Missouri · FIPS 29047 · HUD FY 2027
Clay County, Missouri Fair Market Rent
HUD’s FY 2027 Fair Market Rent for a 2-bedroom in Clay County is $1,546 a month (rent plus utilities), 24% above the Missouri average of $1,250 and 12% below the U.S. average of $1,761. That is up $188 (13.8%) from FY 2026. At 30% of income, a household needs about $61,840 a year to afford it.
- $1,5462-bedroom FMR+$188 (+13.8%) vs FY 2026
- $1,3661-bedroom FMRMissouri: $1,035 · U.S.: $1,478
- $61,840Income for a 2-bedroom$30/hour full-time
- 1 of 1162BR rank in Missouri1 = highest rent
| Unit | Clay County FY 2027 | FY 2026 | Change | Missouri avg | U.S. avg | Income needed |
|---|---|---|---|---|---|---|
| Studio | $1,257 | $1,095 | +$162 (+14.8%) | $979 | $1,379 | $50,280 |
| 1 bedroom | $1,366 | $1,197 | +$169 (+14.1%) | $1,035 | $1,478 | $54,640 |
| 2 bedrooms | $1,546 | $1,358 | +$188 (+13.8%) | $1,250 | $1,761 | $61,840 |
| 3 bedrooms | $2,020 | $1,769 | +$251 (+14.2%) | $1,631 | $2,266 | $80,800 |
| 4 bedrooms | $2,419 | $2,103 | +$316 (+15.0%) | $1,895 | $2,607 | $96,760 |
How Clay County compares
- HUD sets this rent for the Kansas City, MO-KS metro FMR area, which covers 2,201,956 residents in 13 counties.
- Across Missouri, 2-bedroom FMRs run from $962 (Wright County) to $1,546 (Caldwell County).
- Studio to 4-bedroom: $1,257, $1,366, $1,546, $2,020, $2,419. HUD derives the other sizes from the 2-bedroom figure with fixed ratios, adjusted where local data warrant.
- HUD also publishes ZIP-level Small Area FMRs. For the 18 ZIP codes mostly in Clay County (by land area), the 2-bedroom figure ranges from $1,220 to $2,320.
Small Area FMRs by ZIP code in Clay County
| ZIP | Studio | 1BR | 2BR | 3BR | 4BR | 2BR vs FY 2026 | 2BR vs area FMR |
|---|---|---|---|---|---|---|---|
| 64024 | $1,010 | $1,100 | $1,240 | $1,620 | $1,940 | +$150 (+13.8%) | 20% below |
| 64048 | $990 | $1,080 | $1,220 | $1,590 | $1,910 | +$70 (+6.1%) | 21% below |
| 64060 | $1,250 | $1,360 | $1,540 | $2,010 | $2,410 | +$190 (+14.1%) | about the same as |
| 64068 | $1,190 | $1,300 | $1,470 | $1,920 | $2,300 | +$190 (+14.8%) | 5% below |
| 64072 | $1,110 | $1,210 | $1,370 | $1,790 | $2,140 | +$200 (+17.1%) | 11% below |
| 64089 | $1,280 | $1,400 | $1,580 | $2,060 | $2,470 | +$270 (+20.6%) | 2% above |
| 64116 | $1,240 | $1,350 | $1,530 | $2,000 | $2,390 | +$220 (+16.8%) | 1% below |
| 64117 | $1,110 | $1,200 | $1,360 | $1,780 | $2,130 | +$180 (+15.3%) | 12% below |
| 64118 | $1,240 | $1,340 | $1,520 | $1,990 | $2,380 | +$190 (+14.3%) | 2% below |
| 64119 | $1,280 | $1,400 | $1,580 | $2,060 | $2,470 | +$160 (+11.3%) | 2% above |
| 64155 | $1,380 | $1,500 | $1,700 | $2,220 | $2,660 | +$190 (+12.6%) | 10% above |
| 64156 | $1,530 | $1,660 | $1,880 | $2,460 | $2,940 | +$220 (+13.3%) | 22% above |
| 64157 | $1,890 | $2,050 | $2,320 | $3,030 | $3,630 | +$280 (+13.7%) | 50% above |
| 64158 | $1,530 | $1,660 | $1,880 | $2,460 | $2,940 | +$270 (+16.8%) | 22% above |
| 64161 | $1,430 | $1,550 | $1,760 | $2,300 | $2,750 | +$200 (+12.8%) | 14% above |
| 64165 | $1,360 | $1,480 | $1,680 | $2,190 | $2,620 | +$230 (+15.9%) | 9% above |
| 64166 | $1,390 | $1,510 | $1,710 | $2,230 | $2,670 | +$250 (+17.1%) | 11% above |
| 64167 | $1,470 | $1,600 | $1,810 | $2,370 | $2,840 | +$220 (+13.8%) | 17% above |
Sources
- U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
- HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).
- ZIP-to-county assignment: Census Bureau 2020 ZCTA-to-county relationship file (file dated December 9, 2021), largest land-area overlap.
Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.