 2027 Fair Market Rent for a 2-bedroom in Lawrence County is $971 a month (rent plus utilities), 16% below the Kentucky average of $1,155 and 45% below the U.S. average of $1,761. That is up $45 (4.9%) from FY 2026. At 30% of income, a household needs about $38,840 a year to afford it.
- $9712-bedroom FMR+$45 (+4.9%) vs FY 2026
- $7991-bedroom FMRKentucky: $946 · U.S.: $1,478
- $38,840Income for a 2-bedroom$19/hour full-time
- 52 of 1202BR rank in Kentucky1 = highest rent
| Unit | Lawrence County FY 2027 | FY 2026 | Change | Kentucky avg | U.S. avg | Income needed |
|---|---|---|---|---|---|---|
| Studio | $794 | $715 | +$79 (+11.0%) | $854 | $1,379 | $31,760 |
| 1 bedroom | $799 | $720 | +$79 (+11.0%) | $946 | $1,478 | $31,960 |
| 2 bedrooms | $971 | $926 | +$45 (+4.9%) | $1,155 | $1,761 | $38,840 |
| 3 bedrooms | $1,157 | $1,110 | +$47 (+4.2%) | $1,500 | $2,266 | $46,280 |
| 4 bedrooms | $1,372 | $1,341 | +$31 (+2.3%) | $1,708 | $2,607 | $54,880 |
How Lawrence County compares
- HUD sets this rent for the Lawrence County, KY metro FMR area, which covers 16,077 residents in 1 county.
- Across Kentucky, 2-bedroom FMRs run from $909 (Wolfe County) to $1,442 (Boone County).
- Studio to 4-bedroom: $794, $799, $971, $1,157, $1,372. HUD derives the other sizes from the 2-bedroom figure with fixed ratios, adjusted where local data warrant.
- HUD also publishes ZIP-level Small Area FMRs. For the 7 ZIP codes mostly in Lawrence County (by land area), the 2-bedroom figure ranges from $910 to $1,020.
Small Area FMRs by ZIP code in Lawrence County
| ZIP | Studio | 1BR | 2BR | 3BR | 4BR | 2BR vs FY 2026 | 2BR vs area FMR |
|---|---|---|---|---|---|---|---|
| 41124 | $830 | $840 | $1,020 | $1,220 | $1,440 | +$150 (+17.2%) | 5% above |
| 41159 | $740 | $790 | $970 | $1,260 | $1,440 | +$90 (+10.2%) | about the same as |
| 41180 | $730 | $750 | $910 | $1,120 | $1,280 | −$10 (−1.1%) | 6% below |
| 41201 | $790 | $800 | $970 | $1,170 | $1,370 | +$60 (+6.6%) | about the same as |
| 41230 | $790 | $800 | $970 | $1,160 | $1,370 | +$40 (+4.3%) | about the same as |
| 41232 | $750 | $810 | $960 | $1,190 | $1,370 | +$40 (+4.3%) | 1% below |
| 41264 | $790 | $800 | $970 | $1,160 | $1,370 | +$40 (+4.3%) | about the same as |
Sources
- U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
- HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).
- ZIP-to-county assignment: Census Bureau 2020 ZCTA-to-county relationship file (file dated December 9, 2021), largest land-area overlap.
Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.