Metro FMR area · MN · HUD FY 2027

Mille Lacs County, MN Fair Market Rent

HUD’s FY 2027 Fair Market Rent for a 2-bedroom in the Mille Lacs County, MN area is $1,124 a month, 25% below the Minnesota average and 36% below the U.S. average of $1,761. ZIP-level Small Area FMRs for its 13 ZIP codes range from $1,020 to $1,540.

$1,1242-bedroom FMR+$1 (+0.1%) vs FY 2026
$8701-bedroom FMRU.S.: $1,478
$44,960Income for a 2-bedroomat 30% of income
27,125Residents1 county

Can you afford the Fair Market Rent here?

Uses the common 30%-of-gross-income guideline. Results update as you type and stay in your browser.

Household income ($ per year, before tax)

Default: the income a 2-bedroom here needs at 30%.

Unit size

Rent you can afford at 30% of income$1,124/month

2-bedroom Fair Market Rent and the income it needs
Area	Fair Market Rent	Income needed	Share of your income
Mille Lacs County, MN FMR	$1,124	$44,960	–
Minnesota average	$1,507	$60,295	–
U.S. average	$1,761	$70,432	–

Mille Lacs County, MN Fair Market Rents, FY 2027 vs FY 2026
Unit	Mille Lacs County, MN FY 2027	FY 2026	Change	Minnesota avg	U.S. avg	Income needed
Studio	$820	$850	−$30 (−3.5%)	$1,102	$1,379	$32,800
1 bedroom	$870	$856	+$14 (+1.6%)	$1,231	$1,478	$34,800
2 bedrooms	$1,124	$1,123	+$1 (+0.1%)	$1,507	$1,761	$44,960
3 bedrooms	$1,351	$1,346	+$5 (+0.4%)	$1,980	$2,266	$54,040
4 bedrooms	$1,879	$1,884	−$5 (−0.3%)	$2,243	$2,607	$75,160

Counties in this FMR area

Counties in the Mille Lacs County, MN FMR area
County	Residents in area
Mille Lacs County, MN	27,125

Small Area FMRs by ZIP code

Small Area FMRs apply to Housing Choice Vouchers where HUD requires them or the housing authority opts in; otherwise the metro FMR above applies. The median ZIP’s 2-bedroom SAFMR is $1,300.

Filter ZIP codes

FY 2027 Small Area Fair Market Rents, Mille Lacs County, MN
ZIP	Studio	1BR	2BR	3BR	4BR	2BR vs FY 2026	2BR vs area FMR
55051	$770	$920	$1,020	$1,410	$1,700	+$30 (+3.0%)	9% below
55371	$1,120	$1,270	$1,540	$2,040	$2,280	+$20 (+1.3%)	37% above
56313	$870	$880	$1,140	$1,450	$1,930	−$120 (−9.5%)	1% above
56330	$970	$1,040	$1,340	$1,630	$2,220	+$110 (+8.9%)	19% above
56338	$930	$1,040	$1,330	$1,830	$1,940	+$90 (+7.3%)	18% above
56342	$770	$810	$1,020	$1,300	$1,700	+$30 (+3.0%)	9% below
56353	$1,120	$1,270	$1,540	$2,040	$2,280	+$20 (+1.3%)	37% above
56357	$930	$1,010	$1,300	$1,660	$2,100	+$30 (+2.4%)	16% above
56358	$1,120	$1,270	$1,540	$2,040	$2,280	+$20 (+1.3%)	37% above
56359	$800	$850	$1,100	$1,320	$1,840	no change	2% below
56363	$950	$1,010	$1,300	$1,560	$2,170	−$10 (−0.8%)	16% above
56386	$790	$840	$1,080	$1,300	$1,810	+$40 (+3.8%)	4% below
56450	$840	$920	$1,190	$1,430	$1,780	no change	6% above

Sources

U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).

Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.