Missouri · FIPS 29089 · HUD FY 2027
Howard County, Missouri Fair Market Rent
HUD’s FY 2027 Fair Market Rent for a 2-bedroom in Howard County is $990 a month (rent plus utilities), 21% below the Missouri average of $1,250 and 44% below the U.S. average of $1,761. That is down $54 (5.2%) from FY 2026. At 30% of income, a household needs about $39,600 a year to afford it.
- $9902-bedroom FMR−$54 (−5.2%) vs FY 2026
- $7571-bedroom FMRMissouri: $1,035 · U.S.: $1,478
- $39,600Income for a 2-bedroom$19/hour full-time
- 48 of 1162BR rank in Missouri1 = highest rent
| Unit | Howard County FY 2027 | FY 2026 | Change | Missouri avg | U.S. avg | Income needed |
|---|---|---|---|---|---|---|
| Studio | $689 | $720 | −$31 (−4.3%) | $979 | $1,379 | $27,560 |
| 1 bedroom | $757 | $796 | −$39 (−4.9%) | $1,035 | $1,478 | $30,280 |
| 2 bedrooms | $990 | $1,044 | −$54 (−5.2%) | $1,250 | $1,761 | $39,600 |
| 3 bedrooms | $1,180 | $1,252 | −$72 (−5.8%) | $1,631 | $2,266 | $47,200 |
| 4 bedrooms | $1,536 | $1,382 | +$154 (+11.1%) | $1,895 | $2,607 | $61,440 |
How Howard County compares
- HUD sets this rent for the Howard County, MO metro FMR area, which covers 10,147 residents in 1 county.
- Across Missouri, 2-bedroom FMRs run from $962 (Wright County) to $1,546 (Caldwell County).
- Studio to 4-bedroom: $689, $757, $990, $1,180, $1,536. HUD derives the other sizes from the 2-bedroom figure with fixed ratios, adjusted where local data warrant.
- HUD also publishes ZIP-level Small Area FMRs. For the 5 ZIP codes mostly in Howard County (by land area), the 2-bedroom figure ranges from $960 to $1,020.
Small Area FMRs by ZIP code in Howard County
| ZIP | Studio | 1BR | 2BR | 3BR | 4BR | 2BR vs FY 2026 | 2BR vs area FMR |
|---|---|---|---|---|---|---|---|
| 65230 | $670 | $740 | $960 | $1,150 | $1,490 | +$70 (+7.9%) | 3% below |
| 65248 | $710 | $780 | $1,020 | $1,220 | $1,580 | −$50 (−4.7%) | 3% above |
| 65250 | $700 | $770 | $1,000 | $1,240 | $1,520 | no change | 1% above |
| 65254 | $670 | $740 | $960 | $1,160 | $1,490 | +$10 (+1.1%) | 3% below |
| 65274 | $670 | $740 | $960 | $1,150 | $1,490 | +$20 (+2.1%) | 3% below |
Sources
- U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
- HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).
- ZIP-to-county assignment: Census Bureau 2020 ZCTA-to-county relationship file (file dated December 9, 2021), largest land-area overlap.
Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.