Metro FMR area · PA · HUD FY 2027
Reading, PA Fair Market Rent
HUD’s FY 2027 Fair Market Rent for a 2-bedroom in the Reading, PA area is $1,418 a month, 7% below the Pennsylvania average and 19% below the U.S. average of $1,761. ZIP-level Small Area FMRs for its 69 ZIP codes range from $1,370 to $2,550.
- $1,4182-bedroom FMR−$157 (−10.0%) vs FY 2026
- $1,1141-bedroom FMRU.S.: $1,478
- $56,720Income for a 2-bedroomat 30% of income
- 433,015Residents1 county
| Unit | Reading, PA FY 2027 | FY 2026 | Change | Pennsylvania avg | U.S. avg | Income needed |
|---|---|---|---|---|---|---|
| Studio | $978 | $1,086 | −$108 (−9.9%) | $1,149 | $1,379 | $39,120 |
| 1 bedroom | $1,114 | $1,237 | −$123 (−9.9%) | $1,257 | $1,478 | $44,560 |
| 2 bedrooms | $1,418 | $1,575 | −$157 (−10.0%) | $1,528 | $1,761 | $56,720 |
| 3 bedrooms | $1,744 | $1,937 | −$193 (−10.0%) | $1,909 | $2,266 | $69,760 |
| 4 bedrooms | $1,877 | $2,085 | −$208 (−10.0%) | $2,082 | $2,607 | $75,080 |
Counties in this FMR area
| County | Residents in area |
|---|---|
| Berks County, PA | 433,015 |
Small Area FMRs by ZIP code
Small Area FMRs apply to Housing Choice Vouchers where HUD requires them or the housing authority opts in; otherwise the metro FMR above applies. The median ZIP’s 2-bedroom SAFMR is $1,430.
| ZIP | Studio | 1BR | 2BR | 3BR | 4BR | 2BR vs FY 2026 | 2BR vs area FMR |
|---|---|---|---|---|---|---|---|
| 17026 | $980 | $1,120 | $1,420 | $1,750 | $1,880 | +$180 (+14.5%) | about the same as |
| 17067 | $1,000 | $1,120 | $1,420 | $1,760 | $1,920 | +$10 (+0.7%) | about the same as |
| 17073 | $1,200 | $1,300 | $1,640 | $2,110 | $2,290 | +$40 (+2.5%) | 16% above |
| 17087 | $980 | $1,120 | $1,420 | $1,750 | $1,880 | +$160 (+12.7%) | about the same as |
| 17555 | $1,180 | $1,290 | $1,600 | $2,000 | $2,110 | +$320 (+25.0%) | 13% above |
| 17569 | $1,000 | $1,120 | $1,420 | $1,790 | $1,880 | −$20 (−1.4%) | about the same as |
| 18011 | $1,560 | $1,800 | $2,220 | $2,760 | $2,980 | +$160 (+7.8%) | 57% above |
| 18031 | $1,800 | $2,100 | $2,550 | $3,190 | $3,440 | +$290 (+12.8%) | 80% above |
| 18041 | $1,250 | $1,360 | $1,630 | $1,940 | $2,140 | +$70 (+4.5%) | 15% above |
| 18056 | $1,400 | $1,570 | $2,010 | $2,450 | $2,690 | −$200 (−9.0%) | 42% above |
| 18062 | $1,800 | $2,100 | $2,550 | $3,190 | $3,440 | +$250 (+10.9%) | 80% above |
| 18070 | $1,220 | $1,350 | $1,650 | $1,990 | $2,190 | −$20 (−1.2%) | 16% above |
| 18092 | $1,260 | $1,470 | $1,790 | $2,230 | $2,410 | +$20 (+1.1%) | 26% above |
| 19464 | $1,290 | $1,400 | $1,670 | $1,990 | $2,190 | +$60 (+3.7%) | 18% above |
| 19501 | $1,000 | $1,120 | $1,420 | $1,790 | $1,880 | +$160 (+12.7%) | about the same as |
| 19503 | $1,020 | $1,170 | $1,480 | $1,820 | $1,960 | −$160 (−9.8%) | 4% above |
| 19504 | $1,020 | $1,130 | $1,420 | $1,710 | $1,880 | −$60 (−4.1%) | about the same as |
| 19505 | $1,000 | $1,150 | $1,440 | $1,780 | $1,920 | −$160 (−10.0%) | 2% above |
| 19506 | $980 | $1,120 | $1,420 | $1,750 | $1,880 | −$110 (−7.2%) | about the same as |
| 19507 | $980 | $1,120 | $1,420 | $1,750 | $1,880 | +$80 (+6.0%) | about the same as |
| 19508 | $980 | $1,120 | $1,420 | $1,750 | $1,880 | −$20 (−1.4%) | about the same as |
| 19510 | $1,060 | $1,210 | $1,530 | $1,890 | $2,030 | −$170 (−10.0%) | 8% above |
| 19511 | $980 | $1,120 | $1,420 | $1,750 | $1,880 | −$100 (−6.6%) | about the same as |
| 19512 | $1,000 | $1,130 | $1,430 | $1,760 | $1,900 | −$150 (−9.5%) | 1% above |
| 19516 | $1,240 | $1,390 | $1,780 | $2,170 | $2,380 | −$120 (−6.3%) | 26% above |
| 19518 | $1,180 | $1,350 | $1,710 | $2,110 | $2,270 | −$190 (−10.0%) | 21% above |
| 19519 | $990 | $1,120 | $1,430 | $1,750 | $1,900 | −$150 (−9.5%) | 1% above |
