Metro FMR area · MN, ND · HUD FY 2027

Fargo, ND-MN Fair Market Rent

HUD’s FY 2027 Fair Market Rent for a 2-bedroom in the Fargo, ND-MN area is $1,104 a month, about the same as the North Dakota average and 37% below the U.S. average of $1,761. ZIP-level Small Area FMRs for its 55 ZIP codes range from $1,010 to $1,500.

$1,1042-bedroom FMR−$8 (−0.7%) vs FY 2026
$9031-bedroom FMRU.S.: $1,478
$44,160Income for a 2-bedroomat 30% of income
259,459Residents2 counties

Can you afford the Fair Market Rent here?

Uses the common 30%-of-gross-income guideline. Results update as you type and stay in your browser.

Household income ($ per year, before tax)

Default: the income a 2-bedroom here needs at 30%.

Unit size

Rent you can afford at 30% of income$1,104/month

2-bedroom Fair Market Rent and the income it needs
Area	Fair Market Rent	Income needed	Share of your income
Fargo, ND-MN FMR	$1,104	$44,160	–
North Dakota average	$1,102	$44,068	–
U.S. average	$1,761	$70,432	–

Fargo, ND-MN Fair Market Rents, FY 2027 vs FY 2026
Unit	Fargo, ND-MN FY 2027	FY 2026	Change	North Dakota avg	U.S. avg	Income needed
Studio	$781	$768	+$13 (+1.7%)	$847	$1,379	$31,240
1 bedroom	$903	$917	−$14 (−1.5%)	$911	$1,478	$36,120
2 bedrooms	$1,104	$1,112	−$8 (−0.7%)	$1,102	$1,761	$44,160
3 bedrooms	$1,529	$1,547	−$18 (−1.2%)	$1,502	$2,266	$61,160
4 bedrooms	$1,845	$1,865	−$20 (−1.1%)	$1,789	$2,607	$73,800

Counties in this FMR area

Counties in the Fargo, ND-MN FMR area
County	Residents in area
Clay County, MN	66,059
Cass County, ND	193,400

Small Area FMRs by ZIP code

Small Area FMRs apply to Housing Choice Vouchers where HUD requires them or the housing authority opts in; otherwise the metro FMR above applies. The median ZIP’s 2-bedroom SAFMR is $1,090.

