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Metro FMR area · IL · HUD FY 2027

Rockford, IL Fair Market Rent

HUD’s FY 2027 Fair Market Rent for a 2-bedroom in the Rockford, IL area is $1,172 a month, 32% below the Illinois average and 33% below the U.S. average of $1,761. ZIP-level Small Area FMRs for its 43 ZIP codes range from $1,060 to $1,760.

  • $1,1722-bedroom FMR−$3 (−0.3%) vs FY 2026
  • $8961-bedroom FMRU.S.: $1,478
  • $46,880Income for a 2-bedroomat 30% of income
  • 336,522Residents2 counties

Can you afford the Fair Market Rent here?

Uses the common 30%-of-gross-income guideline. Results update as you type and stay in your browser.

Default: the income a 2-bedroom here needs at 30%.

Rent you can afford at 30% of income$1,172/month
2-bedroom Fair Market Rent and the income it needs
AreaFair Market RentIncome neededShare of your income
Rockford, IL FMR$1,172$46,880–
Illinois average$1,724$68,972–
U.S. average$1,761$70,432–
Rockford, IL Fair Market Rents, FY 2027 vs FY 2026
UnitRockford, IL FY 2027FY 2026ChangeIllinois avgU.S. avgIncome needed
Studio$816$810+$6 (+0.7%)$1,401$1,379$32,640
1 bedroom$896$895+$1 (+0.1%)$1,489$1,478$35,840
2 bedrooms$1,172$1,175−$3 (−0.3%)$1,724$1,761$46,880
3 bedrooms$1,542$1,555−$13 (−0.8%)$2,220$2,266$61,680
4 bedrooms$1,578$1,594−$16 (−1.0%)$2,524$2,607$63,120

Counties in this FMR area

Counties in the Rockford, IL FMR area
CountyResidents in area
Boone County, IL53,230
Winnebago County, IL283,292

Small Area FMRs by ZIP code

Small Area FMRs apply to Housing Choice Vouchers where HUD requires them or the housing authority opts in; otherwise the metro FMR above applies. The median ZIP’s 2-bedroom SAFMR is $1,190.

FY 2027 Small Area Fair Market Rents, Rockford, IL
ZIPStudio1BR2BR3BR4BR2BR vs FY 20262BR vs area FMR
60033$1,370$1,450$1,640$2,110$2,410+$190 (+13.1%)40% above
60135$1,070$1,180$1,510$2,050$2,350+$70 (+4.9%)29% above
60145$880$970$1,240$1,680$1,990−$10 (−0.8%)6% above
60146$1,090$1,200$1,540$2,090$2,390+$100 (+6.9%)31% above
60152$1,240$1,320$1,490$1,920$2,190+$170 (+12.9%)27% above
61008$800$880$1,150$1,510$1,550−$30 (−2.5%)2% below
61011$1,230$1,350$1,760$2,320$2,370no change50% above
61012$730$810$1,060$1,400$1,440−$110 (−9.4%)10% below
61016$740$810$1,060$1,400$1,440−$10 (−0.9%)10% below
61019$880$960$1,260$1,620$1,860−$70 (−5.3%)8% above
61020$860$950$1,240$1,530$1,770−$130 (−9.5%)6% above
61024$730$810$1,060$1,400$1,440−$10 (−0.9%)10% below
61038$990$1,080$1,310$1,710$1,860+$50 (+4.0%)12% above
61039$730$810$1,060$1,400$1,630−$10 (−0.9%)10% below
61047$890$980$1,280$1,530$1,950−$80 (−5.9%)9% above
61052$880$970$1,270$1,650$1,990−$50 (−3.8%)8% above
61063$890$980$1,280$1,680$1,750−$40 (−3.0%)9% above
61065$1,230$1,350$1,760$2,320$2,370no change50% above
61072$840$920$1,200$1,580$1,620+$30 (+2.6%)2% above
61073$1,090$1,200$1,570$2,070$2,110+$10 (+0.6%)34% above
61077$890$980$1,280$1,680$1,750−$30 (−2.3%)9% above
61079$750$820$1,070$1,400$1,440no change9% below
61080$750$820$1,070$1,410$1,440−$10 (−0.9%)9% below
61084$760$840$1,100$1,400$1,610−$100 (−8.3%)6% below
61088$890$980$1,280$1,680$1,720+$40 (+3.2%)9% above
61101$830$910$1,190$1,570$1,600+$20 (+1.7%)2% above
61102$730$810$1,060$1,400$1,450−$10 (−0.9%)10% below
61103$770$850$1,110$1,460$1,490no change5% below
61104$730$810$1,060$1,400$1,440−$10 (−0.9%)10% below
61105$810$890$1,170$1,540$1,570no changeabout the same as
61107$840$920$1,210$1,590$1,630no change3% above
61108$810$890$1,170$1,540$1,570−$10 (−0.8%)about the same as
61109$760$830$1,090$1,430$1,470−$10 (−0.9%)7% below
61110$810$890$1,170$1,540$1,570no changeabout the same as
61111$870$960$1,250$1,650$1,680+$10 (+0.8%)7% above
61112$770$840$1,110$1,460$1,490+$20 (+1.8%)5% below
61114$1,030$1,130$1,480$1,950$1,990no change26% above
61115$910$990$1,300$1,710$1,750−$50 (−3.7%)11% above
61125$810$890$1,170$1,540$1,570no changeabout the same as
61126$810$890$1,170$1,540$1,570no changeabout the same as
61130$810$890$1,170$1,540$1,570no changeabout the same as
61131$810$890$1,170$1,540$1,570no changeabout the same as
61132$810$890$1,170$1,540$1,570no changeabout the same as

Sources

Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.