Metro FMR area · MA · HUD FY 2027

Springfield, MA Fair Market Rent

HUD’s FY 2027 Fair Market Rent for a 2-bedroom in the Springfield, MA area is $1,800 a month, 30% below the Massachusetts average and 2% above the U.S. average of $1,761. ZIP-level Small Area FMRs for its 56 ZIP codes range from $1,570 to $2,700.

$1,8002-bedroom FMR+$66 (+3.8%) vs FY 2026
$1,4211-bedroom FMRU.S.: $1,478
$72,000Income for a 2-bedroomat 30% of income
462,815Residents1 county (towns)

Can you afford the Fair Market Rent here?

Uses the common 30%-of-gross-income guideline. Results update as you type and stay in your browser.

Household income ($ per year, before tax)

Default: the income a 2-bedroom here needs at 30%.

Unit size

Rent you can afford at 30% of income$1,800/month

2-bedroom Fair Market Rent and the income it needs
Area	Fair Market Rent	Income needed	Share of your income
Springfield, MA FMR	$1,800	$72,000	–
Massachusetts average	$2,566	$102,636	–
U.S. average	$1,761	$70,432	–

Springfield, MA Fair Market Rents, FY 2027 vs FY 2026
Unit	Springfield, MA FY 2027	FY 2026	Change	Massachusetts avg	U.S. avg	Income needed
Studio	$1,264	$1,219	+$45 (+3.7%)	$1,994	$1,379	$50,560
1 bedroom	$1,421	$1,382	+$39 (+2.8%)	$2,087	$1,478	$56,840
2 bedrooms	$1,800	$1,734	+$66 (+3.8%)	$2,566	$1,761	$72,000
3 bedrooms	$2,241	$2,127	+$114 (+5.4%)	$3,111	$2,266	$89,640
4 bedrooms	$2,370	$2,296	+$74 (+3.2%)	$3,453	$2,607	$94,800

Counties in this FMR area

Counties in the Springfield, MA FMR area
County	Residents in area
Hampden County, MA	462,815

Small Area FMRs by ZIP code

Small Area FMRs apply to Housing Choice Vouchers where HUD requires them or the housing authority opts in; otherwise the metro FMR above applies. The median ZIP’s 2-bedroom SAFMR is $1,800.

