Missouri · FIPS 29053 · HUD FY 2027
Cooper County, Missouri Fair Market Rent
HUD’s FY 2027 Fair Market Rent for a 2-bedroom in Cooper County is $962 a month (rent plus utilities), 23% below the Missouri average of $1,250 and 45% below the U.S. average of $1,761. That is up $4 (0.4%) from FY 2026. At 30% of income, a household needs about $38,480 a year to afford it.
- $9622-bedroom FMR+$4 (+0.4%) vs FY 2026
- $7351-bedroom FMRMissouri: $1,035 · U.S.: $1,478
- $38,480Income for a 2-bedroom$18/hour full-time
- 58 of 1162BR rank in Missouri1 = highest rent
| Unit | Cooper County FY 2027 | FY 2026 | Change | Missouri avg | U.S. avg | Income needed |
|---|---|---|---|---|---|---|
| Studio | $695 | $668 | +$27 (+4.0%) | $979 | $1,379 | $27,800 |
| 1 bedroom | $735 | $730 | +$5 (+0.7%) | $1,035 | $1,478 | $29,400 |
| 2 bedrooms | $962 | $958 | +$4 (+0.4%) | $1,250 | $1,761 | $38,480 |
| 3 bedrooms | $1,278 | $1,182 | +$96 (+8.1%) | $1,631 | $2,266 | $51,120 |
| 4 bedrooms | $1,387 | $1,497 | −$110 (−7.3%) | $1,895 | $2,607 | $55,480 |
How Cooper County compares
- HUD sets this rent for the Cooper County, MO metro FMR area, which covers 16,824 residents in 1 county.
- Across Missouri, 2-bedroom FMRs run from $962 (Wright County) to $1,546 (Caldwell County).
- Studio to 4-bedroom: $695, $735, $962, $1,278, $1,387. HUD derives the other sizes from the 2-bedroom figure with fixed ratios, adjusted where local data warrant.
- HUD also publishes ZIP-level Small Area FMRs. For the 6 ZIP codes mostly in Cooper County (by land area), the 2-bedroom figure ranges from $960 to $1,210.
Small Area FMRs by ZIP code in Cooper County
| ZIP | Studio | 1BR | 2BR | 3BR | 4BR | 2BR vs FY 2026 | 2BR vs area FMR |
|---|---|---|---|---|---|---|---|
| 65068 | $700 | $740 | $960 | $1,280 | $1,390 | +$70 (+7.9%) | about the same as |
| 65233 | $700 | $740 | $970 | $1,290 | $1,400 | −$20 (−2.0%) | 1% above |
| 65237 | $690 | $740 | $960 | $1,280 | $1,390 | +$70 (+7.9%) | about the same as |
| 65276 | $690 | $740 | $960 | $1,280 | $1,390 | +$70 (+7.9%) | about the same as |
| 65322 | $870 | $920 | $1,210 | $1,610 | $1,740 | −$20 (−1.6%) | 26% above |
| 65348 | $750 | $800 | $1,030 | $1,360 | $1,460 | +$90 (+9.6%) | 7% above |
Sources
- U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
- HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).
- ZIP-to-county assignment: Census Bureau 2020 ZCTA-to-county relationship file (file dated December 9, 2021), largest land-area overlap.
Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.