Metro FMR area · IL · HUD FY 2027

Champaign-Urbana, IL Fair Market Rent

HUD’s FY 2027 Fair Market Rent for a 2-bedroom in the Champaign-Urbana, IL area is $1,173 a month, 32% below the Illinois average and 33% below the U.S. average of $1,761. ZIP-level Small Area FMRs for its 54 ZIP codes range from $1,010 to $1,530.

$1,1732-bedroom FMR+$51 (+4.5%) vs FY 2026
$9961-bedroom FMRU.S.: $1,478
$46,920Income for a 2-bedroomat 30% of income
225,436Residents2 counties

Can you afford the Fair Market Rent here?

Uses the common 30%-of-gross-income guideline. Results update as you type and stay in your browser.

Household income ($ per year, before tax)

Default: the income a 2-bedroom here needs at 30%.

Unit size

Rent you can afford at 30% of income$1,173/month

2-bedroom Fair Market Rent and the income it needs
Area	Fair Market Rent	Income needed	Share of your income
Champaign-Urbana, IL FMR	$1,173	$46,920	–
Illinois average	$1,724	$68,972	–
U.S. average	$1,761	$70,432	–

Champaign-Urbana, IL Fair Market Rents, FY 2027 vs FY 2026
Unit	Champaign-Urbana, IL FY 2027	FY 2026	Change	Illinois avg	U.S. avg	Income needed
Studio	$983	$941	+$42 (+4.5%)	$1,401	$1,379	$39,320
1 bedroom	$996	$946	+$50 (+5.3%)	$1,489	$1,478	$39,840
2 bedrooms	$1,173	$1,122	+$51 (+4.5%)	$1,724	$1,761	$46,920
3 bedrooms	$1,474	$1,436	+$38 (+2.6%)	$2,220	$2,266	$58,960
4 bedrooms	$1,542	$1,486	+$56 (+3.8%)	$2,524	$2,607	$61,680

Counties in this FMR area

Counties in the Champaign-Urbana, IL FMR area
County	Residents in area
Champaign County, IL	208,741
Piatt County, IL	16,695

Small Area FMRs by ZIP code

Small Area FMRs apply to Housing Choice Vouchers where HUD requires them or the housing authority opts in; otherwise the metro FMR above applies. The median ZIP’s 2-bedroom SAFMR is $1,140.

