Metro FMR area · TN · HUD FY 2027

Jackson, TN Fair Market Rent

HUD’s FY 2027 Fair Market Rent for a 2-bedroom in the Jackson, TN area is $1,375 a month, about the same as the Tennessee average and 22% below the U.S. average of $1,761. ZIP-level Small Area FMRs for its 27 ZIP codes range from $1,140 to $1,500.

$1,3752-bedroom FMR+$115 (+9.1%) vs FY 2026
$1,0511-bedroom FMRU.S.: $1,478
$55,000Income for a 2-bedroomat 30% of income
116,906Residents2 counties

Can you afford the Fair Market Rent here?

Uses the common 30%-of-gross-income guideline. Results update as you type and stay in your browser.

Household income ($ per year, before tax)

Default: the income a 2-bedroom here needs at 30%.

Unit size

Rent you can afford at 30% of income$1,375/month

2-bedroom Fair Market Rent and the income it needs
Area	Fair Market Rent	Income needed	Share of your income
Jackson, TN FMR	$1,375	$55,000	–
Tennessee average	$1,381	$55,244	–
U.S. average	$1,761	$70,432	–

Jackson, TN Fair Market Rents, FY 2027 vs FY 2026
Unit	Jackson, TN FY 2027	FY 2026	Change	Tennessee avg	U.S. avg	Income needed
Studio	$957	$869	+$88 (+10.1%)	$1,141	$1,379	$38,280
1 bedroom	$1,051	$960	+$91 (+9.5%)	$1,196	$1,478	$42,040
2 bedrooms	$1,375	$1,260	+$115 (+9.1%)	$1,381	$1,761	$55,000
3 bedrooms	$1,730	$1,677	+$53 (+3.2%)	$1,771	$2,266	$69,200
4 bedrooms	$1,898	$1,758	+$140 (+8.0%)	$2,054	$2,607	$75,920

Counties in this FMR area

Counties in the Jackson, TN FMR area
County	Residents in area
Chester County, TN	17,611
Madison County, TN	99,295

Small Area FMRs by ZIP code

Small Area FMRs apply to Housing Choice Vouchers where HUD requires them or the housing authority opts in; otherwise the metro FMR above applies. The median ZIP’s 2-bedroom SAFMR is $1,140.

Filter ZIP codes

FY 2027 Small Area Fair Market Rents, Jackson, TN
ZIP	Studio	1BR	2BR	3BR	4BR	2BR vs FY 2026	2BR vs area FMR
38006	$820	$890	$1,150	$1,530	$1,690	no change	16% below
38044	$790	$870	$1,140	$1,510	$1,590	+$20 (+1.8%)	17% below
38301	$910	$1,000	$1,310	$1,650	$1,810	+$80 (+6.5%)	5% below
38302	$980	$1,080	$1,410	$1,770	$1,950	+$120 (+9.3%)	3% above
38303	$980	$1,080	$1,410	$1,770	$1,950	+$120 (+9.3%)	3% above
38305	$1,040	$1,150	$1,500	$1,890	$2,070	+$70 (+4.9%)	9% above
38308	$980	$1,080	$1,410	$1,770	$1,950	+$120 (+9.3%)	3% above
38313	$870	$990	$1,200	$1,510	$1,660	+$70 (+6.2%)	13% below
38315	$790	$870	$1,140	$1,510	$1,590	+$20 (+1.8%)	17% below
38332	$790	$870	$1,140	$1,510	$1,590	+$20 (+1.8%)	17% below
38334	$790	$870	$1,140	$1,510	$1,590	+$20 (+1.8%)	17% below
38340	$790	$870	$1,140	$1,510	$1,590	+$20 (+1.8%)	17% below
38343	$790	$870	$1,140	$1,510	$1,590	+$20 (+1.8%)	17% below
38345	$860	$1,030	$1,140	$1,510	$1,590	+$20 (+1.8%)	17% below
38347	$790	$870	$1,140	$1,510	$1,590	+$20 (+1.8%)	17% below
38348	$800	$870	$1,140	$1,510	$1,660	+$20 (+1.8%)	17% below
38351	$790	$910	$1,140	$1,510	$1,590	+$20 (+1.8%)	17% below
38352	$800	$920	$1,140	$1,510	$1,590	+$20 (+1.8%)	17% below
38355	$980	$1,070	$1,400	$1,920	$2,180	+$170 (+13.8%)	2% above
38356	$840	$910	$1,170	$1,510	$1,620	+$50 (+4.5%)	15% below
38359	$790	$870	$1,140	$1,510	$1,590	+$20 (+1.8%)	17% below
38362	$1,010	$1,110	$1,450	$1,840	$2,000	−$80 (−5.2%)	5% above
38366	$800	$870	$1,140	$1,510	$1,590	+$20 (+1.8%)	17% below
38368	$790	$870	$1,140	$1,510	$1,590	+$20 (+1.8%)	17% below
38371	$790	$900	$1,140	$1,510	$1,590	+$20 (+1.8%)	17% below
38391	$1,030	$1,130	$1,480	$1,860	$2,040	+$170 (+13.0%)	8% above
38392	$860	$910	$1,170	$1,540	$1,650	+$110 (+10.4%)	15% below

Sources

U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).

Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.