Filter ZIP codes

FY 2027 Small Area Fair Market Rents, Fargo, ND-MN
ZIP	Studio	1BR	2BR	3BR	4BR	2BR vs FY 2026	2BR vs area FMR
56514	$720	$840	$1,020	$1,420	$1,680	+$10 (+1.0%)	8% below
56519	$910	$1,030	$1,320	$1,640	$1,870	−$140 (−9.6%)	20% above
56525	$840	$970	$1,190	$1,650	$1,990	+$20 (+1.7%)	8% above
56529	$830	$970	$1,180	$1,630	$1,970	+$30 (+2.6%)	7% above
56536	$720	$830	$1,010	$1,410	$1,700	+$40 (+4.1%)	9% below
56546	$830	$970	$1,180	$1,630	$1,970	−$110 (−8.5%)	7% above
56547	$750	$870	$1,060	$1,470	$1,770	+$30 (+2.9%)	4% below
56549	$720	$830	$1,010	$1,410	$1,700	+$30 (+3.1%)	9% below
56552	$720	$810	$1,010	$1,390	$1,630	+$40 (+4.1%)	9% below
56554	$710	$780	$1,010	$1,340	$1,500	+$40 (+4.1%)	9% below
56560	$840	$970	$1,190	$1,650	$1,990	+$20 (+1.7%)	8% above
56561	$830	$970	$1,180	$1,630	$1,970	no change	7% above
56562	$840	$970	$1,190	$1,650	$1,990	+$20 (+1.7%)	8% above
56563	$840	$970	$1,190	$1,650	$1,990	+$20 (+1.7%)	8% above
56572	$770	$840	$1,100	$1,510	$1,530	+$120 (+12.2%)	about the same as
56574	$750	$780	$1,010	$1,210	$1,350	−$100 (−9.0%)	9% below
56580	$720	$830	$1,010	$1,410	$1,700	+$40 (+4.1%)	9% below
56584	$910	$940	$1,230	$1,470	$1,630	−$100 (−7.5%)	11% above
56585	$720	$820	$1,010	$1,400	$1,670	+$40 (+4.1%)	9% below
56594	$880	$970	$1,210	$1,690	$2,000	+$80 (+7.1%)	10% above
58002	$770	$890	$1,090	$1,510	$1,820	−$10 (−0.9%)	1% below
58004	$770	$890	$1,090	$1,510	$1,820	−$10 (−0.9%)	1% below
58005	$770	$890	$1,090	$1,510	$1,820	−$10 (−0.9%)	1% below
58006	$720	$830	$1,010	$1,410	$1,700	+$40 (+4.1%)	9% below
58007	$770	$890	$1,090	$1,510	$1,820	−$10 (−0.9%)	1% below
58011	$770	$890	$1,090	$1,510	$1,820	−$10 (−0.9%)	1% below
58012	$720	$830	$1,010	$1,410	$1,700	+$40 (+4.1%)	9% below
58015	$1,090	$1,130	$1,460	$2,020	$2,440	+$250 (+20.7%)	32% above
58021	$930	$1,060	$1,300	$1,800	$2,180	+$120 (+10.2%)	18% above
58027	$850	$910	$1,130	$1,510	$1,890	+$160 (+16.5%)	2% above
58029	$730	$820	$1,010	$1,410	$1,700	+$30 (+3.1%)	9% below
58031	$830	$880	$1,120	$1,410	$1,880	+$110 (+10.9%)	1% above
58035	$740	$810	$1,010	$1,390	$1,700	+$20 (+2.0%)	9% below
58036	$730	$820	$1,010	$1,410	$1,700	−$90 (−8.2%)	9% below
58038	$730	$820	$1,010	$1,410	$1,700	+$40 (+4.1%)	9% below
58042	$880	$1,010	$1,240	$1,720	$2,070	+$10 (+0.8%)	12% above
58046	$790	$790	$1,010	$1,380	$1,700	+$40 (+4.1%)	9% below
58047	$1,060	$1,230	$1,500	$2,080	$2,510	+$450 (+42.9%)	36% above
58048	$730	$820	$1,010	$1,410	$1,700	+$40 (+4.1%)	9% below
58051	$730	$820	$1,010	$1,410	$1,700	+$40 (+4.1%)	9% below
58052	$910	$980	$1,230	$1,690	$2,060	+$50 (+4.2%)	11% above
58059	$1,030	$1,190	$1,460	$2,020	$2,440	+$20 (+1.4%)	32% above
58064	$730	$820	$1,010	$1,390	$1,700	no change	9% below
58068	$810	$860	$1,060	$1,430	$1,780	+$40 (+3.9%)	4% below
58071	$730	$820	$1,010	$1,380	$1,700	+$40 (+4.1%)	9% below
58078	$880	$1,010	$1,240	$1,720	$2,070	no change	12% above
58079	$770	$890	$1,090	$1,510	$1,820	−$10 (−0.9%)	1% below
58102	$740	$850	$1,040	$1,440	$1,740	+$10 (+1.0%)	6% below
58103	$740	$850	$1,040	$1,440	$1,740	no change	6% below
58104	$920	$1,060	$1,300	$1,800	$2,170	no change	18% above
58105	$740	$850	$1,040	$1,440	$1,740	+$10 (+1.0%)	6% below
58106	$770	$890	$1,090	$1,510	$1,820	−$10 (−0.9%)	1% below
58107	$770	$890	$1,090	$1,510	$1,820	−$10 (−0.9%)	1% below
58108	$770	$890	$1,090	$1,510	$1,820	−$10 (−0.9%)	1% below
58109	$770	$890	$1,090	$1,510	$1,820	−$10 (−0.9%)	1% below

Sources

U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).

Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.