Metro FMR area · AL · HUD FY 2027

Florence-Muscle Shoals, AL Fair Market Rent

HUD’s FY 2027 Fair Market Rent for a 2-bedroom in the Florence-Muscle Shoals, AL area is $1,085 a month, 7% below the Alabama average and 38% below the U.S. average of $1,761. ZIP-level Small Area FMRs for its 22 ZIP codes range from $920 to $1,260.

$1,0852-bedroom FMR+$85 (+8.5%) vs FY 2026
$8341-bedroom FMRU.S.: $1,478
$43,400Income for a 2-bedroomat 30% of income
153,852Residents2 counties

Can you afford the Fair Market Rent here?

Uses the common 30%-of-gross-income guideline. Results update as you type and stay in your browser.

Household income ($ per year, before tax)

Default: the income a 2-bedroom here needs at 30%.

Unit size

Rent you can afford at 30% of income$1,085/month

2-bedroom Fair Market Rent and the income it needs
Area	Fair Market Rent	Income needed	Share of your income
Florence-Muscle Shoals, AL FMR	$1,085	$43,400	–
Alabama average	$1,170	$46,818	–
U.S. average	$1,761	$70,432	–

Florence-Muscle Shoals, AL Fair Market Rents, FY 2027 vs FY 2026
Unit	Florence-Muscle Shoals, AL FY 2027	FY 2026	Change	Alabama avg	U.S. avg	Income needed
Studio	$760	$698	+$62 (+8.9%)	$949	$1,379	$30,400
1 bedroom	$834	$775	+$59 (+7.6%)	$1,010	$1,478	$33,360
2 bedrooms	$1,085	$1,000	+$85 (+8.5%)	$1,170	$1,761	$43,400
3 bedrooms	$1,348	$1,242	+$106 (+8.5%)	$1,500	$2,266	$53,920
4 bedrooms	$1,426	$1,409	+$17 (+1.2%)	$1,728	$2,607	$57,040

Counties in this FMR area

Counties in the Florence-Muscle Shoals, AL FMR area
County	Residents in area
Colbert County, AL	58,022
Lauderdale County, AL	95,830

Small Area FMRs by ZIP code

Small Area FMRs apply to Housing Choice Vouchers where HUD requires them or the housing authority opts in; otherwise the metro FMR above applies. The median ZIP’s 2-bedroom SAFMR is $1,070.

Filter ZIP codes

FY 2027 Small Area Fair Market Rents, Florence-Muscle Shoals, AL
ZIP	Studio	1BR	2BR	3BR	4BR	2BR vs FY 2026	2BR vs area FMR
35582	$750	$850	$920	$1,200	$1,270	+$40 (+4.5%)	15% below
35610	$930	$1,030	$1,180	$1,530	$1,900	+$50 (+4.4%)	9% above
35614	$980	$1,040	$1,180	$1,530	$1,970	−$60 (−4.8%)	9% above
35616	$720	$790	$1,030	$1,280	$1,350	+$50 (+5.1%)	5% below
35630	$790	$870	$1,130	$1,400	$1,490	+$80 (+7.6%)	4% above
35631	$750	$820	$1,070	$1,330	$1,410	+$90 (+9.2%)	1% below
35632	$790	$870	$1,130	$1,400	$1,490	+$80 (+7.6%)	4% above
35633	$750	$820	$1,070	$1,330	$1,410	+$80 (+8.1%)	1% below
35634	$820	$900	$1,170	$1,450	$1,540	+$80 (+7.3%)	8% above
35645	$880	$970	$1,260	$1,570	$1,660	+$180 (+16.7%)	16% above
35646	$690	$760	$990	$1,230	$1,300	+$110 (+12.5%)	9% below
35648	$650	$710	$920	$1,140	$1,270	+$40 (+4.5%)	15% below
35652	$930	$1,030	$1,180	$1,530	$1,900	+$50 (+4.4%)	9% above
35653	$810	$920	$1,000	$1,300	$1,310	+$120 (+13.6%)	8% below
35654	$740	$830	$920	$1,190	$1,400	+$40 (+4.5%)	15% below
35660	$760	$840	$1,090	$1,350	$1,430	+$80 (+7.9%)	about the same as
35661	$870	$950	$1,240	$1,540	$1,630	+$70 (+6.0%)	14% above
35662	$780	$860	$1,120	$1,390	$1,470	+$90 (+8.7%)	3% above
35672	$750	$750	$920	$1,180	$1,520	+$40 (+4.5%)	15% below
35674	$720	$790	$1,030	$1,280	$1,350	+$50 (+5.1%)	5% below
35677	$740	$780	$1,020	$1,270	$1,350	no change	6% below
38852	$700	$700	$920	$1,130	$1,270	+$40 (+4.5%)	15% below

Sources

U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).

Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.