Montana · FIPS 30095 · HUD FY 2027
Stillwater County, Montana Fair Market Rent
HUD’s FY 2027 Fair Market Rent for a 2-bedroom in Stillwater County is $1,271 a month (rent plus utilities), 17% below the Montana average of $1,529 and 28% below the U.S. average of $1,761. That is up $14 (1.1%) from FY 2026. At 30% of income, a household needs about $50,840 a year to afford it.
- $1,2712-bedroom FMR+$14 (+1.1%) vs FY 2026
- $9721-bedroom FMRMontana: $1,223 · U.S.: $1,478
- $50,840Income for a 2-bedroom$24/hour full-time
- 33 of 562BR rank in Montana1 = highest rent
| Unit | Stillwater County FY 2027 | FY 2026 | Change | Montana avg | U.S. avg | Income needed |
|---|---|---|---|---|---|---|
| Studio | $885 | $884 | +$1 (+0.1%) | $1,114 | $1,379 | $35,400 |
| 1 bedroom | $972 | $958 | +$14 (+1.5%) | $1,223 | $1,478 | $38,880 |
| 2 bedrooms | $1,271 | $1,257 | +$14 (+1.1%) | $1,529 | $1,761 | $50,840 |
| 3 bedrooms | $1,760 | $1,748 | +$12 (+0.7%) | $2,086 | $2,266 | $70,400 |
| 4 bedrooms | $2,124 | $2,109 | +$15 (+0.7%) | $2,430 | $2,607 | $84,960 |
How Stillwater County compares
- HUD sets this rent for the Stillwater County, MT metro FMR area, which covers 9,182 residents in 1 county.
- Across Montana, 2-bedroom FMRs run from $1,014 (Phillips County) to $2,109 (Gallatin County).
- Studio to 4-bedroom: $885, $972, $1,271, $1,760, $2,124. HUD derives the other sizes from the 2-bedroom figure with fixed ratios, adjusted where local data warrant.
- HUD also publishes ZIP-level Small Area FMRs. For the 8 ZIP codes mostly in Stillwater County (by land area), the 2-bedroom figure ranges from $1,280 to $1,860.
Small Area FMRs by ZIP code in Stillwater County
| ZIP | Studio | 1BR | 2BR | 3BR | 4BR | 2BR vs FY 2026 | 2BR vs area FMR |
|---|---|---|---|---|---|---|---|
| 59001 | $920 | $1,000 | $1,290 | $1,790 | $2,150 | +$10 (+0.8%) | 1% above |
| 59019 | $920 | $1,000 | $1,280 | $1,760 | $2,010 | +$40 (+3.2%) | 1% above |
| 59028 | $1,030 | $1,200 | $1,480 | $2,050 | $2,450 | +$20 (+1.4%) | 16% above |
| 59057 | $1,030 | $1,150 | $1,470 | $2,040 | $2,390 | +$30 (+2.1%) | 16% above |
| 59061 | $1,090 | $1,220 | $1,550 | $2,140 | $2,530 | +$20 (+1.3%) | 22% above |
| 59063 | $1,060 | $1,170 | $1,530 | $2,120 | $2,550 | +$100 (+7.0%) | 20% above |
| 59067 | $1,050 | $1,100 | $1,410 | $1,930 | $2,220 | +$10 (+0.7%) | 11% above |
| 59069 | $1,340 | $1,440 | $1,860 | $2,530 | $2,900 | +$20 (+1.1%) | 46% above |
Sources
- U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
- HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).
- ZIP-to-county assignment: Census Bureau 2020 ZCTA-to-county relationship file (file dated December 9, 2021), largest land-area overlap.
Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.