Metro FMR area · CT · HUD FY 2027

Waterbury-Shelton, CT Fair Market Rent

HUD’s FY 2027 Fair Market Rent for a 2-bedroom in the Waterbury-Shelton, CT area is $1,745 a month, 14% below the Connecticut average and 1% below the U.S. average of $1,761. ZIP-level Small Area FMRs for its 51 ZIP codes range from $1,560 to $3,290.

$1,7452-bedroom FMR−$43 (−2.4%) vs FY 2026
$1,3361-bedroom FMRU.S.: $1,478
$69,800Income for a 2-bedroomat 30% of income
454,969Residents1 county (towns)

Can you afford the Fair Market Rent here?

Uses the common 30%-of-gross-income guideline. Results update as you type and stay in your browser.

Household income ($ per year, before tax)

Default: the income a 2-bedroom here needs at 30%.

Unit size

Rent you can afford at 30% of income$1,745/month

2-bedroom Fair Market Rent and the income it needs
Area	Fair Market Rent	Income needed	Share of your income
Waterbury-Shelton, CT FMR	$1,745	$69,800	–
Connecticut average	$2,033	$81,339	–
U.S. average	$1,761	$70,432	–

Waterbury-Shelton, CT Fair Market Rents, FY 2027 vs FY 2026
Unit	Waterbury-Shelton, CT FY 2027	FY 2026	Change	Connecticut avg	U.S. avg	Income needed
Studio	$1,249	$1,246	+$3 (+0.2%)	$1,444	$1,379	$49,960
1 bedroom	$1,336	$1,445	−$109 (−7.5%)	$1,670	$1,478	$53,440
2 bedrooms	$1,745	$1,788	−$43 (−2.4%)	$2,033	$1,761	$69,800
3 bedrooms	$2,184	$2,210	−$26 (−1.2%)	$2,480	$2,266	$87,360
4 bedrooms	$2,599	$2,608	−$9 (−0.3%)	$2,901	$2,607	$103,960

Counties in this FMR area

Counties in the Waterbury-Shelton, CT FMR area
County	Residents in area
Naugatuck Valley Planning Region, CT	454,969

Small Area FMRs by ZIP code

Small Area FMRs apply to Housing Choice Vouchers where HUD requires them or the housing authority opts in; otherwise the metro FMR above applies. The median ZIP’s 2-bedroom SAFMR is $1,770.

