Maryland · FIPS 24015 · HUD FY 2027
Cecil County, Maryland Fair Market Rent
HUD’s FY 2027 Fair Market Rent for a 2-bedroom in Cecil County is $1,860 a month (rent plus utilities), 12% below the Maryland average of $2,103 and 6% above the U.S. average of $1,761. That is up $50 (2.8%) from FY 2026. At 30% of income, a household needs about $74,400 a year to afford it.
- $1,8602-bedroom FMR+$50 (+2.8%) vs FY 2026
- $1,5581-bedroom FMRMaryland: $1,801 · U.S.: $1,478
- $74,400Income for a 2-bedroom$36/hour full-time
- 13 of 242BR rank in Maryland1 = highest rent
| Unit | Cecil County FY 2027 | FY 2026 | Change | Maryland avg | U.S. avg | Income needed |
|---|---|---|---|---|---|---|
| Studio | $1,438 | $1,397 | +$41 (+2.9%) | $1,704 | $1,379 | $57,520 |
| 1 bedroom | $1,558 | $1,520 | +$38 (+2.5%) | $1,801 | $1,478 | $62,320 |
| 2 bedrooms | $1,860 | $1,810 | +$50 (+2.8%) | $2,103 | $1,761 | $74,400 |
| 3 bedrooms | $2,216 | $2,170 | +$46 (+2.1%) | $2,664 | $2,266 | $88,640 |
| 4 bedrooms | $2,445 | $2,423 | +$22 (+0.9%) | $3,052 | $2,607 | $97,800 |
How Cecil County compares
- HUD sets this rent for the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD metro FMR area, which covers 6,272,014 residents in 11 counties.
- Across Maryland, 2-bedroom FMRs run from $1,014 (Garrett County) to $2,438 (Charles County).
- Studio to 4-bedroom: $1,438, $1,558, $1,860, $2,216, $2,445. HUD derives the other sizes from the 2-bedroom figure with fixed ratios, adjusted where local data warrant.
- HUD also publishes ZIP-level Small Area FMRs. For the 15 ZIP codes mostly in Cecil County (by land area), the 2-bedroom figure ranges from $1,230 to $2,200.
Small Area FMRs by ZIP code in Cecil County
| ZIP | Studio | 1BR | 2BR | 3BR | 4BR | 2BR vs FY 2026 | 2BR vs area FMR |
|---|---|---|---|---|---|---|---|
| 21901 | $1,450 | $1,570 | $1,880 | $2,240 | $2,470 | +$50 (+2.7%) | 1% above |
| 21902 | $1,070 | $1,160 | $1,390 | $1,660 | $1,830 | −$70 (−4.8%) | 25% below |
| 21903 | $1,070 | $1,160 | $1,390 | $1,660 | $1,830 | −$70 (−4.8%) | 25% below |
| 21904 | $1,280 | $1,380 | $1,650 | $1,970 | $2,170 | +$80 (+5.1%) | 11% below |
| 21911 | $1,240 | $1,340 | $1,600 | $1,910 | $2,100 | +$30 (+1.9%) | 14% below |
| 21912 | $1,210 | $1,350 | $1,580 | $1,910 | $2,180 | −$140 (−8.1%) | 15% below |
| 21913 | $1,040 | $1,120 | $1,340 | $1,600 | $1,760 | +$150 (+12.6%) | 28% below |
| 21914 | $1,420 | $1,540 | $1,840 | $2,190 | $2,420 | −$20 (−1.1%) | 1% below |
| 21915 | $950 | $1,030 | $1,230 | $1,470 | $1,620 | −$80 (−6.1%) | 34% below |
| 21917 | $1,180 | $1,280 | $1,530 | $1,820 | $2,010 | +$50 (+3.4%) | 18% below |
| 21918 | $1,080 | $1,170 | $1,400 | $1,670 | $1,840 | +$50 (+3.7%) | 25% below |
| 21919 | $1,700 | $1,840 | $2,200 | $2,620 | $2,890 | +$50 (+2.3%) | 18% above |
| 21920 | $1,410 | $1,520 | $1,820 | $2,170 | $2,390 | no change | 2% below |
| 21921 | $1,410 | $1,520 | $1,820 | $2,170 | $2,390 | no change | 2% below |
| 21930 | $1,700 | $1,840 | $2,200 | $2,620 | $2,890 | +$50 (+2.3%) | 18% above |
Sources
- U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
- HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).
- ZIP-to-county assignment: Census Bureau 2020 ZCTA-to-county relationship file (file dated December 9, 2021), largest land-area overlap.
Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.