Metro FMR area · PA · HUD FY 2027

Chambersburg, PA Fair Market Rent

HUD’s FY 2027 Fair Market Rent for a 2-bedroom in the Chambersburg, PA area is $1,325 a month, 13% below the Pennsylvania average and 25% below the U.S. average of $1,761. ZIP-level Small Area FMRs for its 34 ZIP codes range from $1,230 to $1,720.

$1,3252-bedroom FMR−$54 (−3.9%) vs FY 2026
$1,0711-bedroom FMRU.S.: $1,478
$53,000Income for a 2-bedroomat 30% of income
157,379Residents1 county

Can you afford the Fair Market Rent here?

Uses the common 30%-of-gross-income guideline. Results update as you type and stay in your browser.

Household income ($ per year, before tax)

Default: the income a 2-bedroom here needs at 30%.

Unit size

Rent you can afford at 30% of income$1,325/month

2-bedroom Fair Market Rent and the income it needs
Area	Fair Market Rent	Income needed	Share of your income
Chambersburg, PA FMR	$1,325	$53,000	–
Pennsylvania average	$1,528	$61,109	–
U.S. average	$1,761	$70,432	–

Chambersburg, PA Fair Market Rents, FY 2027 vs FY 2026
Unit	Chambersburg, PA FY 2027	FY 2026	Change	Pennsylvania avg	U.S. avg	Income needed
Studio	$923	$1,014	−$91 (−9.0%)	$1,149	$1,379	$36,920
1 bedroom	$1,071	$1,119	−$48 (−4.3%)	$1,257	$1,478	$42,840
2 bedrooms	$1,325	$1,379	−$54 (−3.9%)	$1,528	$1,761	$53,000
3 bedrooms	$1,770	$1,825	−$55 (−3.0%)	$1,909	$2,266	$70,800
4 bedrooms	$1,900	$1,991	−$91 (−4.6%)	$2,082	$2,607	$76,000

Counties in this FMR area

Counties in the Chambersburg, PA FMR area
County	Residents in area
Franklin County, PA	157,379

Small Area FMRs by ZIP code

Small Area FMRs apply to Housing Choice Vouchers where HUD requires them or the housing authority opts in; otherwise the metro FMR above applies. The median ZIP’s 2-bedroom SAFMR is $1,330.

Filter ZIP codes

FY 2027 Small Area Fair Market Rents, Chambersburg, PA
ZIP	Studio	1BR	2BR	3BR	4BR	2BR vs FY 2026	2BR vs area FMR
17021	$890	$950	$1,230	$1,550	$1,790	+$110 (+9.8%)	7% below
17201	$1,030	$1,200	$1,480	$1,980	$2,120	+$10 (+0.7%)	12% above
17202	$950	$1,110	$1,370	$1,830	$1,960	−$30 (−2.1%)	3% above
17210	$920	$1,010	$1,250	$1,650	$1,800	+$60 (+5.0%)	6% below
17214	$920	$1,010	$1,250	$1,650	$1,800	+$170 (+15.7%)	6% below
17217	$930	$1,080	$1,330	$1,780	$1,910	−$50 (−3.6%)	about the same as
17219	$1,000	$1,090	$1,370	$1,750	$1,860	+$90 (+7.0%)	3% above
17220	$930	$1,080	$1,330	$1,780	$1,910	−$50 (−3.6%)	about the same as
17221	$920	$1,010	$1,250	$1,650	$1,800	+$60 (+5.0%)	6% below
17222	$920	$1,020	$1,270	$1,690	$1,820	−$70 (−5.2%)	4% below
17224	$960	$1,120	$1,380	$1,840	$1,980	+$60 (+4.5%)	4% above
17225	$920	$1,010	$1,250	$1,650	$1,800	−$120 (−8.8%)	6% below
17231	$930	$1,080	$1,330	$1,780	$1,910	−$50 (−3.6%)	about the same as
17232	$960	$1,090	$1,350	$1,790	$1,880	−$80 (−5.6%)	2% above
17233	$920	$1,010	$1,250	$1,650	$1,800	+$170 (+15.7%)	6% below
17235	$1,110	$1,140	$1,390	$1,860	$2,100	−$150 (−9.7%)	5% above
17236	$930	$1,070	$1,330	$1,770	$1,910	no change	about the same as
17237	$1,070	$1,240	$1,540	$2,060	$2,210	−$60 (−3.8%)	16% above
17240	$1,240	$1,390	$1,720	$2,240	$2,320	+$50 (+3.0%)	30% above
17244	$920	$1,010	$1,250	$1,650	$1,800	−$40 (−3.1%)	6% below
17246	$920	$1,010	$1,250	$1,650	$1,800	−$40 (−3.1%)	6% below
17247	$1,220	$1,350	$1,650	$2,180	$2,380	−$180 (−9.8%)	25% above
17250	$950	$1,080	$1,330	$1,780	$1,910	−$100 (−7.0%)	about the same as
17251	$920	$1,050	$1,300	$1,720	$1,820	−$100 (−7.1%)	2% below
17252	$940	$1,090	$1,350	$1,800	$1,940	−$60 (−4.3%)	2% above
17254	$950	$1,110	$1,370	$1,830	$1,960	−$30 (−2.1%)	3% above
17256	$930	$1,080	$1,330	$1,780	$1,910	−$50 (−3.6%)	about the same as
17257	$1,000	$1,120	$1,390	$1,810	$1,880	+$20 (+1.5%)	5% above
17261	$930	$1,080	$1,330	$1,780	$1,910	−$40 (−2.9%)	about the same as
17262	$920	$1,010	$1,250	$1,650	$1,800	+$170 (+15.7%)	6% below
17263	$920	$1,050	$1,310	$1,750	$1,900	−$90 (−6.4%)	1% below
17265	$920	$1,010	$1,250	$1,650	$1,800	−$30 (−2.3%)	6% below
17268	$950	$1,110	$1,370	$1,830	$1,960	−$60 (−4.2%)	3% above
17271	$920	$1,010	$1,250	$1,650	$1,800	+$170 (+15.7%)	6% below

Sources

U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).

Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.