| 19520 | $1,040 | $1,130 | $1,370 | $1,630 | $1,800 | −$30 (−2.1%) | 3% below |
| 19522 | $990 | $1,120 | $1,420 | $1,750 | $1,900 | −$90 (−6.0%) | about the same as |
| 19523 | $980 | $1,120 | $1,420 | $1,750 | $1,880 | −$60 (−4.1%) | about the same as |
| 19525 | $1,140 | $1,240 | $1,480 | $1,760 | $1,950 | −$20 (−1.3%) | 4% above |
| 19526 | $980 | $1,120 | $1,420 | $1,750 | $1,880 | −$90 (−6.0%) | about the same as |
| 19529 | $1,200 | $1,370 | $1,710 | $2,110 | $2,300 | +$90 (+5.6%) | 21% above |
| 19530 | $1,020 | $1,210 | $1,480 | $1,880 | $1,980 | −$90 (−5.7%) | 4% above |
| 19533 | $980 | $1,120 | $1,420 | $1,750 | $1,880 | +$80 (+6.0%) | about the same as |
| 19534 | $980 | $1,120 | $1,420 | $1,750 | $1,880 | +$100 (+7.6%) | about the same as |
| 19535 | $1,130 | $1,280 | $1,640 | $2,010 | $2,170 | −$180 (−9.9%) | 16% above |
| 19536 | $980 | $1,120 | $1,420 | $1,750 | $1,880 | +$40 (+2.9%) | about the same as |
| 19538 | $990 | $1,120 | $1,420 | $1,750 | $1,900 | −$150 (−9.6%) | about the same as |
| 19539 | $1,150 | $1,340 | $1,670 | $2,080 | $2,220 | −$180 (−9.7%) | 18% above |
| 19540 | $1,000 | $1,120 | $1,420 | $1,790 | $1,880 | −$20 (−1.4%) | about the same as |
| 19541 | $1,240 | $1,390 | $1,780 | $2,170 | $2,380 | −$120 (−6.3%) | 26% above |
| 19543 | $1,150 | $1,280 | $1,630 | $2,000 | $2,180 | −$20 (−1.2%) | 15% above |
| 19544 | $1,000 | $1,120 | $1,420 | $1,760 | $1,920 | +$10 (+0.7%) | about the same as |
| 19545 | $1,000 | $1,130 | $1,430 | $1,760 | $1,900 | −$150 (−9.5%) | 1% above |
| 19547 | $1,080 | $1,220 | $1,550 | $1,910 | $2,070 | −$170 (−9.9%) | 9% above |
| 19548 | $990 | $1,120 | $1,430 | $1,750 | $1,900 | −$150 (−9.5%) | 1% above |
| 19550 | $980 | $1,120 | $1,420 | $1,750 | $1,880 | +$70 (+5.2%) | about the same as |
| 19551 | $1,000 | $1,120 | $1,420 | $1,790 | $1,880 | +$40 (+2.9%) | about the same as |
| 19554 | $980 | $1,120 | $1,420 | $1,750 | $1,880 | +$90 (+6.8%) | about the same as |
| 19555 | $980 | $1,120 | $1,420 | $1,750 | $1,880 | −$50 (−3.4%) | about the same as |
| 19559 | $980 | $1,120 | $1,420 | $1,750 | $1,880 | −$10 (−0.7%) | about the same as |
| 19560 | $1,270 | $1,430 | $1,830 | $2,230 | $2,450 | −$130 (−6.6%) | 29% above |
| 19562 | $1,040 | $1,170 | $1,500 | $1,820 | $2,000 | −$140 (−8.5%) | 6% above |
| 19564 | $980 | $1,120 | $1,420 | $1,750 | $1,880 | −$100 (−6.6%) | about the same as |
| 19565 | $1,010 | $1,160 | $1,470 | $1,800 | $1,950 | −$160 (−9.8%) | 4% above |
| 19567 | $990 | $1,120 | $1,420 | $1,750 | $1,900 | −$130 (−8.4%) | about the same as |
| 19601 | $980 | $1,120 | $1,420 | $1,750 | $1,880 | +$40 (+2.9%) | about the same as |
| 19602 | $980 | $1,120 | $1,420 | $1,750 | $1,880 | +$50 (+3.6%) | about the same as |
| 19603 | $990 | $1,120 | $1,430 | $1,750 | $1,900 | −$150 (−9.5%) | 1% above |
| 19604 | $980 | $1,120 | $1,420 | $1,750 | $1,880 | −$80 (−5.3%) | about the same as |
| 19605 | $1,110 | $1,240 | $1,590 | $1,940 | $2,120 | −$160 (−9.1%) | 12% above |
| 19606 | $1,090 | $1,240 | $1,580 | $1,940 | $2,090 | −$170 (−9.7%) | 11% above |
| 19607 | $1,090 | $1,240 | $1,580 | $1,940 | $2,100 | −$170 (−9.7%) | 11% above |
| 19608 | $1,270 | $1,450 | $1,850 | $2,270 | $2,440 | −$200 (−9.8%) | 30% above |
| 19609 | $1,150 | $1,310 | $1,660 | $2,040 | $2,200 | −$180 (−9.8%) | 17% above |
| 19610 | $1,350 | $1,530 | $1,960 | $2,410 | $2,590 | −$210 (−9.7%) | 38% above |
| 19611 | $980 | $1,120 | $1,420 | $1,750 | $1,880 | −$120 (−7.8%) | about the same as |
| 19612 | $990 | $1,120 | $1,430 | $1,750 | $1,900 | −$150 (−9.5%) | 1% above |
Sources
- U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
- HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).
Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.