Metro FMR area · FL · HUD FY 2027
Naples-Marco Island, FL Fair Market Rent
HUD’s FY 2027 Fair Market Rent for a 2-bedroom in the Naples-Marco Island, FL area is $2,036 a month, 4% above the Florida average and 16% above the U.S. average of $1,761. ZIP-level Small Area FMRs for its 28 ZIP codes range from $1,790 to $2,490.
- $2,0362-bedroom FMR+$50 (+2.5%) vs FY 2026
- $1,8701-bedroom FMRU.S.: $1,478
- $81,440Income for a 2-bedroomat 30% of income
- 398,291Residents1 county
| Unit | Naples-Marco Island, FL FY 2027 | FY 2026 | Change | Florida avg | U.S. avg | Income needed |
|---|---|---|---|---|---|---|
| Studio | $1,418 | $1,396 | +$22 (+1.6%) | $1,566 | $1,379 | $56,720 |
| 1 bedroom | $1,870 | $1,797 | +$73 (+4.1%) | $1,665 | $1,478 | $74,800 |
| 2 bedrooms | $2,036 | $1,986 | +$50 (+2.5%) | $1,962 | $1,761 | $81,440 |
| 3 bedrooms | $2,584 | $2,581 | +$3 (+0.1%) | $2,532 | $2,266 | $103,360 |
| 4 bedrooms | $2,815 | $2,805 | +$10 (+0.4%) | $2,947 | $2,607 | $112,600 |
Counties in this FMR area
| County | Residents in area |
|---|---|
| Collier County, FL | 398,291 |
Small Area FMRs by ZIP code
Small Area FMRs apply to Housing Choice Vouchers where HUD requires them or the housing authority opts in; otherwise the metro FMR above applies. The median ZIP’s 2-bedroom SAFMR is $2,120.
| ZIP | Studio | 1BR | 2BR | 3BR | 4BR | 2BR vs FY 2026 | 2BR vs area FMR |
|---|---|---|---|---|---|---|---|
| 33928 | $1,920 | $1,930 | $2,300 | $3,000 | $3,330 | −$250 (−9.8%) | 13% above |
| 34101 | $1,420 | $1,870 | $2,040 | $2,590 | $2,820 | +$50 (+2.5%) | about the same as |
| 34102 | $1,290 | $1,700 | $1,850 | $2,350 | $2,560 | +$40 (+2.2%) | 9% below |
| 34103 | $1,630 | $2,150 | $2,340 | $2,970 | $3,240 | +$130 (+5.9%) | 15% above |
| 34104 | $1,400 | $1,850 | $2,010 | $2,550 | $2,780 | +$30 (+1.5%) | 1% below |
| 34105 | $1,570 | $2,080 | $2,260 | $2,870 | $3,120 | −$60 (−2.6%) | 11% above |
| 34106 | $1,420 | $1,870 | $2,040 | $2,590 | $2,820 | +$50 (+2.5%) | about the same as |
| 34107 | $1,420 | $1,870 | $2,040 | $2,590 | $2,820 | +$50 (+2.5%) | about the same as |
| 34108 | $1,720 | $2,270 | $2,470 | $3,140 | $3,410 | +$120 (+5.1%) | 21% above |
| 34109 | $1,520 | $2,000 | $2,180 | $2,770 | $3,010 | +$80 (+3.8%) | 7% above |
| 34110 | $1,550 | $2,040 | $2,220 | $2,820 | $3,070 | −$10 (−0.4%) | 9% above |
| 34112 | $1,280 | $1,690 | $1,840 | $2,340 | $2,540 | +$110 (+6.4%) | 10% below |
| 34113 | $1,510 | $1,990 | $2,170 | $2,750 | $3,000 | +$80 (+3.8%) | 7% above |
| 34114 | $1,620 | $2,130 | $2,320 | $2,940 | $3,210 | +$90 (+4.0%) | 14% above |
| 34116 | $1,350 | $1,780 | $1,940 | $2,460 | $2,680 | +$50 (+2.6%) | 5% below |
| 34117 | $1,390 | $1,840 | $2,000 | $2,540 | $2,770 | no change | 2% below |
| 34119 | $1,570 | $2,070 | $2,250 | $2,860 | $3,110 | +$130 (+6.1%) | 11% above |
| 34120 | $1,730 | $2,290 | $2,490 | $3,160 | $3,440 | +$30 (+1.2%) | 22% above |
| 34134 | $1,640 | $1,700 | $1,980 | $2,550 | $2,810 | −$170 (−7.9%) | 3% below |
| 34135 | $1,750 | $1,760 | $2,060 | $2,660 | $2,940 | −$130 (−5.9%) | 1% above |
| 34137 | $1,350 | $1,780 | $1,940 | $2,460 | $2,690 | +$30 (+1.6%) | 5% below |
| 34138 | $1,550 | $2,040 | $2,220 | $2,820 | $3,070 | +$230 (+11.6%) | 9% above |
| 34139 | $1,480 | $1,950 | $2,120 | $2,690 | $2,930 | +$130 (+6.5%) | 4% above |
| 34140 | $1,600 | $2,110 | $2,300 | $2,920 | $3,180 | −$30 (−1.3%) | 13% above |
| 34141 | $1,530 | $1,740 | $2,050 | $2,610 | $2,950 | +$80 (+4.1%) | 1% above |
| 34142 | $1,260 | $1,620 | $1,790 | $2,330 | $2,530 | +$110 (+6.5%) | 12% below |
| 34145 | $1,600 | $2,110 | $2,300 | $2,920 | $3,180 | −$40 (−1.7%) | 13% above |
| 34146 | $1,420 | $1,870 | $2,040 | $2,590 | $2,820 | +$50 (+2.5%) | about the same as |
Sources
- U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
- HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).
Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.