Missouri · FIPS 29189 · HUD FY 2027
St. Louis County, Missouri Fair Market Rent
HUD’s FY 2027 Fair Market Rent for a 2-bedroom in St. Louis County is $1,349 a month (rent plus utilities), 8% above the Missouri average of $1,250 and 23% below the U.S. average of $1,761. That is up $131 (10.8%) from FY 2026. At 30% of income, a household needs about $53,960 a year to afford it.
- $1,3492-bedroom FMR+$131 (+10.8%) vs FY 2026
- $1,1041-bedroom FMRMissouri: $1,035 · U.S.: $1,478
- $53,960Income for a 2-bedroom$26/hour full-time
- 9 of 1162BR rank in Missouri1 = highest rent
| Unit | St. Louis County FY 2027 | FY 2026 | Change | Missouri avg | U.S. avg | Income needed |
|---|---|---|---|---|---|---|
| Studio | $1,064 | $955 | +$109 (+11.4%) | $979 | $1,379 | $42,560 |
| 1 bedroom | $1,104 | $995 | +$109 (+11.0%) | $1,035 | $1,478 | $44,160 |
| 2 bedrooms | $1,349 | $1,218 | +$131 (+10.8%) | $1,250 | $1,761 | $53,960 |
| 3 bedrooms | $1,731 | $1,568 | +$163 (+10.4%) | $1,631 | $2,266 | $69,240 |
| 4 bedrooms | $1,997 | $1,812 | +$185 (+10.2%) | $1,895 | $2,607 | $79,880 |
How St. Louis County compares
- HUD sets this rent for the St. Louis, MO-IL metro FMR area, which covers 2,750,711 residents in 14 counties.
- Across Missouri, 2-bedroom FMRs run from $962 (Wright County) to $1,546 (Caldwell County).
- Studio to 4-bedroom: $1,064, $1,104, $1,349, $1,731, $1,997. HUD derives the other sizes from the 2-bedroom figure with fixed ratios, adjusted where local data warrant.
- HUD also publishes ZIP-level Small Area FMRs. For the 43 ZIP codes mostly in St. Louis County (by land area), the 2-bedroom figure ranges from $1,060 to $2,020.
Small Area FMRs by ZIP code in St. Louis County
| ZIP | Studio | 1BR | 2BR | 3BR | 4BR | 2BR vs FY 2026 | 2BR vs area FMR |
|---|---|---|---|---|---|---|---|
| 63005 | $1,470 | $1,520 | $1,860 | $2,390 | $2,750 | +$190 (+11.4%) | 38% above |
| 63011 | $1,510 | $1,560 | $1,910 | $2,450 | $2,830 | +$100 (+5.5%) | 42% above |
| 63017 | $1,520 | $1,580 | $1,930 | $2,480 | $2,860 | +$220 (+12.9%) | 43% above |
| 63021 | $1,290 | $1,330 | $1,630 | $2,090 | $2,410 | +$190 (+13.2%) | 21% above |
| 63025 | $1,190 | $1,240 | $1,510 | $1,940 | $2,240 | +$140 (+10.2%) | 12% above |
| 63031 | $1,300 | $1,350 | $1,650 | $2,120 | $2,440 | +$210 (+14.6%) | 22% above |
| 63033 | $1,110 | $1,150 | $1,410 | $1,810 | $2,090 | +$160 (+12.8%) | 5% above |
| 63034 | $1,590 | $1,650 | $2,020 | $2,590 | $2,990 | +$190 (+10.4%) | 50% above |
| 63038 | $1,320 | $1,370 | $1,670 | $2,140 | $2,470 | +$170 (+11.3%) | 24% above |
| 63040 | $1,480 | $1,540 | $1,880 | $2,410 | $2,780 | +$260 (+16.0%) | 39% above |
| 63042 | $940 | $970 | $1,190 | $1,530 | $1,760 | +$80 (+7.2%) | 12% below |
| 63043 | $1,170 | $1,210 | $1,480 | $1,900 | $2,190 | +$140 (+10.4%) | 10% above |
