Minnesota · FIPS 27007 · HUD FY 2027
Beltrami County, Minnesota Fair Market Rent
HUD’s FY 2027 Fair Market Rent for a 2-bedroom in Beltrami County is $1,230 a month (rent plus utilities), 18% below the Minnesota average of $1,507 and 30% below the U.S. average of $1,761. That is up $95 (8.4%) from FY 2026. At 30% of income, a household needs about $49,200 a year to afford it.
- $1,2302-bedroom FMR+$95 (+8.4%) vs FY 2026
- $9401-bedroom FMRMinnesota: $1,231 · U.S.: $1,478
- $49,200Income for a 2-bedroom$24/hour full-time
- 19 of 872BR rank in Minnesota1 = highest rent
| Unit | Beltrami County FY 2027 | FY 2026 | Change | Minnesota avg | U.S. avg | Income needed |
|---|---|---|---|---|---|---|
| Studio | $883 | $870 | +$13 (+1.5%) | $1,102 | $1,379 | $35,320 |
| 1 bedroom | $940 | $876 | +$64 (+7.3%) | $1,231 | $1,478 | $37,600 |
| 2 bedrooms | $1,230 | $1,135 | +$95 (+8.4%) | $1,507 | $1,761 | $49,200 |
| 3 bedrooms | $1,466 | $1,361 | +$105 (+7.7%) | $1,980 | $2,266 | $58,640 |
| 4 bedrooms | $2,041 | $1,715 | +$326 (+19.0%) | $2,243 | $2,607 | $81,640 |
How Beltrami County compares
- Beltrami County is a non-metro county, so HUD sets one Fair Market Rent for the whole county.
- Across Minnesota, 2-bedroom FMRs run from $1,014 (Yellow Medicine County) to $1,734 (Anoka County).
- Studio to 4-bedroom: $883, $940, $1,230, $1,466, $2,041. HUD derives the other sizes from the 2-bedroom figure with fixed ratios, adjusted where local data warrant.
- HUD also publishes ZIP-level Small Area FMRs. For the 12 ZIP codes mostly in Beltrami County (by land area), the 2-bedroom figure ranges from $1,030 to $1,250.
Small Area FMRs by ZIP code in Beltrami County
| ZIP | Studio | 1BR | 2BR | 3BR | 4BR | 2BR vs FY 2026 | 2BR vs area FMR |
|---|---|---|---|---|---|---|---|
| 56601 | $900 | $960 | $1,250 | $1,500 | $2,070 | +$100 (+8.7%) | 2% above |
| 56630 | $790 | $790 | $1,030 | $1,270 | $1,660 | +$40 (+4.0%) | 16% below |
| 56647 | $790 | $790 | $1,030 | $1,230 | $1,710 | +$40 (+4.0%) | 16% below |
| 56650 | $790 | $790 | $1,030 | $1,230 | $1,690 | +$40 (+4.0%) | 16% below |
| 56663 | $790 | $810 | $1,040 | $1,310 | $1,670 | +$40 (+4.0%) | 15% below |
| 56666 | $790 | $790 | $1,030 | $1,230 | $1,680 | +$40 (+4.0%) | 16% below |
| 56667 | $860 | $940 | $1,210 | $1,450 | $1,940 | +$30 (+2.5%) | 2% below |
| 56670 | $790 | $790 | $1,030 | $1,230 | $1,690 | +$40 (+4.0%) | 16% below |
| 56678 | $890 | $970 | $1,250 | $1,530 | $2,010 | +$100 (+8.7%) | 2% above |
| 56683 | $920 | $930 | $1,200 | $1,440 | $1,810 | −$130 (−9.8%) | 2% below |
| 56685 | $790 | $800 | $1,040 | $1,260 | $1,580 | +$50 (+5.1%) | 15% below |
| 56727 | $790 | $790 | $1,030 | $1,250 | $1,700 | +$40 (+4.0%) | 16% below |
Sources
- U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
- HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).
- ZIP-to-county assignment: Census Bureau 2020 ZCTA-to-county relationship file (file dated December 9, 2021), largest land-area overlap.
Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.