Metro FMR area · CA · HUD FY 2027

Merced, CA Fair Market Rent

HUD’s FY 2027 Fair Market Rent for a 2-bedroom in the Merced, CA area is $1,517 a month, 42% below the California average and 14% below the U.S. average of $1,761. ZIP-level Small Area FMRs for its 27 ZIP codes range from $1,360 to $1,860.

$1,5172-bedroom FMR+$14 (+0.9%) vs FY 2026
$1,2621-bedroom FMRU.S.: $1,478
$60,680Income for a 2-bedroomat 30% of income
290,201Residents1 county

Can you afford the Fair Market Rent here?

Uses the common 30%-of-gross-income guideline. Results update as you type and stay in your browser.

Household income ($ per year, before tax)

Default: the income a 2-bedroom here needs at 30%.

Unit size

Rent you can afford at 30% of income$1,517/month

2-bedroom Fair Market Rent and the income it needs
Area	Fair Market Rent	Income needed	Share of your income
Merced, CA FMR	$1,517	$60,680	–
California average	$2,632	$105,292	–
U.S. average	$1,761	$70,432	–

Merced, CA Fair Market Rents, FY 2027 vs FY 2026
Unit	Merced, CA FY 2027	FY 2026	Change	California avg	U.S. avg	Income needed
Studio	$1,200	$1,116	+$84 (+7.5%)	$1,986	$1,379	$48,000
1 bedroom	$1,262	$1,213	+$49 (+4.0%)	$2,151	$1,478	$50,480
2 bedrooms	$1,517	$1,503	+$14 (+0.9%)	$2,632	$1,761	$60,680
3 bedrooms	$2,087	$2,067	+$20 (+1.0%)	$3,457	$2,266	$83,480
4 bedrooms	$2,477	$2,503	−$26 (−1.0%)	$3,986	$2,607	$99,080

Counties in this FMR area

Counties in the Merced, CA FMR area
County	Residents in area
Merced County, CA	290,201

Small Area FMRs by ZIP code

Small Area FMRs apply to Housing Choice Vouchers where HUD requires them or the housing authority opts in; otherwise the metro FMR above applies. The median ZIP’s 2-bedroom SAFMR is $1,470.

Filter ZIP codes

FY 2027 Small Area Fair Market Rents, Merced, CA
ZIP	Studio	1BR	2BR	3BR	4BR	2BR vs FY 2026	2BR vs area FMR
93610	$1,180	$1,180	$1,360	$1,880	$2,270	no change	10% below
93620	$1,220	$1,220	$1,500	$2,090	$2,400	+$140 (+10.3%)	1% below
93622	$1,220	$1,220	$1,500	$2,090	$2,400	+$140 (+10.3%)	1% below
93635	$1,390	$1,460	$1,760	$2,420	$2,870	no change	16% above
93661	$1,200	$1,260	$1,520	$2,090	$2,480	+$20 (+1.3%)	about the same as
93665	$1,160	$1,220	$1,470	$2,020	$2,390	+$20 (+1.4%)	3% below
95301	$1,120	$1,180	$1,420	$1,950	$2,330	−$130 (−8.4%)	6% below
95303	$1,010	$1,100	$1,360	$1,870	$2,260	no change	10% below
95312	$1,010	$1,100	$1,360	$1,870	$2,260	−$130 (−8.7%)	10% below
95315	$1,120	$1,170	$1,410	$1,940	$2,300	−$20 (−1.4%)	7% below
95316	$1,130	$1,230	$1,600	$2,200	$2,550	+$30 (+1.9%)	5% above
95317	$1,010	$1,100	$1,360	$1,870	$2,260	no change	10% below
95322	$1,180	$1,240	$1,590	$2,200	$2,550	+$140 (+9.7%)	5% above
95324	$1,360	$1,430	$1,720	$2,370	$2,810	−$90 (−5.0%)	13% above
95333	$1,010	$1,100	$1,360	$1,870	$2,260	no change	10% below
95334	$1,320	$1,390	$1,670	$2,300	$2,730	+$60 (+3.7%)	10% above
95340	$1,120	$1,180	$1,420	$1,950	$2,320	+$20 (+1.4%)	6% below
95341	$1,150	$1,210	$1,460	$2,010	$2,380	+$10 (+0.7%)	4% below
95343	$1,200	$1,260	$1,520	$2,090	$2,480	+$20 (+1.3%)	about the same as
95344	$1,200	$1,260	$1,520	$2,090	$2,480	+$20 (+1.3%)	about the same as
95348	$1,470	$1,550	$1,860	$2,560	$3,040	+$20 (+1.1%)	23% above
95360	$1,130	$1,230	$1,590	$2,200	$2,550	+$70 (+4.6%)	5% above
95365	$1,010	$1,100	$1,360	$1,870	$2,260	no change	10% below
95369	$1,050	$1,110	$1,360	$1,870	$2,260	no change	10% below
95374	$1,010	$1,100	$1,360	$1,870	$2,260	no change	10% below
95380	$1,180	$1,280	$1,660	$2,230	$2,610	+$30 (+1.8%)	9% above
95388	$1,010	$1,100	$1,360	$1,870	$2,260	no change	10% below

Sources

U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).

Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.