Metro FMR area · FL · HUD FY 2027

Pensacola-Ferry Pass-Brent, FL Fair Market Rent

HUD’s FY 2027 Fair Market Rent for a 2-bedroom in the Pensacola-Ferry Pass-Brent, FL area is $1,548 a month, 21% below the Florida average and 12% below the U.S. average of $1,761. ZIP-level Small Area FMRs for its 37 ZIP codes range from $1,330 to $2,170.

$1,5482-bedroom FMR+$77 (+5.2%) vs FY 2026
$1,3591-bedroom FMRU.S.: $1,478
$61,920Income for a 2-bedroomat 30% of income
524,395Residents2 counties

Can you afford the Fair Market Rent here?

Uses the common 30%-of-gross-income guideline. Results update as you type and stay in your browser.

Household income ($ per year, before tax)

Default: the income a 2-bedroom here needs at 30%.

Unit size

Rent you can afford at 30% of income$1,548/month

2-bedroom Fair Market Rent and the income it needs
Area	Fair Market Rent	Income needed	Share of your income
Pensacola-Ferry Pass-Brent, FL FMR	$1,548	$61,920	–
Florida average	$1,962	$78,474	–
U.S. average	$1,761	$70,432	–

Pensacola-Ferry Pass-Brent, FL Fair Market Rents, FY 2027 vs FY 2026
Unit	Pensacola-Ferry Pass-Brent, FL FY 2027	FY 2026	Change	Florida avg	U.S. avg	Income needed
Studio	$1,154	$1,112	+$42 (+3.8%)	$1,566	$1,379	$46,160
1 bedroom	$1,359	$1,257	+$102 (+8.1%)	$1,665	$1,478	$54,360
2 bedrooms	$1,548	$1,471	+$77 (+5.2%)	$1,962	$1,761	$61,920
3 bedrooms	$2,034	$1,952	+$82 (+4.2%)	$2,532	$2,266	$81,360
4 bedrooms	$2,435	$2,380	+$55 (+2.3%)	$2,947	$2,607	$97,400

Counties in this FMR area

Counties in the Pensacola-Ferry Pass-Brent, FL FMR area
County	Residents in area
Escambia County, FL	325,923
Santa Rosa County, FL	198,472

Small Area FMRs by ZIP code

Small Area FMRs apply to Housing Choice Vouchers where HUD requires them or the housing authority opts in; otherwise the metro FMR above applies. The median ZIP’s 2-bedroom SAFMR is $1,530.

Filter ZIP codes

FY 2027 Small Area Fair Market Rents, Pensacola-Ferry Pass-Brent, FL
ZIP	Studio	1BR	2BR	3BR	4BR	2BR vs FY 2026	2BR vs area FMR
32501	$1,010	$1,140	$1,330	$1,760	$2,150	−$120 (−8.3%)	14% below
32502	$1,180	$1,390	$1,580	$2,080	$2,490	+$130 (+9.0%)	2% above
32503	$1,120	$1,320	$1,500	$1,970	$2,360	−$30 (−2.0%)	3% below
32504	$1,140	$1,340	$1,530	$2,010	$2,410	+$70 (+4.8%)	1% below
32505	$1,010	$1,150	$1,330	$1,760	$2,150	−$120 (−8.3%)	14% below
32506	$1,180	$1,390	$1,580	$2,080	$2,490	+$70 (+4.6%)	2% above
32507	$1,140	$1,340	$1,530	$2,010	$2,430	−$140 (−8.4%)	1% below
32508	$1,580	$1,860	$2,120	$2,790	$3,340	+$120 (+6.0%)	37% above
32509	$1,180	$1,390	$1,580	$2,080	$2,490	+$60 (+3.9%)	2% above
32511	$1,160	$1,370	$1,560	$2,050	$2,450	−$20 (−1.3%)	1% above
32512	$1,130	$1,330	$1,510	$1,980	$2,380	+$60 (+4.1%)	2% below
32513	$1,130	$1,330	$1,510	$1,980	$2,380	+$60 (+4.1%)	2% below
32514	$1,290	$1,520	$1,730	$2,270	$2,720	+$70 (+4.2%)	12% above
32516	$1,130	$1,330	$1,510	$1,980	$2,380	+$60 (+4.1%)	2% below
32522	$1,130	$1,330	$1,510	$1,980	$2,380	+$60 (+4.1%)	2% below
32523	$1,130	$1,330	$1,510	$1,980	$2,380	+$60 (+4.1%)	2% below
32524	$1,130	$1,330	$1,510	$1,980	$2,380	+$60 (+4.1%)	2% below
32526	$1,180	$1,390	$1,580	$2,080	$2,490	+$60 (+3.9%)	2% above
32530	$1,160	$1,360	$1,550	$2,040	$2,440	+$60 (+4.0%)	about the same as
32531	$1,230	$1,430	$1,610	$2,210	$2,690	+$160 (+11.0%)	4% above
32533	$1,010	$1,140	$1,330	$1,760	$2,150	−$120 (−8.3%)	14% below
32534	$1,180	$1,390	$1,580	$2,080	$2,490	+$70 (+4.6%)	2% above
32535	$1,010	$1,140	$1,330	$1,760	$2,150	−$120 (−8.3%)	14% below
32560	$1,130	$1,330	$1,510	$1,980	$2,380	+$60 (+4.1%)	2% below
32561	$1,390	$1,640	$1,870	$2,460	$2,940	−$100 (−5.1%)	21% above
32562	$1,330	$1,560	$1,780	$2,340	$2,800	+$100 (+6.0%)	15% above
32563	$1,510	$1,780	$2,030	$2,670	$3,190	+$120 (+6.3%)	31% above
32564	$1,230	$1,430	$1,610	$2,210	$2,690	+$60 (+3.9%)	4% above
32565	$1,010	$1,140	$1,330	$1,760	$2,150	−$120 (−8.3%)	14% below
32566	$1,620	$1,900	$2,170	$2,850	$3,410	+$130 (+6.4%)	40% above
32568	$1,010	$1,140	$1,330	$1,760	$2,150	−$120 (−8.3%)	14% below
32570	$1,160	$1,370	$1,560	$2,050	$2,450	+$50 (+3.3%)	1% above
32571	$1,130	$1,330	$1,510	$1,980	$2,380	+$60 (+4.1%)	2% below
32572	$1,330	$1,560	$1,780	$2,340	$2,800	+$100 (+6.0%)	15% above
32577	$1,020	$1,200	$1,350	$1,770	$2,150	−$100 (−6.9%)	13% below
32583	$1,160	$1,360	$1,550	$2,040	$2,440	+$60 (+4.0%)	about the same as
32591	$1,130	$1,330	$1,510	$1,980	$2,380	+$60 (+4.1%)	2% below

Sources

U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).

Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.