Metro FMR area · IA · HUD FY 2027

Dubuque, IA Fair Market Rent

HUD’s FY 2027 Fair Market Rent for a 2-bedroom in the Dubuque, IA area is $1,131 a month, 2% above the Iowa average and 36% below the U.S. average of $1,761. ZIP-level Small Area FMRs for its 22 ZIP codes range from $970 to $1,320.

$1,1312-bedroom FMR+$54 (+5.0%) vs FY 2026
$8911-bedroom FMRU.S.: $1,478
$45,240Income for a 2-bedroomat 30% of income
99,030Residents1 county

Can you afford the Fair Market Rent here?

Uses the common 30%-of-gross-income guideline. Results update as you type and stay in your browser.

Household income ($ per year, before tax)

Default: the income a 2-bedroom here needs at 30%.

Unit size

Rent you can afford at 30% of income$1,131/month

2-bedroom Fair Market Rent and the income it needs
Area	Fair Market Rent	Income needed	Share of your income
Dubuque, IA FMR	$1,131	$45,240	–
Iowa average	$1,113	$44,509	–
U.S. average	$1,761	$70,432	–

Dubuque, IA Fair Market Rents, FY 2027 vs FY 2026
Unit	Dubuque, IA FY 2027	FY 2026	Change	Iowa avg	U.S. avg	Income needed
Studio	$788	$774	+$14 (+1.8%)	$846	$1,379	$31,520
1 bedroom	$891	$841	+$50 (+5.9%)	$902	$1,478	$35,640
2 bedrooms	$1,131	$1,077	+$54 (+5.0%)	$1,113	$1,761	$45,240
3 bedrooms	$1,516	$1,450	+$66 (+4.6%)	$1,475	$2,266	$60,640
4 bedrooms	$1,865	$1,807	+$58 (+3.2%)	$1,649	$2,607	$74,600

Counties in this FMR area

Counties in the Dubuque, IA FMR area
County	Residents in area
Dubuque County, IA	99,030

Small Area FMRs by ZIP code

Small Area FMRs apply to Housing Choice Vouchers where HUD requires them or the housing authority opts in; otherwise the metro FMR above applies. The median ZIP’s 2-bedroom SAFMR is $1,050.

Filter ZIP codes

FY 2027 Small Area Fair Market Rents, Dubuque, IA
ZIP	Studio	1BR	2BR	3BR	4BR	2BR vs FY 2026	2BR vs area FMR
52001	$790	$900	$1,140	$1,530	$1,880	+$60 (+5.6%)	1% above
52002	$870	$980	$1,250	$1,680	$2,060	+$80 (+6.8%)	11% above
52003	$780	$880	$1,120	$1,500	$1,850	+$20 (+1.8%)	1% below
52004	$790	$890	$1,130	$1,510	$1,860	+$50 (+4.6%)	about the same as
52031	$760	$790	$1,020	$1,340	$1,630	+$40 (+4.1%)	10% below
52032	$740	$820	$1,050	$1,400	$1,630	+$130 (+14.1%)	7% below
52033	$730	$830	$1,050	$1,400	$1,630	+$80 (+8.2%)	7% below
52039	$820	$920	$1,170	$1,570	$1,920	+$80 (+7.3%)	3% above
52040	$840	$970	$1,200	$1,580	$1,980	+$110 (+10.1%)	6% above
52045	$730	$830	$1,050	$1,410	$1,730	+$60 (+6.1%)	7% below
52046	$830	$940	$1,190	$1,590	$1,960	+$100 (+9.2%)	5% above
52052	$710	$760	$970	$1,310	$1,630	+$20 (+2.1%)	14% below
52053	$700	$760	$970	$1,310	$1,630	+$50 (+5.4%)	14% below
52054	$700	$760	$970	$1,310	$1,630	+$30 (+3.2%)	14% below
52056	$700	$780	$990	$1,310	$1,630	−$10 (−1.0%)	12% below
52065	$700	$790	$1,000	$1,340	$1,650	−$20 (−2.0%)	12% below
52068	$850	$960	$1,220	$1,630	$2,010	+$140 (+13.0%)	8% above
52073	$920	$1,040	$1,320	$1,770	$2,180	+$140 (+11.9%)	17% above
52078	$700	$760	$970	$1,310	$1,630	+$50 (+5.4%)	14% below
52079	$730	$780	$1,010	$1,330	$1,630	+$80 (+8.6%)	11% below
52099	$790	$890	$1,130	$1,510	$1,860	+$50 (+4.6%)	about the same as
52237	$700	$760	$970	$1,310	$1,630	+$50 (+5.4%)	14% below

Sources

U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).

Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.