Kentucky · FIPS 21139 · HUD FY 2027
Livingston County, Kentucky Fair Market Rent
HUD’s FY 2027 Fair Market Rent for a 2-bedroom in Livingston County is $1,220 a month (rent plus utilities), 6% above the Kentucky average of $1,155 and 31% below the U.S. average of $1,761. That is up $62 (5.4%) from FY 2026. At 30% of income, a household needs about $48,800 a year to afford it.
- $1,2202-bedroom FMR+$62 (+5.4%) vs FY 2026
- $9371-bedroom FMRKentucky: $946 · U.S.: $1,478
- $48,800Income for a 2-bedroom$23/hour full-time
- 20 of 1202BR rank in Kentucky1 = highest rent
| Unit | Livingston County FY 2027 | FY 2026 | Change | Kentucky avg | U.S. avg | Income needed |
|---|---|---|---|---|---|---|
| Studio | $850 | $865 | −$15 (−1.7%) | $854 | $1,379 | $34,000 |
| 1 bedroom | $937 | $960 | −$23 (−2.4%) | $946 | $1,478 | $37,480 |
| 2 bedrooms | $1,220 | $1,158 | +$62 (+5.4%) | $1,155 | $1,761 | $48,800 |
| 3 bedrooms | $1,454 | $1,388 | +$66 (+4.8%) | $1,500 | $2,266 | $58,160 |
| 4 bedrooms | $1,723 | $1,771 | −$48 (−2.7%) | $1,708 | $2,607 | $68,920 |
How Livingston County compares
- HUD sets this rent for the Livingston County, KY metro FMR area, which covers 8,903 residents in 1 county.
- Across Kentucky, 2-bedroom FMRs run from $909 (Wolfe County) to $1,442 (Boone County).
- Studio to 4-bedroom: $850, $937, $1,220, $1,454, $1,723. HUD derives the other sizes from the 2-bedroom figure with fixed ratios, adjusted where local data warrant.
- HUD also publishes ZIP-level Small Area FMRs. For the 7 ZIP codes mostly in Livingston County (by land area), the 2-bedroom figure ranges from $1,050 to $1,510.
Small Area FMRs by ZIP code in Livingston County
| ZIP | Studio | 1BR | 2BR | 3BR | 4BR | 2BR vs FY 2026 | 2BR vs area FMR |
|---|---|---|---|---|---|---|---|
| 42028 | $780 | $870 | $1,050 | $1,250 | $1,600 | +$60 (+6.1%) | 14% below |
| 42045 | $790 | $880 | $1,140 | $1,360 | $1,610 | +$40 (+3.6%) | 7% below |
| 42047 | $810 | $900 | $1,160 | $1,390 | $1,650 | +$50 (+4.5%) | 5% below |
| 42058 | $1,060 | $1,170 | $1,510 | $1,800 | $2,160 | −$60 (−3.8%) | 24% above |
| 42078 | $780 | $870 | $1,050 | $1,250 | $1,600 | +$150 (+16.7%) | 14% below |
| 42081 | $870 | $960 | $1,250 | $1,490 | $1,770 | +$70 (+5.9%) | 2% above |
| 42083 | $780 | $870 | $1,110 | $1,340 | $1,600 | +$40 (+3.7%) | 9% below |
Sources
- U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
- HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).
- ZIP-to-county assignment: Census Bureau 2020 ZCTA-to-county relationship file (file dated December 9, 2021), largest land-area overlap.
Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.