Filter ZIP codes

FY 2027 Small Area Fair Market Rents, Springfield, MA
ZIP	Studio	1BR	2BR	3BR	4BR	2BR vs FY 2026	2BR vs area FMR
01001	$1,360	$1,520	$1,930	$2,400	$2,540	+$20 (+1.0%)	7% above
01008	$1,130	$1,250	$1,570	$1,990	$2,590	+$60 (+4.0%)	13% below
01009	$1,310	$1,480	$1,870	$2,330	$2,460	+$40 (+2.2%)	4% above
01010	$1,100	$1,250	$1,570	$1,920	$2,320	+$220 (+16.3%)	13% below
01011	$1,250	$1,430	$1,810	$2,260	$2,440	+$300 (+19.9%)	1% above
01013	$1,160	$1,300	$1,650	$2,050	$2,170	+$50 (+3.1%)	8% below
01014	$1,260	$1,410	$1,790	$2,230	$2,360	+$80 (+4.7%)	1% below
01020	$1,260	$1,420	$1,800	$2,240	$2,370	+$70 (+4.0%)	same
01021	$1,260	$1,410	$1,790	$2,230	$2,360	+$80 (+4.7%)	1% below
01022	$1,810	$2,040	$2,580	$3,210	$3,400	+$120 (+4.9%)	43% above
01028	$1,440	$1,620	$2,050	$2,550	$2,700	+$250 (+13.9%)	14% above
01030	$1,230	$1,380	$1,750	$2,180	$2,300	+$10 (+0.6%)	3% below
01033	$1,440	$1,620	$2,060	$2,660	$2,780	+$20 (+1.0%)	14% above
01034	$1,900	$2,130	$2,700	$3,360	$3,550	+$100 (+3.8%)	50% above
01036	$1,230	$1,390	$1,750	$2,160	$2,310	+$70 (+4.2%)	3% below
01040	$1,260	$1,420	$1,800	$2,240	$2,370	+$80 (+4.7%)	same
01041	$1,260	$1,410	$1,790	$2,230	$2,360	+$80 (+4.7%)	1% below
01050	$1,330	$1,500	$1,920	$2,500	$2,600	−$10 (−0.5%)	7% above
01056	$1,260	$1,420	$1,800	$2,240	$2,370	+$60 (+3.4%)	same
01057	$1,100	$1,250	$1,570	$1,920	$2,070	+$130 (+9.0%)	13% below
01069	$1,250	$1,430	$1,810	$2,260	$2,440	+$300 (+19.9%)	1% above
01071	$1,100	$1,250	$1,570	$1,920	$2,070	+$170 (+12.1%)	13% below
01073	$1,280	$1,440	$1,830	$2,340	$2,460	+$20 (+1.1%)	2% above
01077	$1,310	$1,480	$1,870	$2,330	$2,460	+$60 (+3.3%)	4% above
01079	$1,110	$1,250	$1,580	$1,970	$2,080	+$70 (+4.6%)	12% below
01080	$1,190	$1,330	$1,690	$2,100	$2,230	−$20 (−1.2%)	6% below
01081	$1,380	$1,550	$1,960	$2,440	$2,580	no change	9% above
01082	$1,430	$1,440	$1,860	$2,300	$2,550	+$170 (+10.1%)	3% above
01085	$1,250	$1,430	$1,810	$2,260	$2,440	+$170 (+10.4%)	1% above
01086	$1,260	$1,410	$1,790	$2,230	$2,360	+$80 (+4.7%)	1% below
01089	$1,150	$1,300	$1,640	$2,040	$2,160	+$80 (+5.1%)	9% below
01090	$1,260	$1,410	$1,790	$2,230	$2,360	+$80 (+4.7%)	1% below
01095	$1,260	$1,410	$1,790	$2,230	$2,360	+$60 (+3.5%)	1% below
01097	$1,100	$1,250	$1,570	$1,920	$2,070	+$70 (+4.7%)	13% below
01101	$1,260	$1,410	$1,790	$2,230	$2,360	+$80 (+4.7%)	1% below
01103	$1,500	$1,690	$2,140	$2,660	$2,820	+$90 (+4.4%)	19% above
01104	$1,380	$1,550	$1,960	$2,440	$2,580	+$140 (+7.7%)	9% above
01105	$1,120	$1,260	$1,590	$1,980	$2,090	+$40 (+2.6%)	12% below
01106	$1,900	$2,130	$2,700	$3,360	$3,550	+$100 (+3.8%)	50% above
01107	$1,310	$1,480	$1,870	$2,330	$2,460	+$80 (+4.5%)	4% above
01108	$1,310	$1,470	$1,860	$2,320	$2,450	+$110 (+6.3%)	3% above
01109	$1,330	$1,500	$1,900	$2,370	$2,500	+$120 (+6.7%)	6% above
01111	$1,260	$1,410	$1,790	$2,230	$2,360	+$80 (+4.7%)	1% below
01115	$1,260	$1,410	$1,790	$2,230	$2,360	+$80 (+4.7%)	1% below
01116	$1,260	$1,410	$1,790	$2,230	$2,360	+$80 (+4.7%)	1% below
01118	$1,490	$1,670	$2,120	$2,640	$2,790	+$180 (+9.3%)	18% above
01119	$1,340	$1,510	$1,910	$2,380	$2,510	+$50 (+2.7%)	6% above
01128	$1,430	$1,610	$2,040	$2,540	$2,690	+$150 (+7.9%)	13% above
01129	$1,410	$1,590	$2,010	$2,500	$2,650	+$100 (+5.2%)	12% above
01138	$1,260	$1,410	$1,790	$2,230	$2,360	+$80 (+4.7%)	1% below
01139	$1,260	$1,410	$1,790	$2,230	$2,360	+$80 (+4.7%)	1% below
01144	$1,260	$1,410	$1,790	$2,230	$2,360	+$80 (+4.7%)	1% below
01151	$1,360	$1,530	$1,940	$2,410	$2,550	+$70 (+3.7%)	8% above
01152	$1,260	$1,410	$1,790	$2,230	$2,360	+$80 (+4.7%)	1% below
01223	$1,570	$1,590	$2,080	$2,840	$3,480	−$160 (−7.1%)	16% above
01521	$1,470	$1,660	$2,100	$2,610	$2,760	+$320 (+18.0%)	17% above

Sources

U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).

Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.