Metro FMR area · CO · HUD FY 2027

Fort Collins-Loveland, CO Fair Market Rent

HUD’s FY 2027 Fair Market Rent for a 2-bedroom in the Fort Collins-Loveland, CO area is $1,759 a month, 8% below the Colorado average and about the same as the U.S. average of $1,761. ZIP-level Small Area FMRs for its 30 ZIP codes range from $1,560 to $2,460.

$1,7592-bedroom FMR+$27 (+1.6%) vs FY 2026
$1,5891-bedroom FMRU.S.: $1,478
$70,360Income for a 2-bedroomat 30% of income
367,368Residents1 county

Can you afford the Fair Market Rent here?

Uses the common 30%-of-gross-income guideline. Results update as you type and stay in your browser.

Household income ($ per year, before tax)

Default: the income a 2-bedroom here needs at 30%.

Unit size

Rent you can afford at 30% of income$1,759/month

2-bedroom Fair Market Rent and the income it needs
Area	Fair Market Rent	Income needed	Share of your income
Fort Collins-Loveland, CO FMR	$1,759	$70,360	–
Colorado average	$1,916	$76,623	–
U.S. average	$1,761	$70,432	–

Fort Collins-Loveland, CO Fair Market Rents, FY 2027 vs FY 2026
Unit	Fort Collins-Loveland, CO FY 2027	FY 2026	Change	Colorado avg	U.S. avg	Income needed
Studio	$1,551	$1,509	+$42 (+2.8%)	$1,497	$1,379	$62,040
1 bedroom	$1,589	$1,537	+$52 (+3.4%)	$1,606	$1,478	$63,560
2 bedrooms	$1,759	$1,732	+$27 (+1.6%)	$1,916	$1,761	$70,360
3 bedrooms	$2,379	$2,385	−$6 (−0.3%)	$2,538	$2,266	$95,160
4 bedrooms	$2,576	$2,540	+$36 (+1.4%)	$2,884	$2,607	$103,040

Counties in this FMR area

Counties in the Fort Collins-Loveland, CO FMR area
County	Residents in area
Larimer County, CO	367,368

Small Area FMRs by ZIP code

Small Area FMRs apply to Housing Choice Vouchers where HUD requires them or the housing authority opts in; otherwise the metro FMR above applies. The median ZIP’s 2-bedroom SAFMR is $1,760.

Filter ZIP codes

FY 2027 Small Area Fair Market Rents, Fort Collins-Loveland, CO
ZIP	Studio	1BR	2BR	3BR	4BR	2BR vs FY 2026	2BR vs area FMR
80430	$1,360	$1,390	$1,560	$2,150	$2,310	+$30 (+2.0%)	11% below
80503	$1,470	$1,670	$1,960	$2,610	$3,030	−$120 (−5.8%)	11% above
80504	$1,540	$1,690	$2,060	$2,790	$3,320	+$10 (+0.5%)	17% above
80510	$1,440	$1,620	$1,920	$2,540	$2,920	−$90 (−4.5%)	9% above
80512	$1,550	$1,590	$1,760	$2,380	$2,580	+$30 (+1.7%)	about the same as
80513	$1,620	$1,660	$1,920	$2,540	$2,920	+$60 (+3.2%)	9% above
80515	$1,430	$1,470	$1,620	$2,190	$2,380	+$40 (+2.5%)	8% below
80517	$1,360	$1,390	$1,560	$2,150	$2,290	+$30 (+2.0%)	11% below
80521	$1,450	$1,480	$1,640	$2,220	$2,400	+$60 (+3.8%)	7% below
80522	$1,550	$1,590	$1,760	$2,380	$2,580	+$30 (+1.7%)	about the same as
80523	$1,550	$1,590	$1,760	$2,380	$2,580	+$30 (+1.7%)	about the same as
80524	$1,480	$1,510	$1,680	$2,280	$2,480	+$50 (+3.1%)	4% below
80525	$1,710	$1,750	$1,940	$2,620	$2,840	+$40 (+2.1%)	10% above
80526	$1,500	$1,540	$1,700	$2,300	$2,490	+$40 (+2.4%)	3% below
80527	$1,550	$1,590	$1,760	$2,380	$2,580	+$30 (+1.7%)	about the same as
80528	$1,750	$1,800	$1,990	$2,690	$2,910	−$20 (−1.0%)	13% above
80532	$1,550	$1,590	$1,760	$2,380	$2,580	+$30 (+1.7%)	about the same as
80534	$1,500	$1,570	$1,910	$2,630	$3,100	+$70 (+3.8%)	9% above
80535	$1,360	$1,390	$1,560	$2,150	$2,290	+$30 (+2.0%)	11% below
80536	$1,530	$1,580	$1,750	$2,370	$2,590	+$20 (+1.2%)	1% below
80537	$1,480	$1,520	$1,680	$2,270	$2,460	+$60 (+3.7%)	4% below
80538	$1,600	$1,640	$1,820	$2,460	$2,670	+$10 (+0.6%)	3% above
80539	$1,550	$1,590	$1,760	$2,380	$2,580	+$30 (+1.7%)	about the same as
80540	$1,790	$1,970	$2,270	$3,030	$3,450	−$20 (−0.9%)	29% above
80545	$1,550	$1,590	$1,760	$2,380	$2,580	+$30 (+1.7%)	about the same as
80547	$1,830	$1,870	$2,070	$2,800	$3,030	+$100 (+5.1%)	18% above
80549	$2,160	$2,220	$2,460	$3,330	$3,610	+$20 (+0.8%)	40% above
80550	$1,490	$1,560	$1,930	$2,660	$3,170	+$70 (+3.8%)	10% above
80612	$1,470	$1,550	$1,800	$2,460	$2,780	+$80 (+4.7%)	2% above
82063	$1,360	$1,390	$1,560	$2,150	$2,290	+$30 (+2.0%)	11% below

Sources

U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).

Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.