Filter ZIP codes

FY 2027 Small Area Fair Market Rents, Champaign-Urbana, IL
ZIP	Studio	1BR	2BR	3BR	4BR	2BR vs FY 2026	2BR vs area FMR
60936	$850	$900	$1,180	$1,550	$1,560	+$200 (+20.4%)	1% above
60949	$990	$1,000	$1,180	$1,480	$1,550	+$170 (+16.8%)	1% above
60957	$850	$860	$1,030	$1,410	$1,530	+$10 (+1.0%)	12% below
60960	$850	$860	$1,010	$1,300	$1,350	+$30 (+3.1%)	14% below
61801	$950	$970	$1,140	$1,430	$1,500	+$50 (+4.6%)	3% below
61802	$950	$970	$1,140	$1,430	$1,500	+$50 (+4.6%)	3% below
61803	$980	$990	$1,170	$1,470	$1,540	+$50 (+4.5%)	about the same as
61810	$850	$860	$1,010	$1,300	$1,340	−$20 (−1.9%)	14% below
61813	$850	$860	$1,010	$1,300	$1,340	+$30 (+3.1%)	14% below
61815	$1,030	$1,040	$1,230	$1,550	$1,620	+$180 (+17.1%)	5% above
61816	$910	$930	$1,090	$1,370	$1,430	+$10 (+0.9%)	7% below
61818	$1,010	$1,030	$1,210	$1,520	$1,590	+$90 (+8.0%)	3% above
61820	$1,130	$1,150	$1,350	$1,700	$1,770	+$80 (+6.3%)	15% above
61821	$990	$1,000	$1,180	$1,480	$1,550	+$20 (+1.7%)	1% above
61822	$1,240	$1,260	$1,480	$1,860	$1,950	+$50 (+3.5%)	26% above
61824	$980	$990	$1,170	$1,470	$1,540	+$50 (+4.5%)	about the same as
61825	$980	$990	$1,170	$1,470	$1,540	+$50 (+4.5%)	about the same as
61826	$980	$990	$1,170	$1,470	$1,540	+$50 (+4.5%)	about the same as
61830	$1,090	$1,110	$1,310	$1,660	$1,760	+$180 (+15.9%)	12% above
61839	$850	$860	$1,010	$1,300	$1,570	+$30 (+3.1%)	14% below
61840	$980	$1,000	$1,190	$1,510	$1,590	+$50 (+4.4%)	1% above
61842	$850	$900	$1,180	$1,550	$1,820	−$30 (−2.5%)	1% above
61843	$850	$900	$1,180	$1,550	$1,560	+$200 (+20.4%)	1% above
61844	$910	$920	$1,170	$1,560	$1,640	−$80 (−6.4%)	about the same as
61845	$850	$900	$1,180	$1,550	$1,560	+$200 (+20.4%)	1% above
61847	$850	$860	$1,010	$1,300	$1,340	+$30 (+3.1%)	14% below
61849	$890	$900	$1,070	$1,350	$1,410	+$30 (+2.9%)	9% below
61851	$880	$900	$1,050	$1,330	$1,400	+$40 (+4.0%)	10% below
61852	$850	$950	$1,090	$1,390	$1,570	+$40 (+3.8%)	7% below
61853	$1,240	$1,260	$1,480	$1,860	$1,950	+$120 (+8.8%)	26% above
61854	$1,000	$1,010	$1,190	$1,550	$1,560	+$20 (+1.7%)	1% above
61855	$920	$940	$1,100	$1,390	$1,450	+$60 (+5.8%)	6% below
61856	$1,060	$1,080	$1,270	$1,600	$1,670	+$130 (+11.4%)	8% above
61859	$1,280	$1,290	$1,530	$1,920	$2,010	+$210 (+15.9%)	30% above
61862	$850	$860	$1,010	$1,300	$1,340	+$30 (+3.1%)	14% below
61863	$850	$870	$1,010	$1,300	$1,450	+$30 (+3.1%)	14% below
61864	$1,070	$1,090	$1,280	$1,610	$1,680	+$100 (+8.5%)	9% above
61866	$860	$870	$1,030	$1,300	$1,350	+$20 (+2.0%)	12% below
61871	$1,020	$1,040	$1,220	$1,530	$1,600	+$90 (+8.0%)	4% above
61872	$870	$880	$1,040	$1,310	$1,370	+$20 (+2.0%)	11% below
61873	$850	$870	$1,020	$1,300	$1,340	+$40 (+4.1%)	13% below
61874	$900	$910	$1,070	$1,340	$1,410	+$50 (+4.9%)	9% below
61875	$920	$920	$1,090	$1,430	$1,450	−$120 (−9.9%)	7% below
61877	$1,090	$1,100	$1,300	$1,630	$1,710	+$70 (+5.7%)	11% above
61878	$850	$860	$1,010	$1,300	$1,340	+$30 (+3.1%)	14% below
61880	$850	$860	$1,010	$1,300	$1,340	+$30 (+3.1%)	14% below
61882	$850	$860	$1,070	$1,300	$1,780	−$10 (−0.9%)	9% below
61884	$1,010	$1,020	$1,210	$1,520	$1,580	+$90 (+8.0%)	3% above
61913	$850	$860	$1,010	$1,300	$1,390	+$30 (+3.1%)	14% below
61929	$850	$860	$1,010	$1,300	$1,390	+$30 (+3.1%)	14% below
61936	$850	$870	$1,070	$1,400	$1,580	+$40 (+3.9%)	9% below
61937	$850	$860	$1,010	$1,300	$1,550	+$30 (+3.1%)	14% below
61953	$850	$930	$1,020	$1,350	$1,700	+$30 (+3.0%)	13% below
61956	$850	$860	$1,010	$1,300	$1,580	+$30 (+3.1%)	14% below

Sources

U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).

Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.