Mississippi · FIPS 28131 · HUD FY 2027
Stone County, Mississippi Fair Market Rent
HUD’s FY 2027 Fair Market Rent for a 2-bedroom in Stone County is $1,047 a month (rent plus utilities), 4% below the Mississippi average of $1,087 and 41% below the U.S. average of $1,761. That is up $78 (8.0%) from FY 2026. At 30% of income, a household needs about $41,880 a year to afford it.
- $1,0472-bedroom FMR+$78 (+8.0%) vs FY 2026
- $8821-bedroom FMRMississippi: $928 · U.S.: $1,478
- $41,880Income for a 2-bedroom$20/hour full-time
- 16 of 822BR rank in Mississippi1 = highest rent
| Unit | Stone County FY 2027 | FY 2026 | Change | Mississippi avg | U.S. avg | Income needed |
|---|---|---|---|---|---|---|
| Studio | $871 | $734 | +$137 (+18.7%) | $883 | $1,379 | $34,840 |
| 1 bedroom | $882 | $739 | +$143 (+19.4%) | $928 | $1,478 | $35,280 |
| 2 bedrooms | $1,047 | $969 | +$78 (+8.0%) | $1,087 | $1,761 | $41,880 |
| 3 bedrooms | $1,248 | $1,162 | +$86 (+7.4%) | $1,371 | $2,266 | $49,920 |
| 4 bedrooms | $1,570 | $1,432 | +$138 (+9.6%) | $1,518 | $2,607 | $62,800 |
How Stone County compares
- HUD sets this rent for the Stone County, MS metro FMR area, which covers 18,894 residents in 1 county.
- Across Mississippi, 2-bedroom FMRs run from $905 (Yalobusha County) to $1,316 (Forrest County).
- Studio to 4-bedroom: $871, $882, $1,047, $1,248, $1,570. HUD derives the other sizes from the 2-bedroom figure with fixed ratios, adjusted where local data warrant.
- HUD also publishes ZIP-level Small Area FMRs. For the 3 ZIP codes mostly in Stone County (by land area), the 2-bedroom figure ranges from $950 to $1,090.
Small Area FMRs by ZIP code in Stone County
| ZIP | Studio | 1BR | 2BR | 3BR | 4BR | 2BR vs FY 2026 | 2BR vs area FMR |
|---|---|---|---|---|---|---|---|
| 39561 | $740 | $790 | $950 | $1,160 | $1,390 | +$20 (+2.2%) | 9% below |
| 39573 | $840 | $860 | $1,030 | $1,330 | $1,590 | +$20 (+2.0%) | 2% below |
| 39577 | $880 | $920 | $1,090 | $1,320 | $1,600 | +$60 (+5.8%) | 4% above |
Sources
- U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
- HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).
- ZIP-to-county assignment: Census Bureau 2020 ZCTA-to-county relationship file (file dated December 9, 2021), largest land-area overlap.
Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.