Metro FMR area · FL · HUD FY 2027

Gainesville, FL Fair Market Rent

HUD’s FY 2027 Fair Market Rent for a 2-bedroom in the Gainesville, FL area is $1,471 a month, 25% below the Florida average and 16% below the U.S. average of $1,761. ZIP-level Small Area FMRs for its 35 ZIP codes range from $990 to $1,870.

$1,4712-bedroom FMR−$22 (−1.5%) vs FY 2026
$1,2411-bedroom FMRU.S.: $1,478
$58,840Income for a 2-bedroomat 30% of income
304,532Residents2 counties

Can you afford the Fair Market Rent here?

Uses the common 30%-of-gross-income guideline. Results update as you type and stay in your browser.

Household income ($ per year, before tax)

Default: the income a 2-bedroom here needs at 30%.

Unit size

Rent you can afford at 30% of income$1,471/month

2-bedroom Fair Market Rent and the income it needs
Area	Fair Market Rent	Income needed	Share of your income
Gainesville, FL FMR	$1,471	$58,840	–
Florida average	$1,962	$78,474	–
U.S. average	$1,761	$70,432	–

Gainesville, FL Fair Market Rents, FY 2027 vs FY 2026
Unit	Gainesville, FL FY 2027	FY 2026	Change	Florida avg	U.S. avg	Income needed
Studio	$1,197	$1,154	+$43 (+3.7%)	$1,566	$1,379	$47,880
1 bedroom	$1,241	$1,246	−$5 (−0.4%)	$1,665	$1,478	$49,640
2 bedrooms	$1,471	$1,493	−$22 (−1.5%)	$1,962	$1,761	$58,840
3 bedrooms	$1,806	$1,868	−$62 (−3.3%)	$2,532	$2,266	$72,240
4 bedrooms	$1,933	$1,977	−$44 (−2.2%)	$2,947	$2,607	$77,320

Counties in this FMR area

Counties in the Gainesville, FL FMR area
County	Residents in area
Alachua County, FL	285,492
Gilchrist County, FL	19,040

Small Area FMRs by ZIP code

Small Area FMRs apply to Housing Choice Vouchers where HUD requires them or the housing authority opts in; otherwise the metro FMR above applies. The median ZIP’s 2-bedroom SAFMR is $1,400.

Filter ZIP codes

FY 2027 Small Area Fair Market Rents, Gainesville, FL
ZIP	Studio	1BR	2BR	3BR	4BR	2BR vs FY 2026	2BR vs area FMR
32008	$1,040	$1,130	$1,350	$1,690	$1,780	−$80 (−5.6%)	8% below
32044	$1,230	$1,280	$1,400	$1,740	$2,320	−$60 (−4.1%)	5% below
32601	$1,120	$1,160	$1,380	$1,690	$1,810	−$50 (−3.5%)	6% below
32603	$1,110	$1,160	$1,370	$1,690	$1,800	−$60 (−4.2%)	7% below
32604	$1,200	$1,250	$1,480	$1,820	$1,950	−$20 (−1.3%)	1% above
32605	$1,430	$1,490	$1,760	$2,160	$2,310	+$10 (+0.6%)	20% above
32606	$1,520	$1,580	$1,870	$2,300	$2,460	−$20 (−1.1%)	27% above
32607	$1,240	$1,280	$1,520	$1,870	$2,000	−$40 (−2.6%)	3% above
32608	$1,330	$1,380	$1,640	$2,010	$2,160	−$30 (−1.8%)	11% above
32609	$1,180	$1,220	$1,450	$1,780	$1,910	+$20 (+1.4%)	1% below
32610	$1,210	$1,260	$1,490	$1,830	$1,970	−$20 (−1.3%)	1% above
32611	$1,200	$1,250	$1,480	$1,820	$1,950	−$20 (−1.3%)	1% above
32612	$1,190	$1,240	$1,460	$1,800	$1,930	−$20 (−1.4%)	1% below
32614	$1,200	$1,250	$1,480	$1,820	$1,950	−$20 (−1.3%)	1% above
32615	$1,140	$1,180	$1,400	$1,720	$1,840	−$30 (−2.1%)	5% below
32616	$1,140	$1,180	$1,400	$1,720	$1,840	−$30 (−2.1%)	5% below
32618	$1,070	$1,150	$1,350	$1,690	$1,780	−$80 (−5.6%)	8% below
32619	$1,040	$1,130	$1,350	$1,690	$1,780	−$80 (−5.6%)	8% below
32622	$1,040	$1,130	$1,350	$1,690	$1,780	−$80 (−5.6%)	8% below
32627	$1,200	$1,250	$1,480	$1,820	$1,950	−$20 (−1.3%)	1% above
32631	$1,040	$1,130	$1,350	$1,690	$1,780	−$90 (−6.2%)	8% below
32633	$1,200	$1,250	$1,480	$1,820	$1,950	−$20 (−1.3%)	1% above
32635	$1,200	$1,250	$1,480	$1,820	$1,950	−$20 (−1.3%)	1% above
32640	$1,040	$1,130	$1,350	$1,690	$1,780	−$80 (−5.6%)	8% below
32641	$1,050	$1,130	$1,350	$1,690	$1,780	−$80 (−5.6%)	8% below
32643	$1,500	$1,550	$1,840	$2,260	$2,420	+$280 (+17.9%)	25% above
32653	$1,040	$1,130	$1,350	$1,690	$1,780	−$80 (−5.6%)	8% below
32655	$1,200	$1,250	$1,480	$1,820	$1,950	−$20 (−1.3%)	1% above
32658	$1,130	$1,170	$1,390	$1,710	$1,830	−$40 (−2.8%)	6% below
32666	$780	$810	$990	$1,260	$1,440	−$110 (−10.0%)	33% below
32667	$1,040	$1,130	$1,350	$1,690	$1,780	−$80 (−5.6%)	8% below
32669	$1,500	$1,560	$1,850	$2,270	$2,430	+$70 (+3.9%)	26% above
32693	$1,040	$1,130	$1,350	$1,690	$1,780	−$80 (−5.6%)	8% below
32694	$1,100	$1,130	$1,350	$1,690	$1,920	−$80 (−5.6%)	8% below
32696	$1,040	$1,130	$1,350	$1,690	$1,780	−$80 (−5.6%)	8% below

Sources

U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).

Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.