Metro FMR area · MS · HUD FY 2027
Gulfport-Biloxi, MS Fair Market Rent
HUD’s FY 2027 Fair Market Rent for a 2-bedroom in the Gulfport-Biloxi, MS area is $1,185 a month, 9% above the Mississippi average and 33% below the U.S. average of $1,761. ZIP-level Small Area FMRs for its 28 ZIP codes range from $1,030 to $1,650.
- $1,1852-bedroom FMR+$45 (+3.9%) vs FY 2026
- $9821-bedroom FMRU.S.: $1,478
- $47,400Income for a 2-bedroomat 30% of income
- 257,058Residents2 counties
| Unit | Gulfport-Biloxi, MS FY 2027 | FY 2026 | Change | Mississippi avg | U.S. avg | Income needed |
|---|---|---|---|---|---|---|
| Studio | $844 | $786 | +$58 (+7.4%) | $883 | $1,379 | $33,760 |
| 1 bedroom | $982 | $923 | +$59 (+6.4%) | $928 | $1,478 | $39,280 |
| 2 bedrooms | $1,185 | $1,140 | +$45 (+3.9%) | $1,087 | $1,761 | $47,400 |
| 3 bedrooms | $1,525 | $1,471 | +$54 (+3.7%) | $1,371 | $2,266 | $61,000 |
| 4 bedrooms | $1,723 | $1,612 | +$111 (+6.9%) | $1,518 | $2,607 | $68,920 |
Counties in this FMR area
| County | Residents in area |
|---|---|
| Hancock County, MS | 46,167 |
| Harrison County, MS | 210,891 |
Small Area FMRs by ZIP code
Small Area FMRs apply to Housing Choice Vouchers where HUD requires them or the housing authority opts in; otherwise the metro FMR above applies. The median ZIP’s 2-bedroom SAFMR is $1,180.
| ZIP | Studio | 1BR | 2BR | 3BR | 4BR | 2BR vs FY 2026 | 2BR vs area FMR |
|---|---|---|---|---|---|---|---|
| 39426 | $820 | $860 | $1,030 | $1,330 | $1,460 | −$30 (−2.8%) | 13% below |
| 39466 | $780 | $840 | $1,030 | $1,330 | $1,460 | +$20 (+2.0%) | 13% below |
| 39470 | $750 | $840 | $1,030 | $1,330 | $1,460 | +$20 (+2.0%) | 13% below |
| 39501 | $750 | $880 | $1,060 | $1,360 | $1,540 | −$20 (−1.9%) | 11% below |
| 39502 | $850 | $990 | $1,190 | $1,530 | $1,730 | +$40 (+3.5%) | about the same as |
| 39503 | $870 | $1,010 | $1,220 | $1,570 | $1,770 | +$50 (+4.3%) | 3% above |
| 39505 | $850 | $990 | $1,190 | $1,530 | $1,730 | +$40 (+3.5%) | about the same as |
| 39506 | $850 | $990 | $1,190 | $1,530 | $1,730 | +$40 (+3.5%) | about the same as |
| 39507 | $880 | $1,020 | $1,230 | $1,580 | $1,790 | +$70 (+6.0%) | 4% above |
| 39520 | $850 | $990 | $1,200 | $1,540 | $1,740 | +$80 (+7.1%) | 1% above |
| 39522 | $800 | $940 | $1,130 | $1,450 | $1,640 | +$40 (+3.7%) | 5% below |
| 39525 | $1,170 | $1,370 | $1,650 | $2,120 | $2,400 | +$70 (+4.4%) | 39% above |
| 39529 | $800 | $940 | $1,130 | $1,450 | $1,640 | +$40 (+3.7%) | 5% below |
| 39530 | $710 | $840 | $1,030 | $1,330 | $1,460 | +$20 (+2.0%) | 13% below |
| 39531 | $840 | $980 | $1,180 | $1,520 | $1,720 | +$40 (+3.5%) | about the same as |
| 39532 | $910 | $1,010 | $1,200 | $1,580 | $1,800 | +$60 (+5.3%) | 1% above |
| 39533 | $850 | $990 | $1,190 | $1,530 | $1,730 | +$40 (+3.5%) | about the same as |
| 39534 | $730 | $840 | $1,030 | $1,330 | $1,480 | +$20 (+2.0%) | 13% below |
| 39535 | $850 | $990 | $1,190 | $1,530 | $1,730 | +$40 (+3.5%) | about the same as |
| 39540 | $920 | $1,070 | $1,290 | $1,660 | $1,880 | +$60 (+4.9%) | 9% above |
| 39556 | $830 | $960 | $1,160 | $1,490 | $1,690 | −$30 (−2.5%) | 2% below |
| 39560 | $930 | $1,080 | $1,300 | $1,670 | $1,890 | +$30 (+2.4%) | 10% above |
| 39565 | $970 | $980 | $1,110 | $1,520 | $1,780 | +$10 (+0.9%) | 6% below |
| 39571 | $800 | $940 | $1,130 | $1,450 | $1,640 | +$50 (+4.6%) | 5% below |
| 39572 | $850 | $990 | $1,200 | $1,540 | $1,740 | +$80 (+7.1%) | 1% above |
| 39573 | $840 | $860 | $1,030 | $1,330 | $1,590 | +$20 (+2.0%) | 13% below |
| 39574 | $780 | $900 | $1,090 | $1,400 | $1,590 | no change | 8% below |
| 39576 | $730 | $850 | $1,030 | $1,330 | $1,500 | +$20 (+2.0%) | 13% below |
Sources
- U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
- HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).
Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.