| 63044 | $1,050 | $1,090 | $1,330 | $1,710 | $1,970 | +$180 (+15.7%) | 1% below |
| 63045 | $1,130 | $1,170 | $1,430 | $1,840 | $2,120 | +$130 (+10.0%) | 6% above |
| 63074 | $940 | $970 | $1,190 | $1,530 | $1,760 | +$100 (+9.2%) | 12% below |
| 63088 | $1,260 | $1,310 | $1,600 | $2,050 | $2,370 | +$180 (+12.7%) | 19% above |
| 63105 | $1,490 | $1,550 | $1,890 | $2,430 | $2,800 | +$160 (+9.2%) | 40% above |
| 63114 | $1,100 | $1,150 | $1,400 | $1,800 | $2,070 | +$140 (+11.1%) | 4% above |
| 63117 | $1,210 | $1,260 | $1,540 | $1,980 | $2,280 | +$180 (+13.2%) | 14% above |
| 63119 | $1,140 | $1,180 | $1,440 | $1,850 | $2,130 | +$160 (+12.5%) | 7% above |
| 63121 | $970 | $1,010 | $1,230 | $1,580 | $1,820 | +$120 (+10.8%) | 9% below |
| 63122 | $1,260 | $1,310 | $1,600 | $2,050 | $2,370 | +$180 (+12.7%) | 19% above |
| 63123 | $1,080 | $1,120 | $1,370 | $1,760 | $2,030 | +$140 (+11.4%) | 2% above |
| 63124 | $1,590 | $1,650 | $2,020 | $2,590 | $2,990 | +$190 (+10.4%) | 50% above |
| 63125 | $910 | $950 | $1,160 | $1,490 | $1,720 | +$50 (+4.5%) | 14% below |
| 63126 | $1,060 | $1,100 | $1,350 | $1,730 | $2,000 | +$100 (+8.0%) | about the same as |
| 63127 | $1,140 | $1,190 | $1,450 | $1,860 | $2,150 | +$160 (+12.4%) | 7% above |
| 63128 | $1,090 | $1,130 | $1,380 | $1,770 | $2,040 | +$160 (+13.1%) | 2% above |
| 63129 | $1,050 | $1,090 | $1,330 | $1,710 | $1,970 | +$130 (+10.8%) | 1% below |
| 63130 | $1,170 | $1,210 | $1,480 | $1,900 | $2,190 | +$120 (+8.8%) | 10% above |
| 63131 | $1,590 | $1,650 | $2,020 | $2,590 | $2,990 | +$190 (+10.4%) | 50% above |
| 63132 | $1,290 | $1,340 | $1,640 | $2,100 | $2,430 | +$180 (+12.3%) | 22% above |
| 63133 | $1,000 | $1,040 | $1,270 | $1,630 | $1,880 | +$110 (+9.5%) | 6% below |
| 63134 | $1,080 | $1,120 | $1,370 | $1,760 | $2,030 | +$100 (+7.9%) | 2% above |
| 63135 | $1,110 | $1,150 | $1,410 | $1,810 | $2,090 | +$120 (+9.3%) | 5% above |
| 63136 | $970 | $1,010 | $1,230 | $1,580 | $1,820 | +$130 (+11.8%) | 9% below |
| 63137 | $1,030 | $1,060 | $1,300 | $1,670 | $1,920 | +$130 (+11.1%) | 4% below |
| 63138 | $1,080 | $1,120 | $1,370 | $1,760 | $2,030 | +$180 (+15.1%) | 2% above |
| 63140 | $840 | $870 | $1,060 | $1,360 | $1,570 | +$70 (+7.1%) | 21% below |
| 63141 | $1,450 | $1,510 | $1,840 | $2,360 | $2,720 | +$210 (+12.9%) | 36% above |
| 63143 | $880 | $920 | $1,120 | $1,440 | $1,660 | +$110 (+10.9%) | 17% below |
| 63144 | $1,400 | $1,460 | $1,780 | $2,280 | $2,640 | +$140 (+8.5%) | 32% above |
| 63146 | $1,390 | $1,440 | $1,760 | $2,260 | $2,610 | +$210 (+13.5%) | 30% above |
Sources
- U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
- HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).
- ZIP-to-county assignment: Census Bureau 2020 ZCTA-to-county relationship file (file dated December 9, 2021), largest land-area overlap.
Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.