Mississippi · FIPS 28019 · HUD FY 2027
Choctaw County, Mississippi Fair Market Rent
HUD’s FY 2027 Fair Market Rent for a 2-bedroom in Choctaw County is $905 a month (rent plus utilities), 17% below the Mississippi average of $1,087 and 49% below the U.S. average of $1,761. That is up $63 (7.5%) from FY 2026. At 30% of income, a household needs about $36,200 a year to afford it.
- $9052-bedroom FMR+$63 (+7.5%) vs FY 2026
- $6921-bedroom FMRMississippi: $928 · U.S.: $1,478
- $36,200Income for a 2-bedroom$17/hour full-time
- 35 of 822BR rank in Mississippi1 = highest rent
| Unit | Choctaw County FY 2027 | FY 2026 | Change | Mississippi avg | U.S. avg | Income needed |
|---|---|---|---|---|---|---|
| Studio | $687 | $638 | +$49 (+7.7%) | $883 | $1,379 | $27,480 |
| 1 bedroom | $692 | $642 | +$50 (+7.8%) | $928 | $1,478 | $27,680 |
| 2 bedrooms | $905 | $842 | +$63 (+7.5%) | $1,087 | $1,761 | $36,200 |
| 3 bedrooms | $1,171 | $1,115 | +$56 (+5.0%) | $1,371 | $2,266 | $46,840 |
| 4 bedrooms | $1,189 | $1,118 | +$71 (+6.4%) | $1,518 | $2,607 | $47,560 |
How Choctaw County compares
- Choctaw County is a non-metro county, so HUD sets one Fair Market Rent for the whole county.
- Across Mississippi, 2-bedroom FMRs run from $905 (Yalobusha County) to $1,316 (Forrest County).
- Studio to 4-bedroom: $687, $692, $905, $1,171, $1,189. HUD derives the other sizes from the 2-bedroom figure with fixed ratios, adjusted where local data warrant.
- HUD also publishes ZIP-level Small Area FMRs. For the 3 ZIP codes mostly in Choctaw County (by land area), the 2-bedroom figure ranges from $910 to $1,110.
Small Area FMRs by ZIP code in Choctaw County
| ZIP | Studio | 1BR | 2BR | 3BR | 4BR | 2BR vs FY 2026 | 2BR vs area FMR |
|---|---|---|---|---|---|---|---|
| 39735 | $770 | $790 | $1,010 | $1,310 | $1,330 | +$10 (+1.0%) | 12% above |
| 39752 | $850 | $850 | $1,110 | $1,400 | $1,490 | +$150 (+15.6%) | 23% above |
| 39772 | $690 | $700 | $910 | $1,170 | $1,190 | +$40 (+4.6%) | 1% above |
Sources
- U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
- HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).
- ZIP-to-county assignment: Census Bureau 2020 ZCTA-to-county relationship file (file dated December 9, 2021), largest land-area overlap.
Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.