Filter ZIP codes

FY 2027 Small Area Fair Market Rents, Waterbury-Shelton, CT
ZIP	Studio	1BR	2BR	3BR	4BR	2BR vs FY 2026	2BR vs area FMR
06010	$1,290	$1,380	$1,800	$2,250	$2,680	−$80 (−4.3%)	3% above
06011	$1,220	$1,310	$1,710	$2,140	$2,550	−$40 (−2.3%)	2% below
06013	$1,150	$1,350	$1,650	$2,180	$2,490	−$130 (−7.3%)	5% below
06032	$1,710	$1,960	$2,450	$2,920	$3,220	+$20 (+0.8%)	40% above
06062	$1,090	$1,250	$1,560	$1,860	$2,050	+$20 (+1.3%)	11% below
06401	$1,300	$1,440	$1,810	$2,270	$2,700	n/a	4% above
06403	$1,670	$1,780	$2,330	$2,920	$3,470	n/a	34% above
06410	$1,190	$1,270	$1,660	$2,080	$2,470	−$20 (−1.2%)	5% below
06418	$1,260	$1,440	$1,780	$2,200	$2,620	+$70 (+4.1%)	2% above
06451	$1,420	$1,540	$1,850	$2,300	$2,600	+$100 (+5.7%)	6% above
06468	$1,560	$1,890	$2,260	$2,740	$3,240	−$10 (−0.4%)	30% above
06477	$2,150	$2,330	$2,800	$3,480	$3,930	+$150 (+5.7%)	60% above
06478	$1,230	$1,320	$1,720	$2,150	$2,590	n/a	1% below
06479	$1,840	$2,110	$2,640	$3,150	$3,470	+$280 (+11.9%)	51% above
06483	$1,270	$1,360	$1,770	$2,220	$2,640	n/a	1% above
06484	$1,560	$1,890	$2,260	$2,740	$3,240	+$250 (+12.4%)	30% above
06487	$1,260	$1,380	$1,760	$2,200	$2,620	−$130 (−6.9%)	1% above
06488	$1,770	$1,890	$2,470	$3,090	$3,680	−$120 (−4.6%)	42% above
06489	$1,390	$1,600	$2,000	$2,380	$2,630	+$70 (+3.6%)	15% above
06492	$1,390	$1,510	$1,810	$2,250	$2,590	+$90 (+5.2%)	4% above
06518	$2,170	$2,350	$2,820	$3,510	$3,960	+$190 (+7.2%)	62% above
06611	$2,270	$2,750	$3,290	$3,970	$4,740	−$360 (−9.9%)	89% above
06614	$1,700	$2,100	$2,460	$2,970	$3,620	−$270 (−9.9%)	41% above
06701	$1,260	$1,380	$1,760	$2,200	$2,620	−$130 (−6.9%)	1% above
06702	$1,130	$1,310	$1,610	$1,990	$2,350	+$230 (+16.7%)	8% below
06703	$1,260	$1,380	$1,760	$2,200	$2,620	−$130 (−6.9%)	1% above
06704	$1,200	$1,310	$1,670	$2,090	$2,490	−$60 (−3.5%)	4% below
06705	$1,200	$1,310	$1,670	$2,090	$2,490	−$60 (−3.5%)	4% below
06706	$1,200	$1,310	$1,680	$2,100	$2,500	−$30 (−1.8%)	4% below
06708	$1,250	$1,330	$1,740	$2,180	$2,590	−$70 (−3.9%)	about the same as
06710	$1,130	$1,310	$1,610	$1,990	$2,350	−$60 (−3.6%)	8% below
06712	$1,680	$1,800	$2,350	$2,940	$3,500	+$10 (+0.4%)	35% above
06716	$1,800	$1,960	$2,510	$3,140	$3,740	−$170 (−6.3%)	44% above
06720	$1,260	$1,380	$1,760	$2,200	$2,620	−$130 (−6.9%)	1% above
06721	$1,260	$1,380	$1,760	$2,200	$2,620	−$130 (−6.9%)	1% above
06722	$1,260	$1,380	$1,760	$2,200	$2,620	−$130 (−6.9%)	1% above
06723	$1,260	$1,380	$1,760	$2,200	$2,620	−$130 (−6.9%)	1% above
06724	$1,260	$1,380	$1,760	$2,200	$2,620	−$130 (−6.9%)	1% above
06751	$1,130	$1,310	$1,610	$1,990	$2,350	+$110 (+7.3%)	8% below
06762	$1,570	$1,680	$2,190	$2,740	$3,260	+$90 (+4.3%)	26% above
06770	$1,260	$1,440	$1,780	$2,200	$2,620	−$50 (−2.7%)	2% above
06778	$1,130	$1,310	$1,610	$1,990	$2,350	+$120 (+8.1%)	8% below
06779	$1,290	$1,380	$1,800	$2,250	$2,680	−$90 (−4.8%)	3% above
06781	$1,270	$1,360	$1,770	$2,220	$2,640	−$50 (−2.7%)	1% above
06782	$1,420	$1,520	$1,990	$2,490	$2,960	−$70 (−3.4%)	14% above
06786	$1,150	$1,310	$1,610	$2,000	$2,380	−$30 (−1.8%)	8% below
06787	$1,130	$1,310	$1,610	$1,990	$2,350	+$120 (+8.1%)	8% below
06791	$1,400	$1,650	$2,010	$2,660	$3,040	−$70 (−3.4%)	15% above
06793	$1,540	$1,810	$2,210	$2,920	$3,340	−$120 (−5.2%)	27% above
06795	$1,130	$1,310	$1,610	$1,990	$2,350	−$110 (−6.4%)	8% below
06798	$1,530	$1,640	$2,140	$2,680	$3,190	−$60 (−2.7%)	23% above

Sources

U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).

Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.