Montana · FIPS 30033 · HUD FY 2027
Garfield County, Montana Fair Market Rent
HUD’s FY 2027 Fair Market Rent for a 2-bedroom in Garfield County is $1,101 a month (rent plus utilities), 28% below the Montana average of $1,529 and 37% below the U.S. average of $1,761. That is up $2 (0.2%) from FY 2026. At 30% of income, a household needs about $44,040 a year to afford it.
- $1,1012-bedroom FMR+$2 (+0.2%) vs FY 2026
- $8641-bedroom FMRMontana: $1,223 · U.S.: $1,478
- $44,040Income for a 2-bedroom$21/hour full-time
- 49 of 562BR rank in Montana1 = highest rent
| Unit | Garfield County FY 2027 | FY 2026 | Change | Montana avg | U.S. avg | Income needed |
|---|---|---|---|---|---|---|
| Studio | $842 | $824 | +$18 (+2.2%) | $1,114 | $1,379 | $33,680 |
| 1 bedroom | $864 | $858 | +$6 (+0.7%) | $1,223 | $1,478 | $34,560 |
| 2 bedrooms | $1,101 | $1,099 | +$2 (+0.2%) | $1,529 | $1,761 | $44,040 |
| 3 bedrooms | $1,442 | $1,349 | +$93 (+6.9%) | $2,086 | $2,266 | $57,680 |
| 4 bedrooms | $1,809 | $1,777 | +$32 (+1.8%) | $2,430 | $2,607 | $72,360 |
How Garfield County compares
- Garfield County is a non-metro county, so HUD sets one Fair Market Rent for the whole county.
- Across Montana, 2-bedroom FMRs run from $1,014 (Phillips County) to $2,109 (Gallatin County).
- Studio to 4-bedroom: $842, $864, $1,101, $1,442, $1,809. HUD derives the other sizes from the 2-bedroom figure with fixed ratios, adjusted where local data warrant.
- HUD also publishes ZIP-level Small Area FMRs. For the 6 ZIP codes mostly in Garfield County (by land area), the 2-bedroom figure ranges from $1,080 to $1,400.
Small Area FMRs by ZIP code in Garfield County
| ZIP | Studio | 1BR | 2BR | 3BR | 4BR | 2BR vs FY 2026 | 2BR vs area FMR |
|---|---|---|---|---|---|---|---|
| 59058 | $1,050 | $1,090 | $1,400 | $1,930 | $2,260 | +$50 (+3.7%) | 27% above |
| 59077 | $840 | $860 | $1,100 | $1,440 | $1,810 | no change | about the same as |
| 59312 | $840 | $900 | $1,100 | $1,490 | $1,810 | no change | about the same as |
| 59318 | $820 | $920 | $1,080 | $1,450 | $1,760 | +$20 (+1.9%) | 2% below |
| 59322 | $940 | $970 | $1,250 | $1,670 | $2,020 | +$20 (+1.6%) | 14% above |
| 59337 | $840 | $860 | $1,100 | $1,440 | $1,810 | no change | about the same as |
Sources
- U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
- HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).
- ZIP-to-county assignment: Census Bureau 2020 ZCTA-to-county relationship file (file dated December 9, 2021), largest land-area overlap.
Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.