Mississippi · FIPS 28075 · HUD FY 2027
Lauderdale County, Mississippi Fair Market Rent
HUD’s FY 2027 Fair Market Rent for a 2-bedroom in Lauderdale County is $1,006 a month (rent plus utilities), 7% below the Mississippi average of $1,087 and 43% below the U.S. average of $1,761. That is up $100 (11.0%) from FY 2026. At 30% of income, a household needs about $40,240 a year to afford it.
- $1,0062-bedroom FMR+$100 (+11.0%) vs FY 2026
- $8961-bedroom FMRMississippi: $928 · U.S.: $1,478
- $40,240Income for a 2-bedroom$19/hour full-time
- 23 of 822BR rank in Mississippi1 = highest rent
| Unit | Lauderdale County FY 2027 | FY 2026 | Change | Mississippi avg | U.S. avg | Income needed |
|---|---|---|---|---|---|---|
| Studio | $877 | $781 | +$96 (+12.3%) | $883 | $1,379 | $35,080 |
| 1 bedroom | $896 | $812 | +$84 (+10.3%) | $928 | $1,478 | $35,840 |
| 2 bedrooms | $1,006 | $906 | +$100 (+11.0%) | $1,087 | $1,761 | $40,240 |
| 3 bedrooms | $1,328 | $1,204 | +$124 (+10.3%) | $1,371 | $2,266 | $53,120 |
| 4 bedrooms | $1,332 | $1,265 | +$67 (+5.3%) | $1,518 | $2,607 | $53,280 |
How Lauderdale County compares
- Lauderdale County is a non-metro county, so HUD sets one Fair Market Rent for the whole county.
- Across Mississippi, 2-bedroom FMRs run from $905 (Yalobusha County) to $1,316 (Forrest County).
- Studio to 4-bedroom: $877, $896, $1,006, $1,328, $1,332. HUD derives the other sizes from the 2-bedroom figure with fixed ratios, adjusted where local data warrant.
- HUD also publishes ZIP-level Small Area FMRs. For the 9 ZIP codes mostly in Lauderdale County (by land area), the 2-bedroom figure ranges from $910 to $1,220.
Small Area FMRs by ZIP code in Lauderdale County
| ZIP | Studio | 1BR | 2BR | 3BR | 4BR | 2BR vs FY 2026 | 2BR vs area FMR |
|---|---|---|---|---|---|---|---|
| 39301 | $860 | $890 | $990 | $1,300 | $1,310 | +$90 (+10.0%) | 2% below |
| 39305 | $980 | $1,000 | $1,120 | $1,480 | $1,480 | +$120 (+12.0%) | 11% above |
| 39307 | $790 | $810 | $910 | $1,200 | $1,200 | +$10 (+1.1%) | 10% below |
| 39309 | $1,070 | $1,090 | $1,220 | $1,610 | $1,610 | +$150 (+14.0%) | 21% above |
| 39320 | $970 | $990 | $1,120 | $1,470 | $1,470 | +$130 (+13.1%) | 11% above |
| 39325 | $950 | $970 | $1,100 | $1,440 | $1,450 | +$130 (+13.4%) | 9% above |
| 39335 | $1,070 | $1,090 | $1,220 | $1,620 | $1,620 | +$150 (+14.0%) | 21% above |
| 39342 | $980 | $1,010 | $1,130 | $1,490 | $1,500 | +$100 (+9.7%) | 12% above |
| 39364 | $960 | $980 | $1,100 | $1,450 | $1,450 | +$40 (+3.8%) | 9% above |
Sources
- U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
- HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).
- ZIP-to-county assignment: Census Bureau 2020 ZCTA-to-county relationship file (file dated December 9, 2021), largest land-area overlap.
Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.