Missouri · FIPS 29187 · HUD FY 2027

St. Francois County, Missouri Fair Market Rent

HUD’s FY 2027 Fair Market Rent for a 2-bedroom in St. Francois County is $988 a month (rent plus utilities), 21% below the Missouri average of $1,250 and 44% below the U.S. average of $1,761. That is up $84 (9.3%) from FY 2026. At 30% of income, a household needs about $39,520 a year to afford it.

$9882-bedroom FMR+$84 (+9.3%) vs FY 2026
$7551-bedroom FMRMissouri: $1,035 · U.S.: $1,478
$39,520Income for a 2-bedroom$19/hour full-time
49 of 1162BR rank in Missouri1 = highest rent

Can you afford the Fair Market Rent here?

Uses the common 30%-of-gross-income guideline. Results update as you type and stay in your browser.

Household income ($ per year, before tax)

Default: the income a 2-bedroom here needs at 30%.

Unit size

Rent you can afford at 30% of income$988/month

2-bedroom Fair Market Rent and the income it needs
Area	Fair Market Rent	Income needed	Share of your income
St. Francois County FMR	$988	$39,520	–
Missouri average	$1,250	$49,992	–
U.S. average	$1,761	$70,432	–

St. Francois County Fair Market Rents, FY 2027 vs FY 2026, with state and U.S. averages
Unit	St. Francois County FY 2027	FY 2026	Change	Missouri avg	U.S. avg	Income needed
Studio	$750	$684	+$66 (+9.6%)	$979	$1,379	$30,000
1 bedroom	$755	$689	+$66 (+9.6%)	$1,035	$1,478	$30,200
2 bedrooms	$988	$904	+$84 (+9.3%)	$1,250	$1,761	$39,520
3 bedrooms	$1,195	$1,169	+$26 (+2.2%)	$1,631	$2,266	$47,800
4 bedrooms	$1,298	$1,197	+$101 (+8.4%)	$1,895	$2,607	$51,920

How St. Francois County compares

St. Francois County is a non-metro county, so HUD sets one Fair Market Rent for the whole county.
Across Missouri, 2-bedroom FMRs run from $962 (Wright County) to $1,546 (Caldwell County).
Studio to 4-bedroom: $750, $755, $988, $1,195, $1,298. HUD derives the other sizes from the 2-bedroom figure with fixed ratios, adjusted where local data warrant.
HUD also publishes ZIP-level Small Area FMRs. For the 8 ZIP codes mostly in St. Francois County (by land area), the 2-bedroom figure ranges from $960 to $1,070.

Small Area FMRs by ZIP code in St. Francois County

Filter ZIP codes

FY 2027 Small Area Fair Market Rents, ZIP codes in St. Francois County
ZIP	Studio	1BR	2BR	3BR	4BR	2BR vs FY 2026	2BR vs area FMR
63036	$820	$860	$1,070	$1,330	$1,560	+$70 (+7.0%)	8% above
63087	$770	$790	$1,000	$1,230	$1,390	+$10 (+1.0%)	1% above
63601	$730	$740	$960	$1,160	$1,260	+$70 (+7.9%)	3% below
63624	$730	$760	$960	$1,160	$1,300	+$70 (+7.9%)	3% below
63628	$730	$740	$960	$1,160	$1,340	−$30 (−3.0%)	3% below
63637	$730	$740	$960	$1,160	$1,260	+$70 (+7.9%)	3% below
63640	$800	$810	$1,060	$1,280	$1,410	+$90 (+9.3%)	7% above
63653	$800	$810	$1,060	$1,280	$1,390	+$100 (+10.4%)	7% above

Sources

U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).
ZIP-to-county assignment: Census Bureau 2020 ZCTA-to-county relationship file (file dated December 9, 2021), largest land-area overlap.

Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.

All Missouri counties · How HUD sets these rents