Missouri · FIPS 29510 · HUD FY 2027
St. Louis city, Missouri Fair Market Rent
HUD’s FY 2027 Fair Market Rent for a 2-bedroom in St. Louis city is $1,349 a month (rent plus utilities), 8% above the Missouri average of $1,250 and 23% below the U.S. average of $1,761. That is up $131 (10.8%) from FY 2026. At 30% of income, a household needs about $53,960 a year to afford it.
- $1,3492-bedroom FMR+$131 (+10.8%) vs FY 2026
- $1,1041-bedroom FMRMissouri: $1,035 · U.S.: $1,478
- $53,960Income for a 2-bedroom$26/hour full-time
- 9 of 1162BR rank in Missouri1 = highest rent
| Unit | St. Louis city FY 2027 | FY 2026 | Change | Missouri avg | U.S. avg | Income needed |
|---|---|---|---|---|---|---|
| Studio | $1,064 | $955 | +$109 (+11.4%) | $979 | $1,379 | $42,560 |
| 1 bedroom | $1,104 | $995 | +$109 (+11.0%) | $1,035 | $1,478 | $44,160 |
| 2 bedrooms | $1,349 | $1,218 | +$131 (+10.8%) | $1,250 | $1,761 | $53,960 |
| 3 bedrooms | $1,731 | $1,568 | +$163 (+10.4%) | $1,631 | $2,266 | $69,240 |
| 4 bedrooms | $1,997 | $1,812 | +$185 (+10.2%) | $1,895 | $2,607 | $79,880 |
How St. Louis city compares
- HUD sets this rent for the St. Louis, MO-IL metro FMR area, which covers 2,750,711 residents in 14 counties.
- Across Missouri, 2-bedroom FMRs run from $962 (Wright County) to $1,546 (Caldwell County).
- Studio to 4-bedroom: $1,064, $1,104, $1,349, $1,731, $1,997. HUD derives the other sizes from the 2-bedroom figure with fixed ratios, adjusted where local data warrant.
- HUD also publishes ZIP-level Small Area FMRs. For the 19 ZIP codes mostly in St. Louis city (by land area), the 2-bedroom figure ranges from $1,040 to $2,000.
Small Area FMRs by ZIP code in St. Louis city
| ZIP | Studio | 1BR | 2BR | 3BR | 4BR | 2BR vs FY 2026 | 2BR vs area FMR |
|---|---|---|---|---|---|---|---|
| 63101 | $1,260 | $1,310 | $1,600 | $2,050 | $2,370 | +$140 (+9.6%) | 19% above |
| 63102 | $1,140 | $1,190 | $1,450 | $1,860 | $2,150 | +$170 (+13.3%) | 7% above |
| 63103 | $1,000 | $1,040 | $1,270 | $1,630 | $1,880 | −$40 (−3.1%) | 6% below |
| 63104 | $1,180 | $1,220 | $1,490 | $1,910 | $2,210 | +$160 (+12.0%) | 10% above |
| 63106 | $820 | $850 | $1,040 | $1,330 | $1,540 | +$50 (+5.1%) | 23% below |
| 63107 | $870 | $900 | $1,100 | $1,410 | $1,630 | +$70 (+6.8%) | 18% below |
| 63108 | $1,580 | $1,640 | $2,000 | $2,570 | $2,960 | +$190 (+10.5%) | 48% above |
| 63109 | $1,090 | $1,130 | $1,380 | $1,770 | $2,040 | +$140 (+11.3%) | 2% above |
| 63110 | $1,290 | $1,330 | $1,630 | $2,090 | $2,410 | +$190 (+13.2%) | 21% above |
| 63111 | $840 | $880 | $1,070 | $1,370 | $1,580 | +$80 (+8.1%) | 21% below |
| 63112 | $1,040 | $1,080 | $1,320 | $1,690 | $1,950 | +$180 (+15.8%) | 2% below |
| 63113 | $990 | $1,020 | $1,250 | $1,600 | $1,850 | +$140 (+12.6%) | 7% below |
| 63115 | $910 | $950 | $1,160 | $1,490 | $1,720 | +$100 (+9.4%) | 14% below |
| 63116 | $1,030 | $1,070 | $1,310 | $1,680 | $1,940 | +$140 (+12.0%) | 3% below |
| 63118 | $1,040 | $1,080 | $1,320 | $1,690 | $1,950 | +$160 (+13.8%) | 2% below |
| 63120 | $880 | $920 | $1,120 | $1,440 | $1,660 | +$90 (+8.7%) | 17% below |
| 63139 | $1,180 | $1,230 | $1,500 | $1,920 | $2,220 | +$160 (+11.9%) | 11% above |
| 63147 | $960 | $1,000 | $1,220 | $1,570 | $1,810 | +$130 (+11.9%) | 10% below |
| 63155 | $980 | $1,010 | $1,240 | $1,590 | $1,840 | +$110 (+9.7%) | 8% below |
Sources
- U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
- HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).
- ZIP-to-county assignment: Census Bureau 2020 ZCTA-to-county relationship file (file dated December 9, 2021), largest land-area overlap.
Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.