Kentucky · FIPS 21219 · HUD FY 2027
Todd County, Kentucky Fair Market Rent
HUD’s FY 2027 Fair Market Rent for a 2-bedroom in Todd County is $1,054 a month (rent plus utilities), 9% below the Kentucky average of $1,155 and 40% below the U.S. average of $1,761. That is up $136 (14.8%) from FY 2026. At 30% of income, a household needs about $42,160 a year to afford it.
- $1,0542-bedroom FMR+$136 (+14.8%) vs FY 2026
- $8061-bedroom FMRKentucky: $946 · U.S.: $1,478
- $42,160Income for a 2-bedroom$20/hour full-time
- 38 of 1202BR rank in Kentucky1 = highest rent
| Unit | Todd County FY 2027 | FY 2026 | Change | Kentucky avg | U.S. avg | Income needed |
|---|---|---|---|---|---|---|
| Studio | $753 | $656 | +$97 (+14.8%) | $854 | $1,379 | $30,120 |
| 1 bedroom | $806 | $700 | +$106 (+15.1%) | $946 | $1,478 | $32,240 |
| 2 bedrooms | $1,054 | $918 | +$136 (+14.8%) | $1,155 | $1,761 | $42,160 |
| 3 bedrooms | $1,256 | $1,151 | +$105 (+9.1%) | $1,500 | $2,266 | $50,240 |
| 4 bedrooms | $1,466 | $1,351 | +$115 (+8.5%) | $1,708 | $2,607 | $58,640 |
How Todd County compares
- Todd County is a non-metro county, so HUD sets one Fair Market Rent for the whole county.
- Across Kentucky, 2-bedroom FMRs run from $909 (Wolfe County) to $1,442 (Boone County).
- Studio to 4-bedroom: $753, $806, $1,054, $1,256, $1,466. HUD derives the other sizes from the 2-bedroom figure with fixed ratios, adjusted where local data warrant.
- HUD also publishes ZIP-level Small Area FMRs. For the 5 ZIP codes mostly in Todd County (by land area), the 2-bedroom figure ranges from $910 to $1,220.
Small Area FMRs by ZIP code in Todd County
| ZIP | Studio | 1BR | 2BR | 3BR | 4BR | 2BR vs FY 2026 | 2BR vs area FMR |
|---|---|---|---|---|---|---|---|
| 42204 | $650 | $690 | $910 | $1,120 | $1,270 | +$40 (+4.6%) | 14% below |
| 42220 | $990 | $990 | $1,220 | $1,690 | $2,040 | +$110 (+9.9%) | 16% above |
| 42234 | $790 | $850 | $1,110 | $1,320 | $1,540 | +$210 (+23.3%) | 5% above |
| 42280 | $690 | $740 | $970 | $1,190 | $1,340 | +$70 (+7.8%) | 8% below |
| 42286 | $990 | $990 | $1,220 | $1,690 | $2,040 | +$110 (+9.9%) | 16% above |
Sources
- U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
- HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).
- ZIP-to-county assignment: Census Bureau 2020 ZCTA-to-county relationship file (file dated December 9, 2021), largest land-area overlap.
Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.