Missouri · FIPS 29217 · HUD FY 2027
Vernon County, Missouri Fair Market Rent
HUD’s FY 2027 Fair Market Rent for a 2-bedroom in Vernon County is $994 a month (rent plus utilities), 20% below the Missouri average of $1,250 and 44% below the U.S. average of $1,761. That is up $71 (7.7%) from FY 2026. At 30% of income, a household needs about $39,760 a year to afford it.
- $9942-bedroom FMR+$71 (+7.7%) vs FY 2026
- $7601-bedroom FMRMissouri: $1,035 · U.S.: $1,478
- $39,760Income for a 2-bedroom$19/hour full-time
- 46 of 1162BR rank in Missouri1 = highest rent
| Unit | Vernon County FY 2027 | FY 2026 | Change | Missouri avg | U.S. avg | Income needed |
|---|---|---|---|---|---|---|
| Studio | $732 | $686 | +$46 (+6.7%) | $979 | $1,379 | $29,280 |
| 1 bedroom | $760 | $703 | +$57 (+8.1%) | $1,035 | $1,478 | $30,400 |
| 2 bedrooms | $994 | $923 | +$71 (+7.7%) | $1,250 | $1,761 | $39,760 |
| 3 bedrooms | $1,256 | $1,160 | +$96 (+8.3%) | $1,631 | $2,266 | $50,240 |
| 4 bedrooms | $1,491 | $1,373 | +$118 (+8.6%) | $1,895 | $2,607 | $59,640 |
How Vernon County compares
- Vernon County is a non-metro county, so HUD sets one Fair Market Rent for the whole county.
- Across Missouri, 2-bedroom FMRs run from $962 (Wright County) to $1,546 (Caldwell County).
- Studio to 4-bedroom: $732, $760, $994, $1,256, $1,491. HUD derives the other sizes from the 2-bedroom figure with fixed ratios, adjusted where local data warrant.
- HUD also publishes ZIP-level Small Area FMRs. For the 12 ZIP codes mostly in Vernon County (by land area), the 2-bedroom figure ranges from $960 to $1,120.
Small Area FMRs by ZIP code in Vernon County
| ZIP | Studio | 1BR | 2BR | 3BR | 4BR | 2BR vs FY 2026 | 2BR vs area FMR |
|---|---|---|---|---|---|---|---|
| 64728 | $710 | $740 | $960 | $1,220 | $1,440 | +$70 (+7.9%) | 3% below |
| 64741 | $710 | $750 | $970 | $1,220 | $1,460 | +$70 (+7.8%) | 2% below |
| 64750 | $740 | $770 | $1,010 | $1,310 | $1,520 | +$80 (+8.6%) | 2% above |
| 64752 | $840 | $860 | $1,120 | $1,420 | $1,820 | −$50 (−4.3%) | 13% above |
| 64765 | $810 | $820 | $1,070 | $1,370 | $1,780 | +$180 (+20.2%) | 8% above |
| 64767 | $730 | $760 | $990 | $1,280 | $1,490 | +$80 (+8.8%) | about the same as |
| 64771 | $710 | $740 | $960 | $1,220 | $1,440 | +$70 (+7.9%) | 3% below |
| 64772 | $730 | $760 | $990 | $1,250 | $1,490 | +$80 (+8.8%) | about the same as |
| 64778 | $770 | $790 | $1,040 | $1,300 | $1,630 | +$90 (+9.5%) | 5% above |
| 64783 | $780 | $800 | $1,050 | $1,350 | $1,660 | +$130 (+14.1%) | 6% above |
| 64784 | $710 | $740 | $960 | $1,220 | $1,430 | +$70 (+7.9%) | 3% below |
| 64790 | $730 | $760 | $990 | $1,250 | $1,490 | +$60 (+6.5%) | about the same as |
Sources
- U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
- HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).
- ZIP-to-county assignment: Census Bureau 2020 ZCTA-to-county relationship file (file dated December 9, 2021), largest land-area overlap.
Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.